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AT&T Cell Phone Plans for Seniors 2024

AT&T’s 55+ plan offers excellent value with unlimited data, 5G access, and unlimited texting to 200+ countries, starting at $60 per month. is supported by commissions from providers listed on our site. Read our Editorial Guidelines Rating:
4.5 of 5
855-929-4241 Call for details
55+ Senior Plans
$30 Per Month
10% AARP Discount
150 Million Customers is supported by commissions from providers listed on our site. Read our Editorial Guidelines Rating:
4.5 of 5
855-929-4241 Call for details
Taylor Shuman
Taylor Shuman, Senior Tech Expert & Editor Read About Our Panel of Experts

We recently reviewed AT&T’s Unlimited 55+ plan and found it’s one of the best phone plans for older adults who want unlimited talk, text, and data, starting at $60 monthly for one line. One important caveat: this plan is only available to Florida residents. AT&T also requires contracts with most plans. However, AT&T offers plenty of other phone plans that are a lovely fit for seniors. For comparison, other providers like T-Mobile offer contract-free options on their senior plans.

If you’re looking for a reasonably priced unlimited plan, AT&T might be the right fit. The company also offers other plans with great features that aren’t exclusively for older adults. Another advantage to the 55+ plan is that only the account holder must be over 55, so you can share it with a younger spouse. You could even get your kids or grandchildren in on the action! Let’s examine the pricing, overall value, and offerings from AT&T’s phone plans so you can stay connected with your loved ones!

Testing out the iPhone 13

Check out my iPhone 14 using AT&T's network


At a Glance

  • Offers a 55+ plan
  • Offers AARP and veterans discounts
  • Requires contracts
  • Activation fees
  • Provides a large selection of phones
  • Free shipping on most devices
  • Offers in-store and online purchasing options
  • Select plans only available to Florida residents

The Fast Facts: AT&T Senior Phone Plans

Remember that AT&T offers additional plans; these are just our top picks for older adults.

AT&T plan Monthly price (per line) Features Best for Restrictions
AT&T Lifeline2 Discount varies
  • Not a plan, but a special wireless phone discount available to low-income households
Those on a fixed income or government assistance
  • Eligibility based on income, but those living on SSI or who use Medicaid may be eligible
AT&T Unlimited 55+ $40 to $60 per month per line (depending on the number of lines)
  • Unlimited talk, text, and data in U.S., Canada, and Mexico
  • Free texting in 120+ countries
  • Compatible with smartphones and basic phones
  • Standard-definition streaming
Technology-savvy seniors who live in Florida
  • Age 55+
  • Restricted to no more than two lines (wearables and hotspots not eligible)
  • Restricted to those with a Florida billing address
AT&T Unlimited Starter Plan $35 a month per line (for four lines)
  • Unlimited talk, text, and data
  • Compatible with smartphones and basic phones
  • Standard-definition streaming
Tech-savvy seniors who want to stay connected and maintain multiple phone lines (at least four)
  • Best price requires multiple phone lines

A Closer Look at AT&T’s Plans and Pricing

AT&T Unlimited 55+ Plan for Florida Residents

With rates per line ranging from $40 to $60 per month per line, AT&T offers this unlimited plan for the 55-and-over crowd that comes with (you guessed it) unlimited talk, text, and data. With this plan, you can check Facebook, search for local businesses, and receive pictures of the grandkids while on vacation. The AT&T Unlimited 55+ plan is an excellent choice for older adults who use their phones frequently throughout the day. The Unlimited 55+ plan also features unlimited talk, text, and data in Canada and Mexico. Plus, you’ll get free texting in over 120 countries — perfect for frequent travelers.

While currently only available to Florida residents, we hope the plan will expand to other areas soon. Like other AT&T unlimited plans, consumers are rewarded for having multiple lines, so the more lines you have, the lower the rates you’ll pay per line.

Did You Know?

Did You Know? Florida has more retirees than any other state. That’s just one of many interesting statistics about seniors worth knowing.

AT&T Unlimited Starter Plan for Non-Florida Residents Who Want an Unlimited Plan

Maybe the above plan sounds perfect, but there is one little problem: you don’t live in Florida. Fortunately, you’re not utterly out of luck. You can choose a basic unlimited plan and a senior-friendly smartphone regardless of your home state. While this plan isn’t senior-specific, it offers unlimited talk, text, and data at a reasonable price. Plus, you can apply an extra discount on the plan price if you are an AARP member or a veteran.

This plan is priced based on the number of lines on your account. For example, with four lines, you can get the AT&T Unlimited Starter plan for as low as $35 per month per line. Users will pay $65 per month for a single line before discounts. Overall, this plan is best for seniors who use their phones frequently and want to share a phone plan with family and friends.

AT&T: One of our top-rated cell phone carriers

Looking for an affordable unlimited cell phone plan with nationwide availability? AT&T fits the bill.

4.5 of 5

How to Get the Best Deal With AT&T

We’re all about getting the best deal! Let’s look at how to get the most out of your AT&T mobile plan.

  • As mentioned above, AT&T gives perks like discounts and credits for AARP members. Some exclusions may apply. Not an AARP member? Head to our AARP guide to learn more.
  • If you’re a Florida resident, you could save up to $50 on activation fees and get 15 percent off eligible phone accessories from AT&T. Make sure to ask a representative about these perks.
  • Veterans and active military can receive 25 percent off AT&T’s unlimited wireless plan. Visit AT&T’s Signature Program page to see if you’re eligible for the discount.
  • · Adding multiple lines to your account is a superb way to save and add value to your plan. If you have an adult child or grandchild who would benefit from being on your phone plan, you’ll save money since the monthly rate is cheaper the more lines you have on your account. You can also enroll your spouse for the same perks.
  • Depending on the plan, enrolling in AutoPay and opting for paperless billing can offer a discount.
  • In some cases, you may be able to use an employer discount to save as much as $10 per month on select unlimited plans.

The Best AT&T Cell Phones for Seniors

Some older adults prefer the simplicity of a flip phone, while others enjoy the convenience and accessibility of a smartphone. Either way, you’re in luck with AT&T. The company offers over 40 phones to choose from. We’ve selected two senior-friendly phones we’ve personally tested to recommend: the Sonim XP3plus and the iPhone 14 Pro.

Sonim XP3plus

Sonim XP3plus

Sonim XP3plus

For $199.99, the Sonim XP3plus is an IP68-certified durable flip phone suitable for seniors who want vital features such as noise cancellation and long battery life. Some of our favorite features include real-time text capabilities and M4/T4 hearing aid compatibility. The flip phone also has a mobile hotspot for up to 10 devices. We appreciate its compact design and ease of use for people who want to stay connected with their grandkids without too many advanced features.

Benefits for older adults:

  • Durable, rugged flip phone
  • IP68 certified with MIL-STD-810G durability
  • Comes with a three-year warranty
  • AltText and noise cancellation
  • Up to 21 hours of talk time

Head to our list of the best flip phones for seniors to check out our other favorites, including some from rival carriers.

Apple iPhone 14 Pro

At $999.99, the Apple iPhone 14 Pro is a fantastic choice for older adults wanting to upgrade to a smartphone. Features include an impressive dual camera system to capture high-quality photos of family and friends. During our experience using the iPhone 14 Pro, we found that it offers all-day battery life, excellent camera quality, and an intuitive interface. Additionally, this smartphone comes equipped with a 6.1-inch super retina display and hearing aid compatibility (M3/T4). Weighing 7.27 ounces, the iPhone 14 Pro gets the job done and is rated IP68 – making it splash-, water-, and dust-resistant. Check out our best cell phones for seniors page for other Apple iPhone model choices.

Using the iPhone 14 Pro

Using the iPhone 14 Pro

Benefits for older adults

  • Large, 6.1-inch super retina display 
  • 48MP rear-facing cameras for crisp, clear photos
  • Dust-, water-, and splash-resistant 
  • Long battery life
  • Affordable price tag compared to other iPhone models 
  • Great for users who are already familiar with Apple products

Remember that smartphones are usually priced in installments and added as an additional cost to your monthly bill. Be careful when choosing your plan, and make sure to find out if you are buying or renting the phone and how many installments are required. To learn more about iPhones, visit our list of the best iPhones for seniors guide.

How Does AT&T Compare to Other Phone Carriers?

AT&T’s Unlimited 55+ Plan is competitive with other options on the market in terms of price and features. However, as mentioned, it’s only available to Florida residents. For an unlimited plan unrestricted by location, check out our 2024 T-Mobile review.

AT&T used to offer a Senior Nation plan – a talk-only plan for older adults who didn’t want data. Unfortunately, they discontinued it in 2020. If you’re looking for a call-only plan, consider Lively, another phone provider we've tested. It is one of the few carriers offering a call-only plan for just $19.99 per month.

>> Compare Other Brands: AT&T vs Consumer Cellular

Final Thoughts on Pricing and Value for AT&T Phone Plans

AT&T offers solid options for seniors who want unlimited talk, text, and data, with the Unlimited 55+ plan starting at $60 for one line (currently restricted to Florida residents). Those who want a smartphone and unlimited mobile data can also take advantage of an AARP discount. If you don’t live in Florida, AT&T has plenty of other unlimited plans that might suit your needs. Remember that AT&T’s unlimited plans are priced based on the number of lines on the account, ranging from $30 to $85 per line. So, the more lines you have, the more you’ll save. AT&T is a great option, as they offer a diverse range of cell phones and mobile plans for older adults.

Frequently Asked Questions About AT&T Phone Plans

  • Does AT&T offer a senior discount?

    AT&T doesn’t offer an official senior discount, but AARP members can receive 10 percent off their plan, and veterans can get 25 percent off their monthly bill.

  • Does AT&T have senior-friendly phones?

    Though not specifically designed for seniors, AT&T has several phones that would work well for seniors. They offer flip phones, beginner-friendly smartphones, and high-tech devices for seniors who are great with technology.

  • Does AT&T offer a phone plan for seniors?

    Yes. Currently, AT&T’s Unlimited 55+ plan is only available to seniors residing in Florida.

Written By:
Taylor Shuman
Senior Tech Expert & Editor
Read About Our Panel of Experts
As’s tech expert and editor, Taylor has years of experience reviewing products and services for seniors. She is passionate about breaking down stigmas related to seniors and technology. She loves finding innovative ways to teach seniors about products and… Learn More About Taylor Shuman