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Medical alert systems can provide peace of mind and enhanced independence for older adults who live alone. But medical alert systems are an investment. They can cost $20 to $70 a month, depending on the system. Social Security benefits are just $475 a month on average,1 so seniors living on a fixed income may find it challenging to fit this into their budget.

We’ve learned that selecting the right medical alert provider can make all the difference in affordability. Below, we’ve pared it down to the six most affordable systems. So, if you’re looking for a great system that’s easy on the wallet, you’re in the right place.

How We Chose the Best Affordable Medical Alert Systems

We compared prices and considered the value of a dozen systems on the market. From there, we selected the six most affordable medical alert systems. To make the cut, a system had to be affordable, of course, but also reliable and easy to use. As you’ve probably discovered, a low price doesn’t always mean a quality product. Fortunately, that doesn’t ring true for these systems. Despite their affordability, these top six systems offer trusted protection and quality equipment.

Does Medicare Cover Medical Alert Systems?

Original Medicare does not typically cover the cost of a medical alert system. If you have a Medicare Advantage plan (Medicare Part C), though, it may cover the full or partial cost of a medical alert system. Contact your plan representative to see if your plan offers coverage.

Are There Free Medical Alert Systems?

Getting a free medical alert system is possible for some seniors, but it will definitely take some digging. Here are a few resources you can tap into to see if a free medical alert system is an option for you.

  • Medicaid: If you’re a senior receiving Medicaid benefits, your plan may cover the cost of a system. If not, you may need to request a waiver from Medicaid. For further assistance, contact your local Medicaid agency.
  • VA benefits: Some senior veterans may qualify for a free medical alert device. The free system provided by Veterans Affairs is very basic compared to the robust devices from leading brands, but if the system is free, you may still find it beneficial.
  • Area Agency on Aging: Your local Area Agency on Aging may be able to help you find resources, such as grants or scholarships, to fund your medical alert system. Reach out to your local agency to explore potential benefits.

Can I Get a Discount on a Medical Alert System?

If you can’t get a free medical alert system, you may be able to get one at a discounted price. Here are a few tips for getting the lowest price on your medical alert system:

  1. If you have a landline, use it. Running your in-home medical alert system through a landline is a little cheaper than using cellular service.
  2. Watch for seasonal deals. Many medical alert providers run special rates during the holidays. You’ll see providers offering special deals and discounts on Mother’s Day, Father’s Day, Veterans Day, Black Friday, and New Year’s Day.
  3. Ask for a discount. Ever heard the saying “if you don’t ask, you don’t get”? You won’t get the discount you don’t ask for. While you’re on the phone with the customer service representative, don’t be shy; ask for a discount or waived fee. The worst they can do is say no!
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Reviewed By

Linda Schlenker

Senior Safety Expert

Linda’s Acclaimed Career in Senior Care Linda Schlenker is a comforting voice for seniors and caregivers across the U.S. For nearly three decades, Linda has helped seniors remain safe in their own homes, while helping them to regain priceless independence and peace… Learn More About Linda Schlenker

Written By

Morgan Redding

Writer and Editor

Morgan has been writing about the senior living industry for the past five years. In addition to over 400 hours of research on topics like medical alert systems, health insurance, and technology for older adults, she also brings her previous experience working… Learn More About Morgan Redding

  1. NCOA. (2021). Get the Facts on Economic Security for Seniors.

  2. NIH. (2021). Prevent Falls and Fractures.

  3. NCOA. (2021). 6 Falls Prevention Steps to Help Your Older Loved Ones.