Best Assisted Living Facilities in Louisville, KY

How We Chose the Best Assisted Living in Louisville

As the largest city in Kentucky, Louisville is home to dozens of retirement and assisted living communities. We narrowed down our list using a few important factors.

• Cost: The cost of assisted living in Louisville is much lower than the national average. Most communities in the city are affordable, but we focused on the ones that offer the best overall value to seniors.
• Available care: All the communities on our list offer, at a minimum, assisted living and memory care. We tried to find communities that have additional options, such as housing for independent living, as well as respite care and even palliative care.
• Reviews: Reviews allow us to get a sneak peek into each community and understand the highs and lows for residents, family members, and staff. We cannot report information from every review, but we considered common themes and used that information to find the highest-rated assisted living communities in Louisville.
• Amenities: The number and type of amenities can vary substantially from one assisted living facility to the next. We tried to find communities that offer amenities seniors want and need to enjoy a better quality of life.
• Location: Many senior living communities in Louisville are far from the city center, but we tried to find communities that are close to shopping, medical centers, parks, and other points of interest.
• Staff size: We highlighted assisted living communities that offer a high staff-to-resident ratio, often with a maximum of eight residents per caregiver.

What Is Living in Louisville Like for Seniors?

Louisville is a fun city for people of all ages, but it’s a particularly good fit for seniors. Below is a quick look at what life is like for older adults in Louisville.

• Climate: Louisville’s climate is often referred to as “moist continental,” since it is humid year-round, with hot summers and relatively mild winters. The city gets snow most winters, but it has pretty comfortable temperatures throughout most of the year and may be a welcome change for seniors coming from colder cities.
• Health care: Louisville is known for its quality health-care system. The city boasts multiple hospitals and dozens of clinics, and several Norton Healthcare facilities in the area are among the highest-rated in the state.
• Cost of living: The cost of living in Louisville is about 4 percent lower than the national average. Assisted living tends to be more affordable in Louisville, but things such as housing, groceries, and utilities may be higher than in many other cities in Kentucky.
• Walkability: Downtown Louisville and the surrounding neighborhoods are relatively walkable, but a car or public transportation is typically required for people living outside the city center.
• Activities: The city has a lot of fun things to do for seniors, including museums, historical sites, horse races (including the Kentucky Derby), public parks, and college sporting events.
• Safety: Louisville has a high crime rate compared to the rest of Kentucky, but safety and crime vary substantially by neighborhood.
• Tax structure: Kentucky has a 5 percent state income tax, in addition to inheritance tax and estate tax, making it an expensive place to settle for retirees and their  That could have a negative impact on estate planning.

How Much Does Assisted Living Cost in Louisville, Kentucky?

The projected median cost of assisted living in Louisville is $3,825 per month in 2024, according to Genworth. That makes it about 28.5 percent lower than the national median of

Despite various state taxes that could put a damper on retirement and estate planning, seniors in Louisville can enjoy very affordable assisted living communities. That said, the costs can vary a lot based on the provider and the type of care you need. Memory care, for example, is more expensive than assisted living care in Louisville and most other locations. Luckily, there is a wide range of options in Louisville, so you can find one that’s right for your budget.