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If rotary phones ever make a comeback, I guarantee you won’t find any seniors waiting in line to buy one. Most seniors these days — a good 71%, in fact1 — own a smartphone and depend on their cell phones to hang out with faraway family and friends, shoot high-quality videos, keep up with social media, and stream shows and movies while traveling.

Traditionally, Apple’s flagship smartphones have had great tech for keeping us connected. On top of that, iPhones are easy to use and come with best-in-class accessibility features that make life a lot easier if you have trouble with arthritis or find it difficult to read on smaller screens.

Of course, like the best of anything, iPhones don’t necessarily come cheap. But that doesn’t mean you should write them off either, even if you’re on a fixed income, as plenty of older folks are. It just means the best iPhones for seniors are going to be the best value for money without stinting on the special features they need.

How We Chose the Best iPhones for Seniors

Like all our top cell phone picks for seniors, our top iPhones had to meet certain criteria to make the cut. Here’s what we were looking for.

Features Seniors Appreciate

The iPhones we chose for this list needed to have features that make life easier for seniors. These could be accessibility features like hearing aid compatibility, text magnification, or voice dictation. But they could also be a great selection of apps, a high-quality Retina screen, or a professional camera. Not every senior with a smartphone is looking for a big-button flip phone.

Top Value for Senior-Sized Budgets

We chose iPhone models that offer the best value for money. Obviously, if you’re considering an iPhone, you might have a different price point in mind than if you were in the market for a $79.95 Snapfon ez4G. Then again, you may not be shopping for a $1,599 iPhone 13 Pro Max either. Finding quality features to fit reasonable budgets was our priority here.

Senior Tip: Now that you’re considering an iPhone, you’ll have a smorgasbord of apps to explore in the App Store. To start you off, we’ve prepared a list of the best free apps for seniors, a mix of practical and pure fun, for iPhones or Android phones.

Flexible Senior Payment Options

We looked for flexible payment options. Are you a no-contract, money-upfront shopper? Or do you prefer to pay your phones off in installments? The iPhones we chose offer both options and more. We’ll give you more details on this year’s best cell phone plans for iPhones and the cellular carriers that offer them in just a moment.

Real Testing, Real Feedback

Finally, websites do a great job selling their technology, but it isn’t until you actually hold a phone in your hand that you can decide if it’s the right fit for you. That’s why we test all the models we write about thoroughly. We also talk to as many older folks who use them daily as we can, to balance out the picture.

Choosing the Best Phone Carrier for Your iPhone

Once you settle on an iPhone, you still need to pick the right cellular carrier. Yes, that’s plenty more choices to make, but they’re important decisions, so it’s better to err on the side of too much research than going unprepared. So, whether this is your first smartphone or you’re thinking about switching carriers, here are a few things you’ll want to consider.

Paying for Your iPhone With the Major Cellular Carriers

Paying for Your iPhone Upfront

If you’ve got the cash, paying upfront frees you from getting locked into a contract with a provider. These days, most major carriers with postpaid plans (where you pay your bill at the end of the month based on usage) don’t require contracts if you own your phone.

The advantage here is you can always take your iPhone to another carrier if you’re not happy with your current service. Most carriers these days also have a “bring your own phone” (BYOP) policy, so using your iPhone with another service won’t be a problem.

Paying for Your iPhone by Installment

Paying by installment (financing) is another popular choice for seniors with iPhones. Just keep in mind that when you opt to pay by installment, you’ll be locked into a contract, typically for 24 months. If you’re not satisfied with the service at the end of the contract, and you’ve paid off the balance of your iPhone, you can switch to another carrier.

FYI: BYOP policies have made it easier for consumers to switch providers if they’re not happy, fueling competition. If you do decide to take your business somewhere else, just make sure your phone isn’t locked into a multi-month contract. If it is, you’ll have to pay off your phone before you switch.

Data, Coverage, and Senior Perks

How you pay for your iPhone isn’t the only thing you need to think about when settling on a cellular carrier. There are plenty of other things to consider, like data limits, talk and text limits, discounts for multiple lines (this will come into play for families), senior perks and discounts, and 4G and 5G coverage. To save you some time, here’s a breakdown of how our favorite cellular providers for seniors stack up.

Plan Starting monthly price for a single line Contract Data limits Unlimited talk & text 5G Multi-line discounts Discounts for seniors
Unlimited 55+
$27.50 No Unlimited, but slower after 50 GB Yes Yes Yes Yes
Unlimited 55+
$60.00 No Unlimited, but slower at peak times Yes Yes Yes Yes, but only for Florida residents
Verizon 55+ Unlimited $60.00 No Unlimited, but slower at peak times Yes No Yes Yes, but only for Florida residents
Mint Mobile
$30 No Unlimited, but slower after 35 GB Yes Yes No No

*Mint Mobile is a mobile virtual network provider cooperating with T-Mobile to provide its services. All Mint Mobile plans are prepaid.


Back in 2017, former T-Mobile CEO John Legere made the bright decision to put the kibosh on senior mobile plans that belittled their target audience: Americans 65 and over. This is exactly what we found when we reviewed T-Mobile’s Unlimited 55+ cell phone plans: cheap single lines for $27.50 per month with unlimited talk, text, and data that are available to anyone older than 55.

Like all the other plans on our list, T-Mobile’s basic, one-line plan comes with SD streaming and gets cheaper the more lines you add. One advantage that sets T-Mobile apart, besides its no-frills pricing, is that it currently dominates the 5G market with about 42 percent national coverage. Its closest competitor, AT&T, is at 18 percent.

Senior Saving Tip: If you’re into streaming, and you upgrade to one of T-Mobile’s Magenta 55+ senior plans, T-Mobile will throw in Netflix on the house. That’s an extra $10 monthly value.

Finally, you’ll notice that while throttling policies (when your provider slows your internet down at peak traffic times) remain a little murky for the other big carriers, T-Mobile is upfront about it. You may notice a drop in speed, but only after you burn through 50 GB of data in a month.


AT&T has great national 4G coverage (68 percent), so if you’re still on 4G (as most of us are) and you live outside of town, that coverage alone may steer you toward the industry goliath.

When we tested AT&T’s Unlimited 55+ plan for seniors, we found that we got the best value when we signed up with a partner or family member. If you do the same, you’ll see your monthly rate drop to $40 per line, provided you autopay. It’s also very likely you’ll catch a deal from time to time on specific phones, even iPhones, so check back here often for the latest scoop on carrier discounts.

Now for the elephant in the room. I’m talking about Florida, of course. AT&T’s Unlimited 55+ plan is only for residents of Florida. But this isn’t necessarily a deal-breaker. AT&T offers other unlimited plans (available to customers of all ages) that may be suitable for your needs if you don’t live in Florida.


Verizon’s senior package is almost identical to AT&T’s. They both charge the same price, offer the same discount for multiple lines, and have the same throttling policy.

Where Verizon stands out is its national 4G coverage. Verizon claims to cover 98 percent of the U.S. population, which would make Verizon your go-to provider if you live off the grid. If you’re into your 5G, on the other hand, Verizon’s 11 percent coverage is not its best selling point.

As with AT&T, you need to live in Florida to take advantage of Verizon’s cellular plan for older Americans. But even if you don’t, you still have an option. One thing we discovered in our complete analysis of Verizon’s cell service is that they’ve also got a budget-friendly Start Unlimited plan that costs only $35 per month.

Did You Know: Subscribing to a special senior plan isn’t the only way you can save on your monthly bills. Cellular providers that also offer internet and TV service, like Verizon, sometimes advertise bundles that roll your mobile, internet, and TV bills into one discounted pay.

Mint Mobile

Mint Mobile is the new kid on the cellular block. Taking their lead from T-Mobile, Mint is straight-talking, a little sassy (Ryan Reynolds is their public face), and all about the service. This isn’t a coincidence: Mint Mobile rents out T-Mobile’s towers, which also gives them the best 5G coverage in the U.S.

While Mint doesn’t have any senior-specific plans, all their plans are pretty cheap. In fact, Mint has made a name for itself with the basic plan that costs only $15 per month. (If you’re reaching for your credit card, know that the basic plan only comes with 4 GB of data per month.) But even Mint’s most expensive unlimited plan, at $30 per month, will fit most of our budgets. For comparison, that’s only $2.50 more per month than T-Mobile’s Unlimited 55+ plan for seniors.

FYI: Have you noticed a drop in your physical activity over the past few years? If you have, you’re not alone. Older people now spend nearly 4.5 hours a day plugged into their devices, a half-hour increase since 2010. That uptick in screen time has led to a drop in fresh-air hobbies.5

The only big difference — and this may boil down to personal preference — is that Mint’s plans are all prepaid, meaning you buy your minutes and data as you go. As we found out in our full review of Mint Mobile’s plans, you also have an incentive to buy in bulk. When you buy 12 months of Mint’s service upfront, for instance, you continue to pay the introductory rate of $30 per month. Otherwise, your monthly bill will shoot up by $5 to $10.

Frequently Asked Questions About iPhones for Seniors

Written By

Taylor Shuman

Senior Tech Expert & Editor

For over five years, Taylor has been writing, editing, and researching products and services covering topics such as senior care and technology, Internet and the digital divide, TV, and entertainment, and education. Her research on media consumption and consumer behavior has been… Learn More About Taylor Shuman