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Senior Housing & Assisted Living in Michigan

Despite the cold and snowy winters, there are many benefits for retirees to appreciate in Michigan. For example, there is never a shortage of beautiful scenery — whether you're keen on lakefront properties, hiking trails, or lush woodlands, there's something for everyone to do. The state is also home to top-notch healthcare facilities, which is crucial for aging loved ones who may need more professional care.

Before retiring in the Wolverine State, you may want to familiarize yourself with the senior living costs, facilities, and benefits in the state. To make your information search easier, we have compiled relevant details about Michigan's senior living options, from independent living facilities to assisted care choices. Here, you'll also discover a wealth of information about the various support systems and amenities that each has to offer. Have an idea of where you might want to settle down in the state? Browse through the list of cities below to find the closest senior living options in that area.

The quick links below are designed to make your information search on senior living in Michigan more efficient. Feel free to jump directly to a specific section to find in-depth information on that topic.

Senior Living Costs in Michigan ↓
Benefits of Living in Michigan ↓
Michigan's Senior Living Options ↓

Best Senior Living Communities in Michigan

It can be a challenge to pick the best living facility to spend the golden years, but luckily the options are endless in the Wolverine State. Check out our list of the best senior living communities in Michigan below.

Independence Village of Frankenmuth

type of care

Independent Living, Independent Living

StoryPoint Saline

type of care

Assisted Living, Independent Living, Memory Care

StoryPoint Rockford

type of care

Assisted Living, Independent Living, Memory Care

Independence Village of Brighton Valley

type of care

Independent Living

Independence Village of Plymouth

type of care

Independent Living

Independence Village of Waterstone

type of care

Independent Living

Independence Village of Midland

type of care

Independent Living

Independence Village of Petoskey

type of care

Independent Living

Independence Village of White Lake

type of care

Independent Living

Elmhaven Manor

type of care

Independent Living

Living Costs for Seniors in Michigan

With a housing index of 88.30, retiring in Michigan is more affordable than in other states in the country. You can get a one bedroom apartment in Michigan for about $623 a month ($825 a month is the US average), or a two bedroom apartment for an average of $802 a month (US average is $1,027 a month). Some of the more popular cities to retire in are Warren, Ann Arbor, and Grand Rapids.

Let's dive into the monthly costs of living in Michigan for seniors. The average home health care costs are approximately $4,004 a month. This fee enables seniors to live comfortably in their own homes while service aides assist to keep the house clean, run day to day errands, and cook meals for the residents.

Seniors with caregivers who need to tend to their other responsibilities and errands during the day can consider staying at an adult day care to receive supervision and socialization. The cost for adult day care in Michigan is an average of $1,679 a month. Since adult day care does not include skilled nursing care, it is really ideal for elders who are mostly healthy and independent.

Assisted living facilities are available throughout Michigan for aging loved ones requiring more help with their everyday tasks. To receive personal care and health services, seniors can expect to pay an average of $3,500 a month in this state.

Elderly who need round the clock care and supervision will benefit from staying at a nursing home in Michigan. Nursing homes are the most expensive form of living, but relatives and family members would be assured that their aging loved ones receive proper care, supervision, housing conditions, and any necessary therapies and rehabilitation. Compared to the national average, nursing home care in this state is relatively affordable, with a semi-private room averaging out to $7,969 and a private room about $8,608 a month.

Pros of Life in Michigan

If you have always wanted to retire somewhere filled with the great outdoors and a variety of cultural activities, then you'll make yourself right at home in Michigan! Below are just some of the wonderful perks of retiring in this state.

Senior Friendly Things to Do & See

There is certainly no shortage of things to see and do in Michigan. With so many beautiful sights to see outside, seniors don't have to worry about being confined in their homes all day. The state is home to more than 11,000 lakes, gorgeous woodlands, and breathtaking hiking trails throughout the state. There are also more than a thousand campsites for people who like to camp. Campers can bring their tents and RVs or stay in cabins for a quick getaway. If you are not an outdoorsy person and would rather partake in culture and activities indoors, you also have a plethora of options. Michigan is packed with a ton of casinos with amenities that are sure to thrill. Many of these casinos are connected to luxury resorts and hotels which feature spas, great restaurants, and easy access to nearby attractions. Four Winds Casino in New Buffalo is a highly rated one that offers 3,000 slots, gaming tables, dining options, and a luxury hotel. There are also a good number of museums to explore, such as the popular Henry Ford specialty museum located in Dearborn, the Detroit Institute of Arts, and the Grand Rapids Public Museum. You can find a number of activities across popular Michigan counties such as Macomb County, Oakland County and Wayne County.

Low Taxes

Michigan has some great tax breaks in place for senior citizens, especially for those born before 1953. State income taxes are a low 4.25%, and state sales tax is approximately 6%. Local governments don't charge extra sales taxes, which is a plus!

Attractive Cost of Living

One reason why people like to retire in Michigan is because of its low cost of living. Not only is housing cheaper here, but the cost of entertainment, dining, and clothing for example, are also below the national averages.

Senior Living Options in Michigan

Seniors in Michigan have a number of options when it comes to living. Depending on individual needs, they can pick between independent living, assisted living, memory care, or nursing home care. Read more about each option below and find out which one is best for you or your aging loved one.

Independent Living

Independent living is ideal for seniors who are active and healthy, and do not require round the clock nursing care. Michigan has more than 500 independent living facilities across the state, with costs ranging from as low as $412 a month to as high as $4,317 a month. Seniors who prefer apartment living can choose to live in a senior apartment community for people aged 55+ or 65+ as well. These communities typically offer fitness centers, walking trails, pools, and more great amenities for residents to enjoy.

Assisted Living

With more than 1,211 assisted living facilities in Michigan, seniors have plenty of options to choose from if they are looking for a place with attentive caregivers, healthcare, and access to local activities and social opportunities. For anywhere from $750 to $7,850 a month, residents can expect to receive help with housekeeping duties, laundry, transportation, meal services, and 24-hour safety surveillance. If you are looking for the cheapest assisted living options in the state, you may want to consider the Jackson area. The highest assisted living costs in Michigan are located in the Midland metropolitan area.

Memory Care

Memory care facilities in Michigan tend to seniors with Alzheimer's, dementia, and other memory-related ailments. Staff and healthcare professionals at these facilities work to identify the issues of their patients and provide customized care to help them get through the day without excessive frustration brought on from memory damage. Memory care facilities are monitored all day and night to prevent patients getting lost outside or breaking down due to forgetting how to get back to their room. There are more than 617 memory care facilities in Michigan, with costs ranging from $1,087 to $11,382 a month.

Nursing Homes

14% of the population in Michigan are seniors, and 29% of these are living alone. The state has at least 2,241 senior living providers to ensure that all their senior citizens are well taken care of.

Seniors who need help to stay engaged physically, emotionally, and mentally during the day while caregivers are tending to their other responsibilities can stay at an adult day care facility in Michigan. Some activities that the elderly can expect to participate in include but are not limited to daily walks, puzzles, aquatics, art therapy, and more. Adult day care facilities in this state can cost anywhere from $900 to $3,840 a month.

Seniors approaching the end of their lives will need the extensive care to manage physical and emotional pain. Hospices in Michigan do just that, and provide counseling and medications as needed. There are more than 500 hospices in this state, with costs ranging from $3,330 to $6,000 a month. Typically, Medicaid, Medicare, or private insurance will cover most, if not all of the costs associated with hospice care.

It's only natural for a relative or family member caregiver to get exhausted from 24/7 care and supervision of a loved one. Luckily, respite care facilities are available throughout Michigan to temporarily help house and care for a senior. There are more than 600 respite care facilities in Michigan, with the monthly costs ranging from $6,612 to $13,616. The price range is large due to what the needs may be and for how long the facilities will be used.

Resources for Seniors in Michigan

Michigan Department of Health & Human Services – Learn more about the different services & programs available to seniors in this state, along with applications and forms you may need.

Housing Resources for Seniors in Michigan – There are a plethora of programs in place to help seniors with housing needs, and programs to make it easier for them to stay in their own homes. Find out more here.

AARP Michigan – Need a quick summary on Michigan's retirement benefit tax? You've got it here!

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