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Retirement Communities for Singles

Singles communities offer opportunities for seniors to socialize and cultivate interests.

Jeff Hoyt Jeff Hoyt Editor in Chief

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For many single men and women, getting older and being alone can be a challenge. For those ready to interact with other singles, it may be time to consider a new place to call home. Retirement communities for singles are growing in popularity because they provide residents with the opportunity to connect with others who share the same interests and ideas.

In this guide, we’ll take an in-depth look at what qualifies as a singles retirement community, how to find one, costs, and coverage options to help you find the best place for you!

What Are Singles Retirement Communities?

A singles retirement community is exactly what it sounds like – a residence for unmarried and single folks to live. Older adults may feel swayed to stay away from retirement communities if they are single because it is not considered the norm. But this simply isn’t true! These niche communities offer a great opportunity for people to nurture new relationships (platonic or romantic) and find community. While meeting a romantic partner is an option, many people move to single retirement communities to make friends. It’s also a great opportunity to surround yourself with a community of like-minded individuals who enjoy the same hobbies and lifestyle as you.

FYI:

FYI: Are you considering the transition into a retirement community? Set yourself up for success with our planning for housing in retirement guide.

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How Are Singles Retirement Communities Different Than Traditional Retirement Communities?

There are not many major differences between traditional and singles retirement communities. Most communities are designed for those over the age of 55 who want to live in a community with other similarly-aged individuals. Various styles of retirement communities are available to singles, such as single-family homes, apartments, or condos. The amount of care and style of housing you’re looking for will be key factors when choosing a community. There are thousands of senior living locations throughout the country, so you will typically have several options to choose from.

If you are a single senior, you might not experience as much social interaction as you’d like. Many retirement communities for singles have built-in programs, events, and social activities that encourage residents to interact with one another, keep their minds sharp, and pursue their interests. Residents can also visit local restaurants, go to the movies, or spend time doing other things they would like to do off campus.

Most retirement communities provide a wide range of onsite amenities, which are great for those who want to remain active and healthy. These amenities may include:

  • Fitness centers
  • Group exercise classes
  • Activity rooms
  • Beauty salons
  • Independent kitchens
  • Swimming pools
Pro Tip:

Pro Tip: Check out our guide to AARP’s best discounts for members so you can save at restaurants, movies, and other local festivities near your retirement community!

Where Are Some Places for Singles to Retire?

The nice thing about the United States is that there are hundreds of places across the country for seniors to retire. And, for those who want to move into a singles community, there are options just about everywhere.

Many retirees like the idea of moving to the South to avoid the winter snow and cold temperatures. Living in Florida, for example, is an excellent choice. Some older adults want to move along the coast to enjoy resort-style living, and there are options all over the East and West coasts. Other seniors want to move into the mountains or a more natural location.

There are also a wide range of retirement communities designed for specific interests or beliefs. Whether you’re looking for houseboat communities, faith-based facilities, or equestrian senior living, there are options for everyone!

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Where Can I Find Singles Retirement Communities?

As mentioned, the great thing about single retirement communities is that you can find them anywhere. Typically, these single communities are part of a larger senior living community, but there are also stand-alone locations in many metropolitan areas. If you are actively looking for a singles retirement community, you can contact your local senior center or medical care provider for recommendations. We also recommend using our housing directory to find options in your area.

How Much Do Singles Retirement Communities Cost?

Several factors impact the cost of a retirement community for singles, including the type of accommodations, location, and level of care provided. There are also extra costs to consider in some communities, such as HOA fees if you purchase a condo. Communities that are located in larger cities tend to cost more than those in smaller or more rural locations. Additionally, communities that offer upscale amenities and facilities may cost more.

Understanding how much money you need to retire can be stressful. Check out our guide to estimating how much money you’ll need in retirement to cover all of your bases.

How Can I Pay for Singles Retirement Communities?

People typically pay for retirement communities out of pocket, whether you’re buying or renting. Some seniors may sell an existing home to pay for a new one or turn to a third party for help if they cannot afford to pay with their current income.

For those who choose to live in a senior retirement community with assisted living services or full medical services, there may be an opportunity to get some financial assistance and resources. State Medicaid programs may provide some coverage if you are receiving what is considered medically-required care in your chosen retirement community.1 Long-term care insurance may also offer some coverage for services.

Conclusion

Choosing your next home in retirement does not have to be overwhelming or stressful. By equipping yourself with the knowledge you need to make the best decision for you and your needs, finding a retirement community for singles can be a breeze. Be sure to consider all aspects, such as where you want to settle down, what you can afford, and which kinds of communities allow you to focus on your hobbies and interests.

Citations
  1. Medicaid.gov. State Overviews. (2023).

Written By:
Jeff Hoyt
Editor in Chief
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As Editor-in-Chief of the personal finance site MoneyTips.com, Jeff produced hundreds of articles on the subject of retirement, including preventing identity theft, minimizing taxes, investing successfully, preparing for retirement medical costs, protecting your credit score, and making your money last… Learn More About Jeff Hoyt
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