DevotedHealth Medicare Advantage Plans Review

Medicare coverage with low premiums and plenty of extra perks is supported by commissions from providers listed on our site. Read our Editorial Guidelines Rating:
4.5 of 5
Coverage in 13 states
$0 monthly premium
Free medical alert device
Part B Giveback available is supported by commissions from providers listed on our site. Read our Editorial Guidelines Rating:
4.5 of 5
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Taylor Shuman, Senior Tech Expert & Editor Read About Our Panel of Experts

DevotedHealth is a trusted insurance carrier that offers Medicare Advantage plans in 13 states across the country. While plans vary from one location to the next, DevotedHealth offers many options to eligible members within its service area. In addition to the standard benefits that come with Original Medicare, DevotedHealth offers coverage options like dental, vision, and hearing. In this review, we’ll go over everything you can expect with a DevotedHealth Medicare Advantage plan, including pros and cons, costs, and extra perks.

Pro Tip:

Pro Tip: Want to find out if DevotedHealth plans are available where you live? Use our Medicare Advantage search tool to compare options in your area.

Pros & Cons

Pros About DevotedHealth

  • Large service area: Due to the complexities of providing Medicare Advantage plans across state lines, few companies outside of the biggest carriers have large service areas. DevotedHealth is one of the exceptions, as it serves more than 160 counties across 13 states.
  • Low or no premiums: While some DevotedHealth plans have monthly premiums, many do not. This means that you could access all the benefits of Medicare Advantage without having to pay an extra premium each month.
  • Part B Giveback: Medicare beneficiaries may be required to pay Part B premiums with Original Medicare or Medicare Advantage. Some DevotedHealth plans include a Part B Giveback that can put as much as $125 of your Part B premium back in your Social Security check.

Cons About DevotedHealth

  • No PFFS plans: Having access to different kinds of plans increases the chances that you can find a Medicare Advantage plan to meet your needs. Though DevotedHealth offers both HMO and PPO plans, it does not offer private fee-for-service (PFFS) plans, which means that beneficiaries depend on a network of health care providers.
  • Major variations between plans: It can be difficult to compare the offerings at DevotedHealth because there is so much variation between plans. This can make it a little overwhelming when you’re shopping for Medicare Advantage, as your location and the specific plan you choose can have a significant impact on the costs and benefits.
  • High out-of-network costs: While PPO plans from DevotedHealth generally have lower out-of-network costs, most of the available plans are HMOs. As a result, the costs of seeking treatment out of network can be high.

Available DevotedHealth Medicare Advantage Plans

When shopping for a Medicare Advantage plan, most Medicare beneficiaries expect coverage that extends beyond Medicare Part A and Part B. Many Medicare Advantage plans offer prescription drug coverage. Routine dental, vision, and hearing are other common benefits that plan members can enjoy.


FYI: Many of DevotedHealth’s plans have no prescription drug deductible, which means you could save more when compared to a stand-alone Part D plan.

The precise benefits you can expect will vary between plans. Below we’ll take a closer look at some of the most popular DevotedHealth plans.

HMO Plans

DevotedHealth has various HMO plans, such as Devoted Core, Premium, Prime, Essentials, and Giveback. All of these plans offer the same basic benefits; their differences are often the out-of-pocket costs. Despite the price differences, you can expect some form of prescription drug coverage, as well as dental, vision, hearing, and fitness with almost every DevotedHealth plan.

Did You Know?

Did You Know? DevotedHealth was founded in 2017 and has built up a large base of Medicare Advantage customers in the years since.1

HMOs require you to use in-network doctors and facilities to ensure coverage. While you can still use out-of-network health care providers for urgent care or emergencies, you won’t have coverage for most other kinds of services. This is why many seniors and other beneficiaries opt for a PFFS plan, like the kind available through Humana. If you choose one of DevotedHealth’s HMO plans, you will need to use in-network providers or risk incurring high out-of-pocket costs. DevotedHealth HMO plans are better for seniors and other Medicare beneficiaries who are willing to stick to a set network of providers in exchange for lower copays and out-of-pocket maximums. If you’re looking for a PFFS plan, check out our Humana Medicare Advantage review.

PPO Plans

The majority of DevotedHealth Medicare Advantage plans are HMOs, but there are also PPOs; namely, the Devoted Choice plan. With Devoted Choice, you can choose to see in-network or out-of-network providers. It’s important to note that out-of-network providers often come with higher copays, but PPO plans still offer coverage that makes out-of-network healthcare more affordable. This is the best solution if you like to travel or simply want more flexibility when choosing your doctors and specialists.

Extra Perks and Benefits

DevotedHealth perks and benefits vary between different plans. Even DevotedHealth plans offered in the same city can have vastly different benefits. In any case, here are some of the most common perks:

  • Part B Giveback: While most plans do not offer the Part B Giveback, some DevotedHealth plans put as much as $125 of your monthly Part B premium back into your Social Security check. This means you could cut your Part B premium by more than half.
  • Dental credit: Dental coverage amounts vary between plans. Some DevotedHealth plans offer free preventive care and an annual credit, while other plans offer the credit only. DevotedHealth provides most beneficiaries with a preloaded debit card worth anywhere between $1,000 and $2,000 per year — just for dental expenses.
  • Over-the-counter credit: Expenses like toothpaste, vitamins, and other OTC purchases can add up. Most DevotedHealth plans offer annual credits ranging between $95 and $280 per quarter for OTC costs.
  • Fitness membership: Most DevotedHealth plans include a free gym membership through SilverSneakers, along with a credit for fitness trackers and related equipment (between $150 and $300 per year).
  • Healthy foods card: If you have a qualifying chronic health condition, you could be eligible for a prepaid card to help cover groceries (around $30 per month in most locations).
  • Vision credit: Most DevotedHealth plans include free contact lens fittings and eyewear or contact lens credits ranging between $100 and $400 per year.
  • Hearing benefits: DevotedHealth offers some coverage for hearing aids (excluding copays), plus free hearing aid batteries.
  • Rides to the doctor: Though not available with some plans, many beneficiaries are eligible to get unlimited rides to their primary care physician and up to 30 rides to approved locations.
  • Medical alert device: Every DevotedHealth plan offers eligible beneficiaries a medical alert device and monthly monitoring at no additional cost.

The perks of DevotedHealth’s Medicare Advantage plans are extensive, but it’s important to remember that not all of these perks are available with every plan. There are also some benefits that DevotedHealth doesn’t offer. For example, if you like to travel frequently, you may be better off with a Kaiser Permanente Medicare Advantage plan that offers emergency coverage when traveling abroad.

How Much Do DevotedHealth Medicare Advantage Plans Cost?

Since DevotedHealth offers Medicare Advantage plans in dozens of cities across 13 states, the costs can vary substantially from one plan, person, and location to the next. Also, keep in mind that your individual costs will largely depend on the kind of care — and frequency of care — you require. You can find the estimated costs of some of DevotedHealth’s most popular plans in the tables below based on our research:

HMO Costs

Devoted Essentials (HMO) Devoted Core (HMO) Devoted Premium (HMO) *Devoted Giveback (HMO) *Devoted Prime (HMO)
Premium $0 $0 $35.90 $0 $25
Annual Out-of-pocket maximum $3,900 $3,400 $3,400 $6,900 $3,400
Medical deductible $0 $0 $0 $0 $0
Pharmacy deductible $100 $0 $0 $300 $0
PCP copay $0 $0 $0 $0 $0
Specialist copay $35 $10 $0 $35 $0
Inpatient hospital copay Day 1-5: $350 per day; day 6+: $0 Day 1-5: $125 per day; day 6+: $0 Day 1-5: $125 per day; day 6+: $0 Day 1-5: $350 per day; day 6+: $0 $225 per stay
Outpatient hospital copay $100-$250 $75-$125 $0-$50 $175-$325 $50-$100
Emergency room copay $110 $120 $120 $95 $120
Urgent care copay $45 $30 $0 $40 $0
Lab copay $0-$40 $0-$30 $0-$20 $0-$25 $0-$25
X-ray copay $0-$100 $0-$75 $0-$20 $0-$50 $0-$15
Diagnostic copay $0-$100 $0-$75 $0-$20 $0-$50 $0-$15
Hearing aid copay $599-$899 $399-$699 $199-$499 $599-$899 $199-$499

* All figures for the Choice, Essentials, Core, and Premium reflect average prices in Jacksonville, Florida. Since the Giveback and Prime plans are not available in Jacksonville, the figures for these plans reflect average prices in Houston, Texas.

PPO Costs

Devoted Choice (PPO), in-network Devoted Choice (PPO), out-of-network
Premium $0 $0
Annual out-of-pocket maximum $5,500 $8,950
Medical deductible $0 $0
Pharmacy deductible $150 $150
PCP copay $0 $35
Specialist copay $30 $60
Inpatient hospital copay Day 1-5: $295 per day; day 6+: $0 Day 1-5: $295 per day; day 6+: $0
Outpatient hospital copay $150-$270 40% of the full cost
Emergency room copay $90 $90
Urgent care copay $40 $40
Lab copay $0-$25 40% of the full cost
X-ray copay $0-$25 40% of the full cost
Diagnostic copay $0-$25 40% of the full cost
Hearing aid copay $399-$699 $399-$699

Where Are DevotedHealth Medicare Advantage Plans Available?

As of 2023, DevotedHealth serves more than 80,000 members across 13 states.2 These states include:

  • Alabama (Birmingham, Mobile, Montgomery, North Alabama)
  • Arizona (Northern Arizona, Phoenix, Southern Arizona)
  • Colorado (Denver Metro, Greater Colorado)
  • Florida (Atlantic Coast, Daytona, Greater Jacksonville, Greater Orlando, Greater Tampa Bay, North Florida, Northwest Florida, South Florida)
  • Hawaii (Honolulu)
  • Illinois (Chicago)
  • North Carolina (Greensboro, Winston-Salem)
  • Ohio (Central Ohio, Cincinnati, Dayton, Greater Cleveland, Lima, Mid-Ohio, Toledo, Youngstown)
  • Oregon (Portland)
  • Pennsylvania (Philadelphia)
  • South Carolina (Upstate)
  • Tennessee (Knoxville, Memphis, Nashville)
  • Texas (Austin, Beaumont, El Paso, Greater Houston, San Antonio)

For a complete list of counties where DevotedHealth Medicare Advantage plans are available, be sure to consult DevotedHealth’s service area guide.

Reviews and Ratings

We have provided a lot of information on DevotedHealth’s Medicare Advantage plans, but you should still do your own research before making a decision. You can find various trustworthy third-party organizations that specifically rate Medicare Advantage businesses and plans. For instance, the Centers for Medicare & Medicaid Services (CMS) gave DevotedHealth’s Ohio Medicare Advantage plans 5 out of 5 stars in their first year of eligibility, and its Arizona plans received 4 out of 5 stars in their first year of eligibility.3 The CMS considers a wide range of factors when awarding a star rating, including the quality of care and customer service, which means that these plans exceed expectations in many different areas.

Customer Service

DevotedHealth does not currently offer an option to chat online with support agents, but it does put a lot of effort into providing a quality experience for its customers. The company uses different names for its agents based on the way you choose to contact them. Agents known as “Devoted Guides” can be contacted by phone according to the following schedule:

  • 8 a.m. to 8 p.m., 7 days a week (October to March)
  • 8 a.m. to 8 p.m., Monday to Friday, and 8 a.m. to 5 p.m., Saturday (April to September)

You can also text support agents, known as “Digital Guides,” anytime from 8 a.m. and 8 p.m., Monday to Friday, and 8 a.m. to 4:30 p.m. on Saturday. Both kinds of agents have extensive knowledge of DevotedHealth plans and enrollment options, so you can access the same information via phone or text.

Final Thoughts on DevotedHealth Medicare Advantage Plans

DevotedHealth combines the convenience of a relatively large service area with low upfront costs. Many of its plans have no premiums or medical deductibles, potentially saving you money compared to Original Medicare. Plus, many plans come with unique benefits like free rides to your doctor and credits toward over-the-counter medications. If it’s available in your area and you’re looking for a well-rounded Medicare Advantage plan, DevotedHealth could be a great option for you.

Written By:
Taylor Shuman
Senior Tech Expert & Editor
Read About Our Panel of Experts
As’s tech expert and editor, Taylor has years of experience reviewing products and services for seniors. She is passionate about breaking down stigmas related to seniors and technology. She loves finding innovative ways to teach seniors about products and… Learn More About Taylor Shuman