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Custodial care is a popular form of long-term support for seniors whose primary needs involve non-medical assistance on a daily or ongoing basis. Custodians who serve in this capacity are not required to have any type of medical background, official training or certifications. Custodial care can occur in a range of environments including in-home senior care, adult day care, assisted living centers, and residential care facilities. Read on to learn more about this type of care including the average costs, ways to pay for care, and where to find exceptional senior custodial caregivers.
Because custodial caregivers for seniors aren't required to have any formal medical training, these providers typically are limited to performing certain basic duties. Primarily, they can help with the activities of daily living (ADLs) such as bathing, dressing, grooming, eating, going to the bathroom and offering ambulatory assistance. These caregivers may also be willing to provide light housekeeping services and run errands for their charges. Beneficiaries of custodial care most typically have a chronic condition where a full recovery is not anticipated. However, custodians can be invaluable to seniors and their families on a part-time or short term basis when a respite for primary caregivers is necessary.
Custodial care providers work in various elderly facilities but most often provide in-home care services for seniors with minimal needs who want to age in place. These seniors also tend to have strong familial support systems to meet their additional needs that non-medical custodial caregivers cannot provide, such as administering medication. Most custodial caregivers do opt for some type of training and certification to become Homemakers, Personal Care Assistants and Home Health Aides, yet their services are still limited to non-medical roles. However, seniors who anticipate needing medical care in addition to assistance with activities of daily living may want to look into skilled nursing care, which differs from custodial care.
Patients who receive skilled nursing care are often in need of services while recovering from a short-term medical issue, receiving end-of-life-care or palliative care. Skilled nursing professionals are medically trained, licensed and work under the supervision of a team of medical providers. There are many levels of medical skilled nursing providers such as certified nursing assistants, registered nursing assistants and registered nurses who are often employed for specialized care and terminal patient needs. These types of caregivers are essential for those who need medication dispensed, wound care, physical therapy, intravenous injections, catheters, etc.
If you or your loved one has determined that a non-medical custodial caregiver will suffice at this time, there are a few considerations that will ultimately determine how much care will cost.
While all of these will factor into the final cost of custodial care, here are some national averages from 2017 concerning the estimated costs of custodial care for seniors.
While not commonly utilized for non-medical custodial care situations, some seniors opt to start with these options to maintain continuity in care. These are the average costs associated with facility style living arrangements.
There are a number of ways one can pay for and/or supplement the costs of custodial care.
Those with traditional health insurance plans may have benefits available for informal caregivers that provide custodial care, but will need to check their policy carefully to determine whether they offer this coverage, as many only reimburse costs associated with skilled nursing care. Veterans may be able to utilize their government benefits to cover all or part of custodial care, especially within VA hospital settings or within the home. SSI disability recipients may also qualify for certain eligible for benefits.However, most individuals inquire about Medicare, Medicaid and Long-Term Care Insurance coverage.
You can easily find all of your local options for custodial care here in our directory or by simply giving us a call on our helpline. We are here to answer any questions you may have about custodial care.
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