Best Dental Plans for Seniors in 2025
Our picks for the best dental plans scored well in all of our review categories, including cost, availability, and in-network providers.
How We Chose Our Top Dental Insurance Picks
We spent over 100 hours narrowing down the best dental plans for older adults. We spoke with seniors about their experiences, researched 15 companies’ dental plans, and compared quotes from all carriers on our list for a senior living in Florida. This gave us cost estimates and allowed us to assess each company’s quotes and enrollment process. Finally, we asked dental experts to review our final list to ensure we presented the best options on the market.
During the process of creating this list, we focused on the following factors:
- Premiums: One of the top concerns for seniors since they refer to the amount you pay monthly to maintain your plan. We included companies with affordable plans and those offering more expensive plans with greater coverage.
- Availability: Though some companies offer nationwide coverage (and limited international coverage), many dental insurance carriers aren’t available in all 50 states. Wider availability makes it easier to find a plan in your area.
- In-network providers: Most dental insurance plans are PPO, which means you can use an out-of-network dentist and still get partial coverage. However, using an in-network provider means much greater coverage for preventive, basic, and major care. The larger the network, the easier it is to find a provider near you.
- Benefits: Most dental insurance plans offer various plans at different price points with different coverage levels. All comprehensive dental insurance plans have a maximum annual benefit, which reflects the maximum amount your carrier will spend each calendar year before you pay for dental care out of pocket.
- Waiting periods: Not all plans have waiting periods, but many do. No waiting periods are preferred, so policyholders can start benefiting immediately.
- Deductibles: Deductibles for dental insurance are typically low, averaging between $50 and $150. However, some plans have no deductibles, ensuring policyholders get help paying for dental care without much (if anything) before coverage kicks in.
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- No waiting periods for most types of dental care
- All plans come with two free exams and three annual cleanings
- Option to add vision, life, and disability policies
- No waiting periods for most types of dental care
- All plans come with two free exams and three annual cleanings
- Option to add vision, life, and disability policies
- No waiting period
- More than 400,000 in-network provider locations
- 100 percent coverage for preventive treatments
- No waiting period
- More than 400,000 in-network provider locations
- 100 percent coverage for preventive treatments
- Over 440,000 in-network locations nationwide
- 100% coverage for preventive treatments
- Unique features: Optional discount card and monthly rewards
- Over 440,000 in-network locations nationwide
- 100% coverage for preventive treatments
- Unique features: Optional discount card and monthly rewards
- Easy-to-navigate patient portal app
- 24/7 customer service for select plans
- Affordable preventive services
- Easy-to-navigate patient portal app
- 24/7 customer service for select plans
- Affordable preventive services
- Major discounts available when bundling dental and vision
- Consultation-free access to specialists
- More than 335,000 providers in its network
- Major discounts available when bundling dental and vision
- Consultation-free access to specialists
- More than 335,000 providers in its network
Contents
Many older adults lose company health coverage when they retire, and most Medicare-sponsored plans offer minimal or no dental coverage. This can leave many aging individuals in need of affordable dental insurance.
To help older adults find a plan that fits their needs, we made a list of the best dental companies. Our team spent over 100 hours comparing plans to narrow the list to our top picks. We evaluated each company for important factors like premiums, availability, in-network providers, benefits, waiting periods, deductibles, and costs.
The Highest-Ranked Senior Dental Plans for 2025
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1. Spirit Dental & Vision - Best Loyalty Program
View Plans Links to Spirit Dental & VisionWhat we like most
- No waiting periods for most types of dental care
- All plans come with two free exams and three annual cleanings
- Option to add vision, life, and disability policies
Spirit Dental & VisionView Plans Links to Spirit Dental & VisionOverview:Spirit Dental stands out for many reasons. In addition to plans with plenty of in-network providers and those that let you pick your own dentist, Spirit Dental (like Mutual of Omaha) has no waiting period for basic dental care or major services like bridges or crowns. Customers receive two free exams and three annual cleanings with every plan — benefits you won't get from Aetna or Cigna.
The longer you maintain one or more policies, the higher your savings. This is great for older adults who want to be rewarded for loyalty. With guaranteed acceptance, the company's policy rates are more affordable than Humana, with most basic procedures covered at up to 50% in the first year. These savings can increase to 100% by the third year. Plus you can choose your dentist.
Spirit Dental also offers vision, life, and disability policies as add-on riders to their dental benefits. The company doesn't deny applications but excludes certain preexisting conditions like broken dentures, teeth, or implants.
» Learn About: Dental insurance for seniors
Pros & Cons:Pros About Spirit Dental & Vision
- Guaranteed acceptance
- No waiting periods
- No applications are denied
- Senior-specific plan
- $100 lifetime deductible
- Up to $5,000 annual benefit maximum is higher than most competitors
- Three dental cleanings per year
- Can save up to 25 to 50 percent with PPO plans
Cons About Spirit Dental & Vision
- Only covers dental issues obtained during coverage periods
- Out-of-network providers cost more
- Guaranteed acceptance doesn’t apply with certain preexisting conditions
Summary:Plans and Pricing
Spirit Dental plans cover individuals and families for more comprehensive coverage. Rates for individuals depend on the plan and your location, with average premiums ranging from $20 to $60 per month.
We were quoted prices in Miami, and the most affordable plan, Spirit Preventive Plus PPO, costs about $23.45 per month, with maximum annual benefits of $1,500 per person. It covers 100% of preventive care. Unlike Aetna's preventive plan, it covers 50% of basic services and 20% of major services for the first year.
Did You Know? Many Medicare Advantage plans include dental benefits, along with other perks. Read our guide to the best Medicare dental supplement plans to learn more.
For more comprehensive coverage, Spirit Dental offers a wide range of options based on your needs. Spirit Core PPO 1200 includes coverage for child orthodontics and costs about $34.88 per month, while Spirit Preferred PPO 3500 includes implant and hearing coverage for about $45.82 per month — with up to $3,500 in maximum annual benefits per person.
The most expensive plan, Spirit Pinnacle PPO 5000, costs about $47.75 per month, includes child orthodontics and implants, and has an annual maximum benefit of $5,000. Spirit Dental offers more variety and more competitive prices than widely known companies like Cigna and Aetna.
Availability and In-Network Providers
Spirit Dental is available in all states except Washington State. This makes it more accessible for many seniors than Mutual of Omaha. However, Spirit Dental only has 136,000 providers nationwide through the Ameritas Dental Network. This is far fewer providers than any other company on this list, which means it could be more difficult to find an in-network dentist in your area.
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2. Mutual of Omaha - Best coverage without waiting periods
View Plans Links to Medicaresupplement.comWhat we like most
- No waiting period
- More than 400,000 in-network provider locations
- 100 percent coverage for preventive treatments
Mutual of OmahaView Plans Links to Medicaresupplement.comOverview:Mutual of Omaha was founded in 1909 and now offers a comprehensive array of insurance services, including Medicare plans, life insurance, long-term care insurance, and dental insurance. The company also offers financial services, including mortgage, investment, and annuities services, making it a one-stop shop for older adults seeking greater peace of mind with their health and finances.
Mutual of Omaha's two dental insurance plans are affordable and offer impressive coverage, including full coverage of preventive services. There is no waiting period, and you can choose from three maximum benefits up to $5,000 per year. Coverage isn't available in every state, but Mutual of Omaha's network is larger than companies like Spirit Dental and Cigna, so you'll likely have numerous dental offices to choose from.
» You Might Like: A guide to finance for seniors
Pros & Cons:Pros About Mutual of Omaha
- No waiting period for preventive, basic, and major services
- Option to choose your annual maximum benefit
- More than 400,000 in-network dental provider locations
- Also offers a dental savings plan
- Optional rider for add-on vision benefits
- Easy online enrollment, and phone support is also available
Cons About Mutual of Omaha
- Not available in all 50 states
- Plan availability varies by area
- Both plans only cover 20% of major services during the first year
Summary:Plans and Pricing
The company offers two dental plans, Mutual Dental Protection and Mutual Dental Preferred, plus a vision rider and a dental savings plan. The least expensive dental plan starts at an estimated $29.27 per month, though costs vary by location.
You can choose from annual maximum benefits up to $5,000 to customize coverage to your needs. You can add vision coverage for roughly $8.28 per month, which is cheaper than Aetna's vision rider.
FYI: While Mutual of Omaha doesn't have a waiting period, it substitutes the waiting period with reduced benefits on major services for the first year.
Premiums and rider costs vary, and plans aren't available in all 50 states. We researched plan quotes for Miami, Florida. The Mutual Dental Protection plan costs about $29.27 per month with a $100 calendar year deductible. It covers preventive services in full, 50% of basic services, and 20% of major services on day one (50% of major services after year one).
The Mutual Dental Preferred plan costs about $56.38 per month. It has no deductible for preventive services but a $50 deductible for basic and major services. Its preventive and major services coverage is the same as the Protection plan, but the Preferred plan covers 80% of basic services compared to the Protection plan's 50%.
The costs are nearly double Spirit Dental's premiums and deductibles but similar to Aetna's. There are other benefits to Mutual of Omaha coverage that help justify the pricing, particularly the lack of a waiting period.
» Related Reading: Best vision insurance for seniors
Availability and In-Network Providers
With more than 400,000 in-network dental providers, Mutual of Omaha is popular among older adults. Unlike Cigna, Mutual of Omaha isn't available in all 50 states. As of 2025, Mutual of Omaha doesn't offer dental insurance plans in Alabama, California, Colorado, Idaho, Illinois, Louisiana, Nevada, New Hampshire, New York, North Carolina, Rhode Island, Vermont, Virginia, or Wisconsin.
Even if you live in a state where Mutual of Omaha is licensed, there's no guarantee a dental plan will be available. Fortunately, you can quickly check which (if any) plans are available in your area and get a quote on the monthly premium by visiting the company's website.
» Also Check Out: Mutual of Omaha Medigap plans review
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3. Aetna - Most Comprehensive Plans
View Plans Links to AetnaWhat we like most
- Over 440,000 in-network locations nationwide
- 100% coverage for preventive treatments
- Unique features: Optional discount card and monthly rewards
AetnaView Plans Links to AetnaOverview:Aetna is one of the most popular insurers in the U.S. for individuals and families. Currently, the company has three primary PPO plans, with the most affordable starting as low as $20.74 per month. Plus, they offer a dental discount card, Aetna Vital Savings, for instant savings of 15% to 50% off most dental services, with card rates starting at $7.99 per month.
While Aetna Vital Savings isn't available in every state, it's a great way to potentially save on every visit, with no claims, no waiting periods, and no limits. If you opt for the higher-tier plans (Core or Preferred), your plan also comes with CVS ExtraCare Plus at no extra charge (it costs $5 per month for non-Aetna members). This membership gives you $10 of monthly discounts on purchases made at CVS pharmacies, 24/7 pharmacist helpline access, discounts on CVS Health brand products, and free one or two-day shipping for prescriptions or products purchased online through CVS. Like Aetna Vital Savings, CVS ExtraCare Plus is not available in every state.
» Save More: Senior discounts in 2025
Pros & Cons:Pros About Aetna
- Offers dental discount card for more savings
- CVS ExtraCare Plus with Preferred and Core plans
- Plans cover 100 percent of preventive treatments
- Easy-to-navigate website with convenient online claim forms and tracking
- Coverage for dentures after a waiting period
- Three PPO plans
- Can add vision coverage to your dental plan
Cons About Aetna
- Waiting periods on most plans
- Payments must be made online
- Aetna Vital Savings and CVS ExtraCare Plus not available in some states
- Preventive plan has limited availability
Summary:Plans and Pricing
Premiums vary depending on your state of residence and current health condition. On average, the lowest premiums cost between $20 and $31, while upgraded plans average $45 to $70.
We were quoted for plans in Miami, where the Aetna Dental Direct Preventive PPO plan costs about $30.28 per month. This plan has no deductible but only covers preventive care like cleanings and X-rays.
We saw a substantial increase in premiums for the two plans that include basic and major coverage: Dental Direct Core PPO and Dental Direct Preferred PPO. The Core plan costs about $57.04 per month, while the Preferred plan costs about $65.89 per month.
Pro Tip: If you already use CVS as your go-to pharmacy and live in a state where the program is available, you could greatly benefit from CVS ExtraCare Plus with Aetna.
Like the Cigna Dental 1000 plan, Aetna's Core plan has a $50 deductible for individuals, a $150 deductible for families, and a maximum annual benefit of $1,000. The Preferred plan has the same deductibles but a $1,250 maximum benefit.
Both the Core and Preferred plans have waiting periods of six months for basic services and 12 months for major services, which is not ideal for older adults who want to get the most out of their plan from day one.
This waiting period can be waived if you've had a different dental insurance plan within 90 days of enrollment. That said, if you want to see benefits without the wait, Mutual of Omaha may be a better option.
Availability and In-Network Providers
Aetna boasts a nationwide network of more than 440,000 providers, far more than Cigna or Spirit Dental. The company has over 9 million members enrolled in its Dental Direct plans.
Availability varies by location. You'll need to check your zip code on Aetna's website to see which plans are available in your state. Aetna's Preventive plan, for example, is only available in Arizona, California, Florida, and Maine.
Aetna Vital Savings and CVS ExtraCare Plus are not available nationwide. Aetna Vital Savings is not available in Vermont or Montana. CVS ExtraCare Plus is unavailable in Georgia, Louisiana, Minnesota, Missouri, New York, New Jersey, Oklahoma, Texas, and Virginia.
» Our Overview: Aetna dental plans for seniors
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4. Cigna - Best App
What we like most
- Easy-to-navigate patient portal app
- 24/7 customer service for select plans
- Affordable preventive services
Overview:Cigna offers three affordable insurance plans. One includes a preventive care package that pays 100% of associated costs like exams, X-rays, basic cleanings, and fluoride treatments. The Cigna Dental Preventive Plan has no deductibles or copays for office visits, and an average premium of $19 per month.1
The myCigna mobile app lets users do everything on their smartphone, from finding in-network providers to viewing claims. The app also has a digital ID card so users don't need to carry a physical card as proof of coverage.
Many seniors also appreciate that Cigna Dental PPO plans don't require patients to self-submit claims or pay the entire cost of treatments up front. This benefits older adults who don't want to deal with online submission forms, as well as seniors who may not have the funds to pay for everything in advance.
» For Phone Shoppers: Best smartphones for seniors
Pros & Cons:Pros About Cigna
- Easy-to-navigate patient portal app
- Biannual exams, cleanings, and X-rays are included in plans
- No primary dentist required for patients with a PPO
- 24/7 customer service for Cigna Dental Preventive Plan
- Offers 3-in-1 bundled plans (dental, vision, and hearing with monthly premiums low as $32 per month)
- Over 17 million customers
- Great customer service
- Offers affordable dental savings program
Cons About Cigna
- Coverage and benefits vary depending on your state
- One-year waiting period before higher-level coverage is active
- Payout percentages for basic services are lower than other providers
Summary:Plans and Pricing
The Cigna Dental Preventive Plan covers cleanings, fluoride applications, oral exams, X-rays, sealant, and non-orthodontic space maintainers — fully covered, twice per year. The Cigna Dental 1000 plan maxes out at $1,000 per person annually and has a $50 and $150 deductible for individual and family plans, respectively.
The average monthly premium starts at $33 but may vary by location. The Cigna Dental 1500 is best for those who may need additional dental care like orthodontia, with an average monthly premium of $39.
For older adults who want more coverage, Cigna offers the 3000/100 plan, with average monthly premiums of $32 and maximum annual benefits up to $3,000. Cigna gives older adults three ways to bundle dental and vision, with average premiums starting at just $32 per month for the Cigna Dental Vision 1000 plan.
» Budget-Friendly Options: 10 free and low cost dental care options for seniors
Availability and In-Network Providers
With more than 89,000 dentists and over 300,000 provider locations nationwide,[1] Cigna is a widely available dental insurance provider, though its network can't compete with Mutual of Omaha.
Seniors can also access emergency dental coverage while overseas. So, if you love traveling throughout the country or have considered living abroad for an extended period, Cigna might be a great choice for affordable dental insurance coverage.
Seniors seeking flexible dental insurance at great rates with global coverage should consider Cigna. With a PPO, you aren't required to choose a primary dentist and have a large network of providers. Cigna also pays a portion of most services from out-of-network providers, making it convenient for older adults who like to travel.
» Company Overview: Cigna and senior care coverage
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5. Humana - Best Coverage
View Plans Links to HumanaWhat we like most
- Major discounts available when bundling dental and vision
- Consultation-free access to specialists
- More than 335,000 providers in its network
HumanaView Plans Links to HumanaOverview:Humana is one of the nation's largest dental insurance providers, offering plans for employers, groups, and individuals. With highly-rated customer service and affordable plans, Humana is popular among seniors because it offers special veterans' programs and a loyalty program. These plans may include discounts on hearing exams, alternative medical therapies, and prescription discounts. They can even be combined with vision insurance.
» Related Reading: A guide to vision insurance for seniors
Pros & Cons:Pros About Humana
- Benefits increase annually for three years under Humana’s Loyalty Plus Dental Plan
- Preventive care dental plans starting at $18 per month
- Combining dental and vision coverage gets policyholders great discounts
- Patients can see specialists without consulting a primary-care dentist
- Convenient online features and a mobile app streamline the experience
- Special discounts and packages for veterans
- Recognized for customer satisfaction by J.D. Power in 2023
Cons About Humana
- Higher fees for smokers
- One-time enrollment fees and monthly administrative fees for select dental plans
- Not all plans are available in every state
Summary:Plans and Pricing
Humana offers numerous programs great for seniors on a budget, like the Dental Savings Plus plan. It's an affordable dental discount plan accepted by participating dentists, rather than typical insurance.
Customers pay a flat monthly rate of $6.99 and a $15 enrollment fee, with an average of $18 savings on copays for non-emergency office visits. Some plans have a $35 enrollment fee, and costs vary depending on your home state, age, smoking status, and the package you choose.
Top options include Humana Bright Plus Veterans, Preventive Value, and Loyalty Plus. The latter has a one-time deductible rather than an annual one, making it the most comprehensive (and expensive) plan.
Did You Know? You might be able to get a $0 monthly premium Humana Medicare Advantage plan with extra benefits like dental coverage and vision coverage if eligible.
In addition to the Dental Savings Plus plan, Humana offers the Preventive Value plan with similar prices and coverage to the Cigna Dental Preventive Plan. In Florida, Preventive Value costs about $20.49 per month with no waiting period, while more comprehensive plans like Loyalty Plus and Complete Dental cost about $41.99 and $57.99, respectively.
Loyalty Plus also doesn't have waiting periods, and maximum annual benefits start at $1,000 and increase for the first three years — up to $1,500. Complete Dental offers even more coverage and higher initial benefits (starting at $1,250), but it comes with a six-month waiting period for basic services and a 12-month waiting period for major services.
Availability and In-Network Providers
With over 333,000 dental care providers in its nationwide network, finding care with Humana is a breeze online, via the mobile app, or by calling customer service. This puts it on par with Cigna, which also offers plans in all 50 states. However, plan availability and pricing can vary by location.
» Learn More: Humana and senior care coverage
Why Is Dental Insurance Important for Older Adults?
Taking care of our oral health becomes more important as we age. Older adults have specific dental needs, such as dealing with gum disease and gum recession, root decay, broken or lost teeth, and even arthritic conditions that can lead to dental problems. It's a good idea for older adults near retirement age to begin looking for a plan to avoid costly coverage gaps since Medicare doesn't offer dental coverage (though some Medicare Advantage plans do).
Most dental insurance companies offer various plans, ranging from basic preventive-only coverage and discount savings plans to comprehensive traditional packages and “gold-level” plans. Except for dental discount plans, most programs have at least a six-month waiting period for coverage to kick in, especially for major dental work. This makes finding a new policy before losing current coverage essential for older adults.
» Check Out: Best Medicare Advantage plans
Types of Dental Plans
The two most common types of dental insurance for seniors are PPOs and HMOs. However, these aren't the only options. Here are the types of dental plans you'll likely encounter when shopping.
- HMO: Like a traditional HMO for general health care, a dental HMO, sometimes abbreviated as a DHMO, offers reduced costs for preventive and routine dental care performed at an in-network provider. HMOs often have lower premiums and out-of-pocket costs than PPOs but don't offer any out-of-network coverage. This type is generally best for seniors who don't travel often and want to save on premiums and copays.
- PPO: A PPO offers the same basic coverage of preventive and routine dental care as an HMO but usually comes with a larger network and partial out-of-network coverage. Premiums and copays, however, tend to be higher. This type is better for seniors who still want partial coverage when they travel and will pay more for access to a larger network of dentists and providers.
- Fee for service: Fee for service plans usually have the largest network of any type of dental insurance plan, but the costs also tend to be the highest. Unlike some HMOs and PPOs that reduce upfront costs, a fee for service plan requires the user to pay 100% of the cost at the time of care, and then file a claim with their insurance carrier to be reimbursed for a percentage. Fee for service plans are good for seniors who want as much freedom as possible to choose the dentist they want and still get coverage.
- Discount plan: Though not technically insurance, discount or savings plans are a common replacement for senior dental insurance. With a discount plan, the user pays a one-time or recurring fee to be a member and receives discounts on certain types of dental care through participating providers. A discount plan is often a good option for seniors who can't afford traditional dental insurance, don't have access to their preferred carrier, or don't want to commit to a specific carrier.
How Much Does Senior Dental Insurance Cost?
Stand-alone dental insurance plans range from $20 per month to over $100 monthly for individual plans, and family programs average triple those estimates depending on coverage levels. Deductibles typically average between $50 and $150 per year, but some plans offer a one-time deductible for premium policies.
The most affordable option for people seeking temporary or low-cost care is to invest between $75 and $150 in a dental insurance discount program that offers substantial discounts on all services within days of signing up. Costs vary for different types of coverage by state, age, number of enrollees, and selected plan.
Did You Know? Adults over 65 are typically at increased risk of oral health problems, but only 49% of Medicare beneficiaries have some form of dental insurance.2
Ways to Save on Dental Insurance
Many older seniors forego dental insurance because of the cost. While dental insurance tends to be more affordable than traditional health insurance, it can still put a dent in your wallet. Here are a few tips to help you save on a dental plan:
- Shop around with multiple carriers. It never hurts to find out which carriers offer plans in your area and talk to them to see what deals they offer to older adults.
- Get quotes before you decide. Always get quotes before you pick a carrier! This way, you can compare premiums, deductibles, copays, and other costs—apples to apples.
- Choose an HMO or discount plan. Though HMOs limit you to a smaller network of providers, they generally offer the most savings. And if you want discounts on certain types of dental care without paying a high monthly premium, a discount plan could potentially save you even more.
- Consider a Medicare Advantage plan with dental benefits. If you already have a Medicare Advantage (Part C) plan or you're considering one, it could be a great way to bundle your health insurance with dental coverage. Make sure to review your policy so you know exactly what kind of dental care your Part C plan will (and won't) cover.
Pro Tip: Need help finding room in your budget for dental insurance? Check out our eight tips to building a budget on a fixed income.
Tips for Choosing the Best Dental Insurance
Here are a few things to consider that can help you narrow down your choices and find the best dental insurance plan for you.
- Review your budget. If you live on a fixed income, review how much you can comfortably spend on premiums, deductibles, copays, and other out-of-pocket costs. Getting quotes on plans available in your area can help you eliminate those outside your budget.
- Consult with your dentist. Consider your oral health and medical history before picking a plan. Consult with a dentist who's familiar with your oral health. Even if you don't have a dentist, it could be beneficial to have a new dentist give you an exam and review your oral health to help you anticipate future needs.
- Understand the benefits. Most dental insurance is designed to cover all or most of the costs of preventive care like yearly exams and cleanings. However, they often require you to pay a higher percentage for basic and major services. Understanding what you're getting and what you'll need to pay for can help you decide if a plan is right for you.
FYI: Still looking for a dental carrier that works for you? Check out our review of Delta Dental plans for seniors.
Senior Dental Plans and Dentures
Dentures are often covered under certain dental insurance plans and/or dental savings or discount programs. However, under most traditional dental insurance programs, members must wait a year or more to qualify for denture-related services.
The good news is that most dental discount plans offer some level of denture coverage within days of enrollment for a small annual enrollment fee. It's important to check each plan carefully to see if there is a preexisting condition clause that prohibits dentures and repairs unless the teeth are lost or broken during a period of coverage under the policy.
Frequently Asked Questions About Dental Insurance for Seniors
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What’s the best insurance for dental implants?
Mutual of Omaha is among the best carriers for seniors in need of dental implants, as it offers plans with maximum payouts ranging from $2,000 to $3,000 for implants.
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What is the most common type of dental insurance?
Preferred Provider Organization (PPO) is the most common type of dental insurance for people of all ages — including older adults. This type of plan generally offers the best balance between freedom to choose a dentist and quality benefits.
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Can federal retirees get dental insurance?
The Federal Employee Dental and Vision Benefits Enhancement Act of 2004 allows eligible federal employees and retirees to purchase supplemental dental and vision plans with no limitations for preexisting conditions.3
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Does Medicare Plan G cover dental?
No, Medicare Plan G does not cover dental. It offers the same dental coverage as Original Medicare, which does not include preventive or routine dental care.
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Cigna. (n.d.). Summary of Benefits Insurance Plan Information.
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Centers for Medicare & Medicaid Services. (n.d.). Dental Coverage Status and Utilization of Preventive Dental Services by Medicare Beneficiaries.
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U.S. Office of Personnel Management. (n.d.). Dental & Vision.
