The Best Senior Phone Plans
How We Chose Our Top List
We evaluated 20 of the best-known cell phone providers to find the best solutions for seniors. Our considerations included plan pricing, senior-friendly features such as health and safety services, discounts, coverage areas, and customer service.
T-Mobile’s 55+ Unlimited plans range in price from $55 per month for one line up to $65. Unlike other smaller networks that only allow one line per plan, T-Mobile lets you add a second line to your plan and save up to $25 each month!
T-Mobile’s all-in-one Unlimited 55+ plans are great for older adults who want to stream, call, text, and use their data without any limits. The perks that come with every Unlimited 55+ plan — like hotspot data, international texts, and weekly giveaways — score high marks in our books! For a full list of perks and pricing information, check out our T-Mobile pricing guide. We also appreciate that you can bring your own phone if you want to, as this can ease the learning curve for seniors and eliminates some of the major upfront costs of a phone.
Did You Know: Our experts took an in-depth look at T-Mobile’s plan rates, perks, and service. Find out why we awarded T-Mobile 4.5 out of 5 stars in our T-Mobile plan review.
Starting at less than $15 per month for the Value Talk & Text plan, Lively’s senior plan pricing is easy on the wallet. If you’ll be using your cell phone more frequently, go for the Unlimited Talk & Text plan. Add on as much or as little data as you want, with data prices ranging from $2.50 to $35 per month. Be aware that you’ll need to purchase a Lively phone in order to use your cell phone plan.
Lively’s highly sought-after Health & Safety Packages have three tiers — Basic, Preferred, and Ultimate. Package pricing starts at under $20 per month for much-needed peace of mind.
Without a doubt, Lively understands the needs of older adults! Their customizable cell phone plans are the perfect way to avoid busting your budget. The biggest standout feature is Lively’s optional Health & Safety Packages, which instantly turn your phone into a medical alert device. Keep in mind that you’ll need to purchase a Lively phone to pair with your plan, so if you already have a phone you’d like to continue using, it may be best to check out the other cell phone plans on our list.
For a look at our hands-on experience with this provider, visit our Lively phone review.
AT&T’s senior Unlimited 55+ cell phone plan for Florida residents is priced between $60 and $80 per month per line. AT&T’s traditional plan pricing ranges from about $65 per line for their starter plan to $85 per line for their ultimate cell phone package. The more lines you add, the greater the savings!
Get ready to save even more on your AT&T plan by simply becoming an AARP member! Members can save up to $10 per line per month on AT&T’s Unlimited Elite plan. You’ll also get up to $45 in waived activation and upgrade fees. Head over to our AARP membership guide to learn more.
AT&T is one of the largest telecommunications companies in the United States, serving nearly 100 million AT&T’s pricing tends to be on the higher side of our top picks. However, their award-winning customer service, reliable coverage, and extensive plan offerings make them a solid contender. For customers looking for a one-stop shop to meet their wireless plan and cell phone needs, AT&T hits it out of the park with their wide selection of devices. Our AT&T senior plan review shares the inside scoop on the best cell phones to pair with your AT&T plan.
Pro Tip: Considering a prepaid phone plan? AT&T’s prepaid plan made it onto our list of the best prepaid phone plans for seniors!
Consumer Cellular’s pricing includes plans for every budget, starting at about $15 per month for talk only and reaching up to $60 per month for unlimited talk, text, and data. Your price per line will decrease as you add more lines to your plan, so Consumer Cellular is an excellent option if you need to add a spouse or partner. If you’re an AARP member, you’ll enjoy a discount of 5 percent off any Consumer Cellular service plan.
Consumer Cellular gives you the ultimate freedom to choose the best phone plan for your needs. The ability to mix and match your talk, text, and data lets you avoid paying too much for extra service you won’t use. That’s a major plus! Flexible pricing and plans that you can change at any time without penalty puts Consumer Cellular among our top picks for seniors.
Shopping Tip: Check out our Consumer Cellular review for an in-depth look at Consumer Cellular’s plan pricing, options, and perks.
Verizon’s senior cell phone plan for Florida residents is priced between $40 and $60 per line. Traditional Verizon Unlimited plans start at $70 per line. You can snag major savings — up to $25 per month — if you add more than one line to your phone plan.
Shopping for a new phone to go with your Verizon phone plan? Be sure to ask about financing options. Verizon’s cell phone pricing is competitive, and they often offer 0 percent financing on a wide variety of cell phones.
Verizon wireless plans are excellent for seniors on the go who rely heavily on their phones to stay connected with family and friends, stream videos, and browse the internet. No matter which plan you choose, Verizon offers impressive multi-line discounts. While the plans are somewhat costlier than most competitors’ plans, Verizon offers flexibility and touts the nation’s most reliable service, making it a great choice for frequent travelers or those living in rural areas.
From the Expert: Our Verizon senior plan review provides an in-depth look at our top Verizon plan recommendations.
Snapfon’s plan pricing starts as low as $10 per month for 100 minutes. Need more talk and text? Bump your plan up to Snapfon’s Unlimited Talk and Text plan, priced at $25 per month. Talk, text, and data plans are priced between $30 and $40 per month. Add on the sosPlus 24/7 mobile monitoring for under $20 per month.
Snapfon’s customer-focused service and low plan pricing are an excellent combination. The add-on sosPlus personal emergency response service is ideal for older adults seeking a cell phone plan with health and safety features.
Pro Tip: Trying to decide between Snapfon and Lively cell phone plans? Learn about the coverage, plans, and pricing differences in our Lively vs. Snapfon review.
FreedomPop plans start at $0 per month. All FreedomPop plans include unlimited Wi-Fi calls for free. You choose the amount of data you need along with the number of minutes and text messages. Bundled paid plans range from around $15 to $55 per month.
With an absolutely free cellular, text, and data service plan, FreedomPop has older adults on a limited income covered. Customers looking for affordability and simplicity will appreciate FreedomPop’s no-nonsense approach to cellular service. You certainly can’t beat free service with customizable plan packages that you can upgrade at any time.
For just $15 per month, customers get unlimited talk and text with no contract required. You can add more data for $5 per gigabyte.
Republic Wireless is a great choice for older adults who don’t need a phone plan with a lot of bells and whistles. The ability to add data as needed allows impressive plan flexibility.
Deciphering cell phone plan pricing can be tricky! Before locking into your new plan, ask the salesperson to total up all of the plan costs, including taxes and fees, so you know exactly what to expect when you receive your monthly billing statement.
Here are the five most common fees to look out for:
Money-saving tip: Don’t be afraid to ask for fees to be waived! You could snag some savings by simply speaking to a customer service representative.
Many older adults living on a fixed income struggle to pay for a cell phone and service. And how much Social Security you get certainly plays a major role! Luckily, help is available through the Federal Communications Commission (FCC) Lifeline program.
Participants in Medicaid health insurance, Supplemental Security Income (SSI), Federal Public Housing Assistance (FPHA), veterans pension and survivor benefits, and other federal and state assistance programs may be eligible for free or low-cost phone service.
The FCC’s Lifeline program provides subscribers a discount on monthly telephone service, broadband internet service, or bundled voice-broadband packages purchased from participating wireline or wireless providers.
As you shop for the best cell phone plan, you’ll need to make sure you have the perfect phone to go with it! With so many choices, finding the right cell phone can seem like a daunting task. These resources will help you make the most of your new cell phone and plan.
Since graduating from Harvard with an honors degree in Statistics, Jeff has been creating content in print, online, and on television. Much of his work has been dedicated to informing seniors on how to live better lives. As Editor-in-Chief of the personal… Learn More About Jeff Hoyt