Best Prepaid Phone Plans for Seniors

We've researched the best prepaid phone plans on the market and narrowed the list down to our top six carriers for seniors.

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Best Senior-Specific Prepaid Plans
  • Phone plans designed for seniors
  • Cancel at any time with no fees
  • Affordable prepaid plans
Call for best price: Call to Order: (855) 643-4847
Best Prepaid Plans With Medical Alert Features
  • Talk, text, and data start at just $20 per month
  • Health & Safety Packages for medical alert features
  • Runs on the fast and reliable Verizon network
Call for best price: Call to Order: 844-618-9676
Best Prepaid Unlimited Plans
  • Unlimited plan available for just $30 per month
  • Runs on T-Mobile’s 5G network
  • Option to bring your own phone or purchase a new one
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Our Considerations When Choosing the Best Prepaid Phone Plans for Seniors

Choosing a phone plan, in general, is no small feat, but choosing a prepaid phone plan for seniors can get even trickier. We compared prepaid plans from regular and senior-friendly companies alike, narrowing down our top picks for you.
How did we do it? From pricing and discounts to contracts and medical alert features, we combed through the best prepaid phone plans out there to find the best choices for seniors. Below is a list of our most important criteria.

  • Price: Most seniors live on a fixed income, so we focused our search on companies that offer a good mix of price points. We wanted our final list to have an option for everyone’s budget, no matter how small. Know that some of the carriers give a per-line discount if you buy more than one phone line.
  • Senior-Friendly Perks: Some of the choices on our list cater specifically to seniors. Of course, we had to list those providers! Perks include optional health and safety services and senior-friendly phones with assistance buttons, large screens, and large keys.
  • Coverage: For many seniors, a cell phone is a lifeline. It connects you with your family members, emergency services, and your doctors. That means reliable service is oh-so-important. Our top picks all boast excellent nationwide coverage from several cell phone carriers.
  • Contracts: Phone contracts might work for some, but they aren’t as senior-friendly as we’d like them to be. None of our top prepaid phone plans require long-term contracts. This keeps your phone plan flexible if your needs change, like if you move to an area with different coverage or into a care home where you no longer need your cell phone.

Overview of the Top Prepaid Phone Plans for Seniors

Top 6 carriers Consumer Cellular Lively Mint Mobile AT&T FreedomPop Verizon
1 line for as low as $20 per month $19.99 per month $15 per month $30 per month $0 per month $35 per month
Unlimited text and talk available Yes Yes Yes Yes Yes Yes
Data options No data or up  to unlimited No data or up to unlimited No data or up to unlimited 5 GB to unlimited 25 MB to 10 GB 500 MB to unlimited
Other costs Taxes and fees Taxes and fees Taxes and fees Taxes and fees Taxes and fees;

SIM card

Taxes and fees
Number of lines Up to 3 1 Up to 5 1 1 1
Other features Talk-only plans available; senior-friendly phones Health and safety packages; senior-friendly phones Family plans available; Mint 55+ plans Fraud-call blocking; bring your own phone Free, unlimited Wi-Fi calling; flexible phone plans Loyalty discount; autopay discount; mobile hotspot

*Prices do not include autopay, loyalty, or multi-line discounts.

  • 1. Consumer Cellular: Best Senior-Specific Prepaid Plans


    Consumer Cellular’s commitment to helping older adults use technology and save money landed them on our list of the best prepaid phone plan providers. With this senior phone carrier, you only pay for exactly what you need. No wasted talk, text, or data here, and no long-term contracts either. You’ll be able to mix and match talk, text, and data if you want. If a cell phone — or a particular phone plan — isn’t a good fit for you, you can cancel at any time. That’s a win for us!

    Money-Saving Tip:

    Money-Saving Tip: AARP members enjoy a special 5 percent discount on any Consumer Cellular service plan! Learn more about the benefits of becoming a member in our guide to AARP membership.

    Consumer Cellular’s prepaid plans work with the carrier’s senior-friendly phones too. The Verve Snap has high-contrast keys, a bright screen, and a simple, straightforward design. We even included it in our list of the easiest-to-use phones for seniors.

    Plans and Pricing

    Consumer Cellular’s plan pricing is affordable, and their service is notably reliable. Pricing ranges from $20 per month for unlimited talk and text plus 1 GB of data up to $50 for unlimited talk, text, and data. As with T-Mobile, your price per line will decrease as you add more lines to your plan, so Consumer Cellular is excellent for spouses or small families. For an in-depth look at the plan options, head to our Consumer Cellular review.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Above Average Excellent
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    • Low cost, no contract plans
    • Users choose between T-Mobile or AT&T networks for service
    • Basic flip phones and iOS phones available
    • Easy to change plans anytime
    • No unlimited data option

    Consumer Cellular’s prepaid plans are great for:

    • AARP members
    • Older adults who want to share a phone bill with their spouse or partner
    • Those who want one of Consumer Cellular’s easy-to-use cell phones
  • 2. Lively: Best Prepaid Plans With Medical Alert Features


    Lively prepaid phone plans were made for seniors! Enjoy the flexibility your budget needs and the safety features your health requires. Choose from monthly phone plans starting at less than $19.99 per month for talk and text, along with health and safety features.

    Both of Lively’s phones, the Jitterbug Smart3 and the Jitterbug Flip2, made our list of the best cell phones for seniors, so you can’t go wrong with either! In our Lively phone review, our experts put both phones to the test and were impressed with the results. With a Lively plan, the phones transform into personal safety devices.

    Plans and Pricing

    If you’re budget-conscious like us, you’ll love only paying for exactly what you need. With no long-term contracts, you can switch Lively plans anytime! Lively’s plans start at $19.99 per month for talk and text. If you want to add data or upgrade to a plan with more health and safety features, prices will increase.

    What sets Lively apart are their health and safety services. Whether you want an emergency response service or to check in on Mom or Dad, Lively’s plans have you covered. These packages include features like on-call nurses, help booking transportation, 24/7 urgent response, and more. Available features will vary by your chosen plan.

    Lively’s prepaid plans are great for:

    • The Basic plan includes Urgent Response service with 24/7 emergency assistance and access to Lively Link, an app that provides caregivers with location detection, activity monitoring and more.
    • The Premium includes everything in the Basic Plan. It also includes Nurse On-Call, an on-demand telehealth service that connects you with a registered nurse or board-certified physician, and Care Advocate, a program that links users to a trained advocate who provides resources and direction on wellness, financial matters, and more.

    These Health & Safety Packages are optional, starting at $24.99 per month. If you’d prefer to stick with a standard cell phone plan and skip this add-on, the choice is yours!

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Above Average Excellent Excellent
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    • Variety of talk, text and data plans, and emergency monitoring plans
    • Options for personal and medical assistance
    • Plans available on a smartphone and a flip phone
    • Phones run on the Verizon network
    • No long-term contracts and no cancellation charges
    • Limited to two phone options

    Lively’s prepaid plans are great for:

    • Seniors who want an easy-to-use phone with affordable service
    • Those who want added health and safety features like urgent response and urgent care
    • Budget-conscious older adults who want to pay only for what they’ll use
    • Seniors who don’t already have a cell phone from another brand
  • 3. Mint Mobile: Best Prepaid Unlimited Plans


    If you’re looking for an affordable plan with unlimited data, Mint Mobile is our top pick. The prepaid carrier, founded by beloved Canadian actor Ryan Reynolds, uses T-Mobile’s 5G network for its plans, which all include unlimited talk and text, as well as data ranging from 5 GB to unlimited. Mint Mobile’s unlimited plan is just $30 per month, making it the cheapest unlimited plan on our list. If you use more than 40 GB of data during the month, you may experience slower speeds. That’s more data than most older adults will burn through, however, so it shouldn’t be an issue for most people. Mint Mobile has no contracts, and you can bring your own phone and phone number if you want to keep things simple.

    Plans and Pricing

    Mint Mobile’s prices start at $15 per month. The basic plan includes unlimited talk, text, and 5 GB of data. For just $5 per month extra, you can triple your data with Mint Mobile’s 15 GB plan. That should be plenty of data for light internet users who want to send emails, check social media, and use navigation on the go. If you want a little more data, Mint Mobile’s 20 GB plan costs $25 per month, and the unlimited data plan is $30 per month. No matter which plan you choose, Mint Mobile offers excellent value.

    Money-saving Tip:

    Money-saving Tip: Mint Mobile runs frequent promotions to help you save even more. You can, for example, often snag six months of free service when you buy a new phone and sign up for a six-month plan.

    These are introductory prices, however, and they last only for the first three months of service. To keep those prices after the first three months, you’ll need to sign up for a 12-month plan. You can also pay in three- or six-month increments, but monthly prices will increase by $10 or $5, respectively.

    Please scroll to the right for more info.
    • Affordable plans
    • No contracts
    • Unlimited options
    • Runs on T-Mobile’s 5G network
    • Bring your own phone or choose a new one
    • Prices may increase after the first three months
    • Speeds on unlimited plans slow down after 35 GB

    Mint Mobile’s prepaid plans are great for:

    • People who want an unlimited prepaid plan
    • Seniors looking for a budget-friendly option
    • Older adults who want to bring their own phone
    • Customers who live in areas with strong T-Mobile coverage
  • 4. AT&T: Best Prepaid Plans for One Line


    Serving more than 100 million subscribers, AT&T is one of the largest telecommunications companies in the United States.1 AT&T truly goes the extra mile to protect its prepaid customers. AT&T Mobile Security and Call Protect are two free mobile apps that reduce your chances of becoming a victim of fraud. These apps detect and block calls from likely fraudsters and alert you of telemarketers and suspected spam calls.

    Plans and Pricing

    AT&T’s low monthly pricing and wide range of data options for prepaid and traditional plans is impressive! AT&T offers data plans with 5 GB, 8 GB, 16 GB, and unlimited data. Their budget-conscious plan, priced at $30 per month, includes unlimited talk, text, and 5 GB high-speed data. Or you can go for it all with the top-of-the-line Unlimited plan, priced at around $50 per month.

    Money-Saving Tip:

    Money-Saving Tip: Leaning toward AT&T’s Unlimited plan? Sign up for AT&T AutoPay and save up to $25 per month!

    Another way to save some cash with AT&T is to pay in full for a certain number of months. For example, if you pay the 12-month cost for AT&T’s 16 GB plan upfront, you’ll pay just $25 per month.

    Do you have kids, siblings, or grandkids living, studying, or stationed abroad? Every AT&T prepaid plan includes unlimited texts to more than 200 countries. There’s no need to download a separate messaging app just to talk to your loved ones.

    Note that most of these prepaid plans are only available for one line, so we recommend them for older adults who don’t also need coverage for a spouse or other family members.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Excellent Excellent
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    • Unlimited 55+ plan for seniors
    • Unlimited prepaid and international services available
    • AARP discounts and AT&T Rewards
    • Can bring own unlocked phone
    • Long term contracts are costly to cancel
    • Senior plan doesn’t include data or texts

    AT&T’s prepaid plans are great for:

    • Seniors on a budget who want a data plan
    • Older adults with loved ones in other countries
    • Those who already have a phone to bring onto the network
    • Seniors living in an area with excellent AT&T coverage
  • 5. FreedomPop: Best Free Prepaid Plan Options


    FreedomPop offers free prepaid phone plans for seniors. Talk about a steal! This company’s free plan, Freemium, lets you make free unlimited Wi-Fi calls. A Wi-Fi call uses the wireless network in your home (or wherever there is public Wi-Fi to call another person’s phone number. It’ll feel just like making a regular call. The free plan also includes some data, regular texts, and calls. It’s perfect if you’re connected to Wi-Fi most of the time. The Freemium plan has just one upfront cost: You’ll need to purchase a $10 SIM card kit.

    Plans and Pricing

    If you want to upgrade from the free plan, you have prepaid options as well. FreedomPop makes it easy to build the best prepaid cell phone plan. Pricing starts at around $15 for a basic plan. If you need more minutes and data, you have the choice of several plan bundles priced from around $17 to $55. FreedomPop customers can have it all with an unlimited talk, text, and data plan. Talk to your kids and grandkids for hours without running out of minutes — they’ll love hearing from you!

    Important Info:

    Important Info: To maintain your no-cost Freemium plan, you will need to renew it every month.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Excellent Excellent Excellent Excellent Excellent
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    • Absolutely free plan
    • Upgradable if more minutes, text or data is needed
    • Low cost Alcatel Conquest LTE Smartphone
    • Nationwide 4G LTE coverage
    • Phone options are limited and are not senior specific
    • Limited data plans are available

    FreedomPop’s prepaid plans are great for:

    • Seniors who are on a tight budget and have Wi-Fi
    • Those with Wi-Fi who don’t have a landline at home
    • Older adults who mainly use data for maps, emails, and the web — not gaming or streaming videos
    • Seniors looking for their first wireless plan
  • 6. Verizon: Best Prepaid Plans With Loyalty Discounts


    Verizon, the third of the country’s major phone carriers to make our list, rewards loyalty with their prepaid phone plans. We chose this company because we love finding ways to save money (but who doesn’t?). In fact, our Verizon senior plan review featured three of Verizon’s prepaid phone plans!

    Plans and Pricing

    Verizon has a range of prepaid plans to meet your data needs. If talk and text are the main ways you use your phone, Verizon’s 500 MB plan is an excellent option. If you love to stream videos, post heavily on social media, and don’t want to worry about overage charges, Verizon’s Unlimited plans have you covered! All of Verizon’s prepaid plans include unlimited talk and text in the U.S. Before you lock into a plan, ask what other options it includes, such as a mobile hotspot or calls to Mexico and Canada.

    Did You Know?

    Did You Know? You can bring your old phone with you or choose one of Verizon’s senior-friendly phones; it’s your call!

    Verizon’s prepaid plan pricing ranges from around $35 to $60 per month. However, there are quite a few ways to save some cash. After three months of continuous service, you’ll save $5 per month, and after 10 months, you’ll knock $10 off your monthly bill. If you enroll in autopay, you’ll save another $5 a month! Be sure to find out which plans offer a loyalty discount. In some cases, you can save even more money over time by choosing a data plan!

    Like some of the other carriers on our list, Verizon only offers prepaid plans for one line, so we wouldn’t recommend them if you want to add anyone else to your plan.

    Ease of use Equipment Service & Response Features & Tech Pricing
    Average Excellent Above Average Excellent
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    • Greater coverage areas and service than competitors
    • Unlimited, single device and shared plans available
    • Impressive array of phones and devices available
    • International coverage is available with a TravelPass-5 Above Unlimited Plan
    • Monthly plans are more expensive than competitors
    • Contract plans are challenging and costly to cancel

    Verizon’s prepaid plans are great for:

    • Seniors who live in areas with reliable Verizon service
    • Those who already own a Verizon cell phone
    • Older adults who plan to stay with one carrier for the long term

How Do I Choose Between a Prepaid Plan and a Postpaid Plan?

Above, we laid out our best picks for prepaid cell phone plans for seniors, but those aren’t your only options. Did you know there’s also such a thing as a postpaid phone plan? Well, there is! We’ll sort out the differences for you to make the choice between the two a cinch.

What’s a Postpaid Plan?

With postpaid plans, you pay for your service at the end of the month. The main networks (AT&T, Verizon, and T-Mobile) all offer postpaid plans. Most postpaid plans include unlimited text and talk. How much you pay at the end of the month depends entirely on your data usage; if you use a lot of data, you’ll have a larger phone bill.

Are Postpaid or Prepaid Phone Plans Better for Seniors?

The answer to this question really depends on the user. Most seniors, especially the 56 percent who have cell phones and landlines2, don’t need unlimited talk and text. With prepaid plans, you only pay for what you use. What a great way to cut costs! However, many of the major carriers offer senior discounts for their postpaid plans, so it’s best to consider both options and pricing models before making a final decision.

Important Questions to Ask as You Decide Between Prepaid and Postpaid Plans

Let us help you figure out what plan makes sense for you. Ask yourself the questions below to see which type of plan fits your situation.

How Much Data Do You Think You’ll Use?

Data makes up the bulk of a cell phone plan’s costs these days. Most postpaid plans include large amounts of data or even unlimited data. Prepaid plans let you pay for as few as 25 MB of data a month. If you’re not sure how much data you’ll use, ask your family how much they use. Odds are, you’ll use less than they do.

Also, consider what you like to do online. If you just want to send a few emails and check Facebook, you won’t need a ton of data. If you’re going to stream videos or music, use GPS navigation, or be on the internet every day, you’ll probably want at least a few gigs.

Will You Be Getting a Single Phone or a Family Plan?

Some prepaid and postpaid plans offer discounts if they’re used as family plans. Ask your family what phone plan they have. Adding your phone to their plan — whichever kind it is — might be your most affordable option. If you want your own plan, prepaid plans may be better, as they give the lowest rates to single users.

Pro Tip:

Pro Tip: Still having trouble deciding what type of phone or plan you want? Visit our cell phone buyer’s guide for more important topics to consider!

Do You Travel a Lot?

If you travel a lot internationally, even just to Canada and Mexico, postpaid plans are great. Many providers offer free international texting and calling.

Do You Want ‘Free’ Entertainment Included?

Some postpaid wireless plans include “free” entertainment like Netflix, Hulu, or Disney Plus. If that interests you, and the numbers make sense, consider going with a postpaid plan.

Do You Need a New Phone?

If you need a new phone, what kind do you want? Do you want a senior-friendly phone or one of the latest smartphones?

Postpaid plan carriers let you pay for a new smartphone in monthly installments. Each month, you pay for a portion of the phone plus the monthly service fee. Prepaid phone plans don’t let you do that — or, if they do, you usually owe interest.

Paying for a new phone upfront is also an option. Some of our favorite prepaid phone carriers sell our favorite cell phones for seniors! And they’re affordable too — like the Jitterbug Smart3 for $149.99.

FAQs for Prepaid Phone Plans for Seniors

Written By

Taylor Shuman

Senior Tech Expert & Editor

For over five years, Taylor has been writing, editing, and researching products and services covering topics such as senior care and technology, internet and the digital divide, TV and entertainment, and education. Her work has been cited by publications such as Forbes,… Learn More About Taylor Shuman