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The Best Senior Phone Plans

Our experts have researched 14 cell phone plans and recommend 10 of them for seniors

Best Cell Phone Plan Flexibility and Perks
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Best Cell Phone Plans With Medical Alert Services
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Best Network Service Coverage Reliability
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855-929-4241
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The Best Senior Phone Plans

Cell phones have become a vital part of everyday life. Cell phones allow seniors to connect with their loved ones and stay in touch with friends and family. Nowadays, seniors can easily find less complicated cell phones and cell phone plans so that they can stay in touch with those that matter most. For the more tech savy senior, smartphones provide tools, safety and entertainment on top of the standard communication functionality. Seniors can access their Facebook, pay bills online, text their friends and do so much more with a senior cell phone plan!

The Best Senior Cell Phones Plans for 2021

How We Chose Our Top List

We evaluated 20 of the best-known cell phone providers to find the best solutions for seniors. Our considerations included plan pricing, senior-friendly features such as health and safety services, discounts, coverage areas, and customer service.

20
Plans considered
05
Experts consulted
10
Plans selected
110
Hours of research
  • 1. T-Mobile: Best Cell Phone Plan Flexibility and Perks

    T-Mobile is America’s largest and fastest-growing 5G Unlike the cell phone carriers that only offer one senior plan, T-Mobile understands that a phone plan isn’t one-size-fits-all. With three 55+ senior plan options, you’re sure to find one that’s right for you! All senior plans feature unlimited talk, text, and data. Those who love to travel, pack your bags — T-Mobile offers free texting abroad, along with data in Mexico and Canada.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Above Average Excellent
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    Pros
    • Unlimited talk, text, and data on all senior phone plans
    • No contracts
    • Free Scam Shield caller ID
    • Mobile hotspot data
    • Option to keep your current number and phone
    • Weekly giveaways and perks
    Cons
    • Maximum of two lines per plan
    • Assisted support charges
    • Potentially slower data during peak traffic times

    Pricing

    T-Mobile’s 55+ Unlimited plans range in price from $55 per month for one line up to $65. Unlike other smaller networks that only allow one line per plan, T-Mobile lets you add a second line to your plan and save up to $25 each month!

    The Bottom Line

    T-Mobile’s all-in-one Unlimited 55+ plans are great for older adults who want to stream, call, text, and use their data without any limits. The perks that come with every Unlimited 55+ plan — like hotspot data, international texts, and weekly giveaways — score high marks in our books! For a full list of perks and pricing information, check out our T-Mobile pricing guide. We also appreciate that you can bring your own phone if you want to, as this can ease the learning curve for seniors and eliminates some of the major upfront costs of a phone.

    Did You Know: Our experts took an in-depth look at T-Mobile’s plan rates, perks, and service. Find out why we awarded T-Mobile 4.5 out of 5 stars in our T-Mobile plan review.

  • 2. Lively: Best Cell Phone Plans With Medical Alert Services

    As one of the original phone providers designed specifically for seniors, Lively truly shines with their affordable phone plan options, extensive Health & Safety packages, and some of the best senior-friendly phones on the market. With Lively, you have the flexibility to build your phone plan the way you want. You won’t be locked into a contract, so you can add Lively’s Health & Safety services, including urgent response and urgent care, at any time.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Excellent Excellent
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    Pros
    • No required contracts
    • Optional Health & Safety Packages
    • Budget-friendly plans
    • Carryover minutes
    • U.S.-based customer service
    • Option to keep your existing phone number
    Cons
    • Mandatory purchase of Lively phone
    • Limited selection of phone models

    Pricing

    Starting at less than $15 per month for the Value Talk & Text plan, Lively’s senior plan pricing is easy on the wallet. If you’ll be using your cell phone more frequently, go for the Unlimited Talk & Text plan. Add on as much or as little data as you want, with data prices ranging from $2.50 to $35 per month. Be aware that you’ll need to purchase a Lively phone in order to use your cell phone plan.

    Lively’s highly sought-after Health & Safety Packages have three tiers — Basic, Preferred, and Ultimate. Package pricing starts at under $20 per month for much-needed peace of mind.

    The Bottom Line

    Without a doubt, Lively understands the needs of older adults! Their customizable cell phone plans are the perfect way to avoid busting your budget. The biggest standout feature is Lively’s optional Health & Safety Packages, which instantly turn your phone into a medical alert device. Keep in mind that you’ll need to purchase a Lively phone to pair with your plan, so if you already have a phone you’d like to continue using, it may be best to check out the other cell phone plans on our list.

    For a look at our hands-on experience with this provider, visit our Lively phone review.

  • 3. AT&T: Best Network Service Coverage Reliability

    AT&T is one of the nation’s largest and oldest carriers. The company’s history dates back to Alexander Graham Bell! Florida residents can snag AT&T’s senior cell phone plan for adults aged 55 and over. For those who live outside of the Sunshine State, AT&T offers three unlimited talk, text, and data plan options. Even better, AT&T goes the extra mile to protect older adults from becoming victims of fraud with free advanced security. Sadly, older adults rack up more than $3 billion in losses annually from fraud and AT&T’s no-cost ActiveArmor service includes spam and fraud call blocking, identity monitoring, and safe browsing.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Excellent Excellent
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    Pros
    • AARP discounts and AT&T Rewards
    • Option to bring own unlocked phone
    • AutoPay discount
    • Paperless billing discount
    • Free spam and fraud call blocking
    • Free texting to 120+ countries
    Cons
    • The AT&T Unlimited 55+ plan is only available to Florida residents.
    • AT&T may throttle data speeds if the network is busy.

    Pricing

    AT&T’s senior Unlimited 55+ cell phone plan for Florida residents is priced between $60 and $80 per month per line. AT&T’s traditional plan pricing ranges from about $65 per line for their starter plan to $85 per line for their ultimate cell phone package. The more lines you add, the greater the savings!

    Get ready to save even more on your AT&T plan by simply becoming an AARP member! Members can save up to $10 per line per month on AT&T’s Unlimited Elite plan. You’ll also get up to $45 in waived activation and upgrade fees. Head over to our AARP membership guide to learn more.

    The Bottom Line

    AT&T is one of the largest telecommunications companies in the United States, serving nearly 100 million AT&T’s pricing tends to be on the higher side of our top picks. However, their award-winning customer service, reliable coverage, and extensive plan offerings make them a solid contender. For customers looking for a one-stop shop to meet their wireless plan and cell phone needs, AT&T hits it out of the park with their wide selection of devices. Our AT&T senior plan review shares the inside scoop on the best cell phones to pair with your AT&T plan.

    Pro Tip: Considering a prepaid phone plan? AT&T’s prepaid plan made it onto our list of the best prepaid phone plans for seniors!

  • 4. Consumer Cellular: Best Senior-Specific Cell Phone Plans

    Consumer Cellular has been offering simple, affordable cell phone plans for more than 25 Customers enjoy exceptional service and senior-specific phone plans, with no pesky hidden fees, contracts, or high overage charges. Consumer Cellular lets you design your own plan, so you can choose how many nationwide minutes, how many texts, and how much data you need.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Above Average Excellent
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    Pros
    • Low-cost plans
    • Option to change plans anytime without penalties or fees
    • Free activation
    • Multi-line discount
    • AARP discount
    • Option to bring your own device or purchase a new one
    • Risk-free guarantee
    Cons
    • High-speed data may slow down after you’ve used 35 GB.

    Pricing

    Consumer Cellular’s pricing includes plans for every budget, starting at about $15 per month for talk only and reaching up to $60 per month for unlimited talk, text, and data. Your price per line will decrease as you add more lines to your plan, so Consumer Cellular is an excellent option if you need to add a spouse or partner. If you’re an AARP member, you’ll enjoy a discount of 5 percent off any Consumer Cellular service plan.

    The Bottom Line

    Consumer Cellular gives you the ultimate freedom to choose the best phone plan for your needs. The ability to mix and match your talk, text, and data lets you avoid paying too much for extra service you won’t use. That’s a major plus! Flexible pricing and plans that you can change at any time without penalty puts Consumer Cellular among our top picks for seniors.

    Shopping Tip: Check out our Consumer Cellular review for an in-depth look at Consumer Cellular’s plan pricing, options, and perks.

  • 5. Verizon: Best Multi-Line Discount

    As one of the world’s leading providers of technology, communications, and entertainment products and services, Verizon is a popular choice for customers seeking a reliable network with nationwide Residents of Florida aged 55 and older can take advantage of Verizon’s senior-specific 55+ plan. Don’t worry if you live in another part of the country — Verizon offers several multi-line unlimited talk, text, and data plans, so you never have to stress about overage again!

    Ease of use Equipment Service & Response Features & Tech Pricing
    Average Excellent Above Average Excellent
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    Pros
    • Nationwide coverage
    • Unlimited talk, text, and data on all plans
    • AutoPay discount
    • Multi-line discount
    • Veteran discount
    • Free membership to Verizon Up rewards program and perks
    Cons
    • The 55+ senior plan is only available to Florida residents.
    • The monthly plans are more expensive than most competitors.
    • The 55+ senior plan has a two-line maximum.

    Pricing

    Verizon’s senior cell phone plan for Florida residents is priced between $40 and $60 per line. Traditional Verizon Unlimited plans start at $70 per line. You can snag major savings — up to $25 per month — if you add more than one line to your phone plan.

    Shopping for a new phone to go with your Verizon phone plan? Be sure to ask about financing options. Verizon’s cell phone pricing is competitive, and they often offer 0 percent financing on a wide variety of cell phones.

    The Bottom Line

    Verizon wireless plans are excellent for seniors on the go who rely heavily on their phones to stay connected with family and friends, stream videos, and browse the internet. No matter which plan you choose, Verizon offers impressive multi-line discounts. While the plans are somewhat costlier than most competitors’ plans, Verizon offers flexibility and touts the nation’s most reliable service, making it a great choice for frequent travelers or those living in rural areas.

    From the Expert: Our Verizon senior plan review provides an in-depth look at our top Verizon plan recommendations.

  • 6. Snapfon: Best No-Frills Plan and Phone Combinations

    Snapfon’s cell phone plans for older adults may be basic, but their add-on sosPlus emergency response service makes this company stand out. With a focus on service and quality, Snapfon offers competitive pricing, 100 percent U.S.-based customer service, and nationwide 5G network coverage. Add on their sosPlus mobile monitoring service for 24/7 assistance in case of an emergency.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Excellent Excellent Excellent
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    Pros
    • A la carte pricing for minutes, texts, and data
    • sosPlus mobile monitoring system available
    • No contracts
    • No overage or cancellation fees
    Cons
    • sosPlus is only available on Snapfon mobile devices.
    • The maximum amount of data is 3 GB.

    Pricing

    Snapfon’s plan pricing starts as low as $10 per month for 100 minutes. Need more talk and text? Bump your plan up to Snapfon’s Unlimited Talk and Text plan, priced at $25 per month. Talk, text, and data plans are priced between $30 and $40 per month. Add on the sosPlus 24/7 mobile monitoring for under $20 per month.

    The Bottom Line

    Snapfon’s customer-focused service and low plan pricing are an excellent combination. The add-on sosPlus personal emergency response service is ideal for older adults seeking a cell phone plan with health and safety features.

    Pro Tip: Trying to decide between Snapfon and Lively cell phone plans? Learn about the coverage, plans, and pricing differences in our Lively vs. Snapfon review.

  • 7. FreedomPop: Best Free Cell Phone Plan

    FreedomPop makes it easy to build the best cell phone plan for your needs and budget. They’ve taken the mobile phone industry by storm with their no-cost Freemium cell phone plan. Customers who only require minimal talk time will appreciate FreedomPop — for free! Need a bit more from your phone plan? You can upgrade from Freemium to a FreedomPop plan with additional minutes and data.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Excellent Excellent Excellent
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    Pros
    • Free plan option
    • Upgrades available for more minutes, text, or data
    • Unlimited Wi-Fi calls on all plans
    • Ability to keep your phone number
    • No contracts
    Cons
    • International calls and visual voicemail cost extra.
    • You must purchase a SIM card for the Freemium plan.

    Pricing

    FreedomPop plans start at $0 per month. All FreedomPop plans include unlimited Wi-Fi calls for free. You choose the amount of data you need along with the number of minutes and text messages. Bundled paid plans range from around $15 to $55 per month.

    The Bottom Line

    With an absolutely free cellular, text, and data service plan, FreedomPop has older adults on a limited income covered. Customers looking for affordability and simplicity will appreciate FreedomPop’s no-nonsense approach to cellular service. You certainly can’t beat free service with customizable plan packages that you can upgrade at any time.

  • 8. Republic Wireless: Best Android-Specific Cell Phone Plans

    Republic Wireless offers basic cell phone plan options for Android users. Their simple, straightforward plans come without the hassle of contracts, complex options, or hidden fees. With two of the nation’s biggest cellular networks — Sprint and T-Mobile — behind them, they have 99 percent of Americans covered.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Excellent Excellent Excellent
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    Pros
    • No long-term contracts
    • 14-day money-back guarantee
    • Affordable plans with no frills
    • Option to bring your own phone or buy one from Republic Wireless
    Cons
    • Republic Wireless is only compatible with Android devices.
    • There is no way to contact customer service by phone.
    • It’s only available in the United States — no international coverage.

    Pricing

    For just $15 per month, customers get unlimited talk and text with no contract required. You can add more data for $5 per gigabyte.

    The Bottom Line

    Republic Wireless is a great choice for older adults who don’t need a phone plan with a lot of bells and whistles. The ability to add data as needed allows impressive plan flexibility.

Top 7 Questions to Consider When Choosing a Senior Phone Plan

  1. Who are the cell phone carriers in your area? Your cell phone plan options will depend on which carriers provide coverage where you live. Ask your local friends, neighbors, and family which carriers they use and if they’re satisfied with their coverage.
  2. How will you use your phone? Will your phone be for just talking and texting? Or do you plan to use it for heavy internet surfing and video streaming? How you’ll use your phone dictates the type of plan you need.
  3. Do you already have a cell phone? If you’d like to continue using your current phone, be sure to ask if the plan and carrier you are considering allows you to do so.
  4. Do you need a health and safety package? Some carriers, such as Lively and Consumer Cellular, offer add-on health and safety packages that include urgent response and fall detection.
  5. Do you want a prepaid plan? With prepaid cell phone plans, you’ll pay upfront for the number of minutes, texts, and data you need.
  6. Are you eligible for a veteran discount or low-income plan pricing? Many carriers offer discounts to veterans, seniors, and low-income individuals.
  7. Do you travel out of the country often? You can stay connected with family and friends, even when you’re out of the country, with a plan that includes overseas coverage.

5 Common Cell Phone Plan Fees

Deciphering cell phone plan pricing can be tricky! Before locking into your new plan, ask the salesperson to total up all of the plan costs, including taxes and fees, so you know exactly what to expect when you receive your monthly billing statement.

Here are the five most common fees to look out for:

  1. Activation fee
  2. SIM card fee
  3. State and local wireless tax
  4. Phone upgrade fee
  5. Regulatory Cost Recovery Fee (RCRF)

Money-saving tip: Don’t be afraid to ask for fees to be waived! You could snag some savings by simply speaking to a customer service representative.

Free to Low-Cost Cell Phone Plans for Seniors

Many older adults living on a fixed income struggle to pay for a cell phone and service. And how much Social Security you get certainly plays a major role! Luckily, help is available through the Federal Communications Commission (FCC) Lifeline program.

Participants in Medicaid health insurance, Supplemental Security Income (SSI), Federal Public Housing Assistance (FPHA), veterans pension and survivor benefits, and other federal and state assistance programs may be eligible for free or low-cost phone service.

The FCC’s Lifeline program provides subscribers a discount on monthly telephone service, broadband internet service, or bundled voice-broadband packages purchased from participating wireline or wireless providers.

Best Phones for Seniors: How to Choose

As you shop for the best cell phone plan, you’ll need to make sure you have the perfect phone to go with it! With so many choices, finding the right cell phone can seem like a daunting task. These resources will help you make the most of your new cell phone and plan.

Resources on Cell Phones for Seniors

  1. Cell phone for seniors buyer’s guide: Get the inside scoop on the key factors to consider before making your purchase.
  2. Best cell phones for seniors: Visit this list of our favorite cell phones for seniors, from easy-to-use flip phones to high-tech smartphones and tablets.
  3. Best smartphones for seniors: Our experts spent over 300 hours researching, asking questions, and testing various phones to find the best smartphones on the market.
  4. Best flip phones for seniors: Find out which flip phones made our top five recommendations.
  5. Best cell phones for hearing-impaired seniors: Get the most out of your hearing aids by pairing them with one of the best cell phones for hearing-impaired seniors.
  6. Best big-button cell phones for seniors: We tested and reviewed over a dozen big-button cell phones and narrowed the list down to our top five picks for seniors.
  7. Easiest cell phones for seniors to use: Searching for a simple cell phone? We have you covered with the easiest cell phones based on usability, size, and other senior-friendly features.
Written By

Jeff Hoyt

Editor in Chief

Since graduating from Harvard with an honors degree in Statistics, Jeff has been creating content in print, online, and on television. Much of his work has been dedicated to informing seniors on how to live better lives. As Editor-in-Chief of the personal… Learn More About Jeff Hoyt