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The Best Medicare Dental Supplement Plans

Medicare Advantage Plans With the Best Dental Coverage

The 3 Best Brands
Accolades Best Overall Best Dental Network Best Plan Benefits
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Call for best price:
(855) 935-1973
Call for best price:
(855) 935-1973
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Dental care is an essential part of our overall health and wellbeing, especially as we age. Since Original Medicare doesn’t offer dental coverage, many older adults consider a Medicare Advantage plan with dental coverage to fill this gap. Below, we’ll cover our top picks for Medicare Advantage plans with dental coverage.

How We Chose the Best Medicare Supplemental Dental Plans

With all the Medicare Advantage plans on the market, it can be difficult to compare your options. We came up with our list of Medicare Advantage plans for best dental coverage by researching and comparing nationwide availability, pricing, plan options, and additional benefits. You can also compare these against our picks for the best dental plans for seniors in 2022.

Does Medicare Cover Dental?

Original Medicare, referred to as Medicare Part A and Medicare Part B, only covers dental issues that happen in the hospital. This means it covers dental issues under emergency situations resulting from accidents or oral cancer-related problems. Traditional Medicare does not cover routine dental exams, cleanings, and X-rays. Older adults looking for dental coverage typically enroll in a Medicare Advantage plan, also referred to as Medicare Part C.

Did You Know: Dental care is an essential part of maintaining your health as you age. View our guide to senior oral health and hygiene to learn ways to keep your smile bright and healthy.

Do All Medicare Advantage Plans Cover Dental?

The short answer to this question is no, not all Medicare Advantage plans cover dental. The good news, according to the Kaiser Family Foundation, a nonprofit organization focusing on national health issues, is that 92 percent of Medicare Advantage plans in 2021 cover some dental.1 This is an increase from the 88 percent of Medicare Advantage plans that covered some dental in 2020.2

What Do Medicare Advantage Dental Benefits Cover?

Medicare Advantage plans with dental coverage generally have preventive coverage and comprehensive coverage. Preventive coverage refers to general dental checkups every six months and includes dental exams, X-rays, and cleanings. Comprehensive coverage includes restorative crowns, fillings, root canals, tooth extractions, prosthodontics (dentures or partials), and some oral surgeries.

Bonus: Learn more about affordable dental care for seniors for other dental options outside of Medicare.

Some Medicare Advantage plans with dental benefits combine preventive and comprehensive services in their plan’s max coverage amount. Other plans have no maximum amount for preventive coverage and a plan limit for comprehensive coverage. Medicare Advantage plans with dental coverage tend to be comparable to dental coverage under the employer plans you may be used to.

Written By

Jeff Hoyt

Editor in Chief

Since graduating from Harvard with an honors degree in Statistics, Jeff has been creating content in print, online, and on television. Much of his work has been dedicated to informing seniors on how to live better lives. As Editor-in-Chief of the personal… Learn More About Jeff Hoyt

Citations
  1. Kaiser Family Foundation. (2020). Medicare Advantage 2021 Spotlight: First Look.

  2. Kaiser Family Foundation. (2019). Medicare Advantage 2020 Spotlight: First Look.