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How Much does Assisted Living and Home Care cost in the US 2017?

How Much is the Cost of Care in the US this 2017?

If you’re looking for assisted living facilities, knowing the average cost of care across the country is a must.

There is a constant debate between assisted living versus living at home among families when it comes to choosing the best option for taking good care of their senior loved ones. Many would argue that healthcare costs especially to that of senior living, are really increasing rapidly. But that is not entirely true. This public perception has to be corrected by making people aware of the realities of assisted living facilities.

Nowadays, many would usually prefer living at home because it is less expensive than assisted living. It can be in most cases, but the total cost of assisted living is actually significantly less than living at home. Not to mention the daily assistance being provided in assisted living which enhances the quality of life and improves a senior’s health and safety. The secret to getting your money’s worth in choosing assisted living facilities is in knowing the factors in assisted living costs because the price structures of these are dependent on the level of care that a resident requires.

You must know first the location to where you plan for your loved ones to settle. Ideally, you would settle for a place near your family as well. So it is important to know the average cost of care in different states which we have provided below based on the Genworth’s 2016 Cost of Care Survey. Also, you must also know the rent, utility, maintenance, meal and personal care costs.

Independent living or living at home usually would focus on rent or mortgage which usually results to overlooking the other necessities for senior care. In assisted living, the expenses cover the necessary things to provide quality care. 

If you take a look at it, assisted living is in its essence financially equal to living at home because the level of care assisted living facilities to provide is also what families should provide for seniors even living at home. The only difference now is a question of where our seniors will be provided with daily activities and entertainment to enhance their quality of life. Living at home limits discovering opportunities for social interactions and daily activities. This is because entertainment is usually being cut back to save money. This is usually an unfortunate reality in senior living at home. There is an emphasis on this particular aspect because regular social activities are significant for seniors to stay fit and sharp. Often, having an environment for our senior loved ones that create the same atmosphere as when they have not retired yet and equals the difference between surviving and thriving.

If your main concern is affordability or your budget, Genworth’s 2016 Cost of Care Survey outlines the average daily, monthly and annual costs of a private one-unit in an assisted living community in each state which could be another good option for those seeking worthy assisted living experience for their loved ones.


State Daily Monthly Yearly
Alabama $95 $2,900 $34,800
Alaska $189 $5,750 $69,000
Arizona $115 $3,500 $42,000
Arkansas $103 $3,133 $37,590
California $132 $4,000 $48,000
Colorado $134 $4,063 $48,750
Connecticut $163 $4,950 $59,400
Delaware $176 $5,368 $64,416
District of Columbia $220 $6,700 $80,400
Florida $100 $3,045 $36,540
Georgia $94 $2,850 $34,200
Hawaii $136 $4,125 $49,500
Idaho $105 $3,200 $38,400
Illinois $128 $3,898 $46,770
Indiana $116 $3,528 $42,330
Iowa $116 $3,518 $42,210
Kansa $127 $3,863 $46,350
Kentucky $108 $3,300 $39,600
Louisiana $104 $3,155 $37,860
Maine $164 $4,991 $59,892
Maryland $123 $3,750 $45,000
Massachusetts $180 $5,463 $65,550
Michigan $117 $3,563 $42,750
Minnesota $105 $3,200 $38,400
Mississippi $105 $3,200 $38,400
Missouri $83 $2,537 $30,438
Montana $115 $3,513 $42,150
Nebraska $115 $3,510 $42,120
Nevada $100 $3,050 $36,600
New Hampshire $158 $3,600 $43,200
New Jersey $163 $4,950 $59,400
New Mexico $118 $3,600 $43,200
New York $136 $4,136 $49,635
North Carolina $99 $3,000 $36,000
North Dakota $110 $3,340 $40,080
Ohio $118 $3,600 $43,200
Oklahoma $92 $2,803 $33,630
Oregon $134 $4,065 $48,780
Pennsylvania $118 $3,600 $43,200
Rhode Island $162 $4,931 $59,161
South Carolina $99 $3,000 $36,000
South Dakota $111 $3,370 $40,440
Tennessee $124 $3,780 $45,360
Texas $116 $3,515 $42,180
Utah $97 $2,950 $35,400
Vermont $160 $4,860 $58,320
Virginia $130 $3,950 $47,400
Washington $148 $4,500 $54,000
West Virginia $107 $3,263 $39,150
Wisconsin $129 $3,934 $47,205
Wyoming $131 $3,995 $47,940


Source: Genworth’s 2016 Cost of Care Survey


Data from the 2017 National Senior Living Cost Index from Seattle-based senior living referral service: A Place for Mom also shows that senior living costs are rising at a slower rate compared to hospital service costs, health insurance premiums and real estate costs.

In 2016, the cost of assisted living rose from 2.9% compared to 2.4% last 2015 while in memory care, from 2.3% in 2016 to 3% in 2015. The data revealed that the rent increased approximately $110 per month for care levels.

This data is gathered based on the actual rent and care costs from the referrals of A Place for Mom community partners/ According to Charlie Severn, the Vice-President of Brand Marketing in A Place for Mom that the Senior Living Cost Index is the only index to measure consumers’ actual pay that makes it a reliable data source.

A Place for Mom polled 1,000 senior-living consumers, and it was learned that their ideal communities for senior living are one which has low crime rates, closer to home, hospitals and with more walkable neighbourhoods with good access to public transportation. These attributes are the influencers used in deciding to move into senior living which you can use to consider as well.

If you are still undecided whether you want you or your senior loved ones to settle in an assisted facility or not, it would be best to imagine your ideal senior living first. If your ideal set up falls under the care of your own home, then it is basically good for you. But if it does not, it is time to look for a better option. There is no point in compromising a good quality of senior living especially if a lot of options are already being laid down which can suit your preferences. At the end of the day, we all deserve a good and comfortable life.


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