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Adult Day Care for Seniors

A 2024 Guide to Adult Day Care

Jeff Hoyt Jeff Hoyt Editor in Chief

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If you’re taking care of an older loved one, it’s normal to experience different challenges and go through a range of emotions. On the one hand, you’re probably thrilled to be able to give back to someone who raised you and committed to helping them age in place comfortably. Nonetheless, caregiving can be difficult, and it can be easy to get in over your head, especially if your loved one needs specialized care.

Adult day care can be a valuable solution for both caregivers and seniors. Research1 shows that utilizing these services helps seniors thrive both physically and mentally. Older adults who have structured days filled with activities and time with friends tend to have better outcomes2 over time, even when coping with conditions such as dementia. It can also reduce the psychological and physical toll of caregiving to avoid caregiver burnout. Here’s what you need to know about adult day care.

What is Adult Day Care

What Is Adult Day Care?

At its heart, adult day care gives seniors a safe place to go during the day. Centers are typically open during regular business hours, allowing caregivers to work if needed. While a senior center is usually a drop-in place focused solely on socializing, adult day care is a bit more structured. It’s designed for seniors with physical disabilities or memory loss and provides a variety of services based on individual needs. Seniors are encouraged to socialize, but they can also access other benefits such as meals, medication monitoring, and health-related services.

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What Services Are Available at Adult Day Care Centers?

Not all adult day care centers are the same. You’ll need to decide which one best fits your loved one’s individual needs. But in general, most adult day care centers offer some or all of the following services:3

  • Counseling
  • Exercise
  • Health screening
  • Medical care
  • Medication management
  • Physical therapy
  • Recreation
  • Supervision

Adult day care is typically scheduled in advance, as opposed to services provided on a drop-in basis, and the days are often loosely planned out. For example, your loved one might spend the morning on cognitive stimulation tasks such as board games or jigsaw puzzles, check in with a doctor after lunch, and then play some memory training games before participating in a group discussion of current events in the afternoon.

Some adult day care centers, though not all, offer transportation to and from the program. If you’re concerned about driving your loved one back and forth, be sure to ask if this service is available.

Watch our video below to learn more about the services offered at adult day care.

Types of Adult Day Care

There are three primary types of adult day care: social, health, and dementia. The one your loved one needs will depend on their current physical and mental health.

Adult Social Day Care

Adult social day care is for older adults who are reasonably healthy. It provides a safe and structured environment that weaves gentle exercise and brain games into a highly social setting. Participants may also go on outings to nearby points of interest. These centers usually offer a basic level of health services, such as medication monitoring and vision screenings, and counseling for both seniors and caregivers. They are generally equipped to handle wheelchairs, walkers, and other medical devices, but they do not provide extensive medical services.

Adult Day Health Care

Adult day health care (ADHC) is for seniors with more intensive health care needs. These centers cater to older adults coping with physical disabilities and the after-effects of conditions such as a stroke. They are generally staffed by nurses and other health professionals and provide a range of medical services as well as physical and occupational therapy. In some cases, they can help keep older adults out of nursing homes.

Dementia Day Care

Dementia centers are highly specialized. They’re designed to provide as much normality as possible, but the centers are also tightly secured to prevent wandering. Staff is trained in meeting the challenges of memory loss, including providing support for seniors who are feeling scared and confused.

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Adult Day Care vs. Other Senior Living Options

Unlike a nursing home or retirement community, adult day care allows seniors to return to their own residences or the homes of a loved one at the end of each day. Additionally, at an adult day service provider, seniors retain a great deal of autonomy. They are not bedridden and do not require 24/7 on-call medical support. Day care facilities also focus on socialization and group activities. This differs from in-home senior care which limits the amount of socializing older adults can have.

Did You Know?

Did You Know? There are more than 7,500 adult day care facilities throughout the country, with numbers growing every year.4

Senior day care is also a more affordable option (though still pricey) than other options due to the low-impact services provided. Compared to a nursing home, hospice care facility, or assisted living, day care facilities cost far less. However, the costs increase when adult day care involves specialized care, such as dementia day care or palliative care for seniors. As you can imagine, the more specialized the services, the more senior day care will cost.

How Much Does Adult Day Care Cost?

To put it simply, adult day care is not cheap. While costs vary by state, the estimated national median for 2024 is $85 per day or $1,847 per month.4 In general, ADHC and dementia centers cost more than social centers. Still, adult day care not only allows many seniors to age in place but it is often half the price of assisted living or in-home care. In addition, your loved one might qualify for programs to help foot the bill. For more details, visit our adult day care costs guide. Below is a quick look at ways to pay for adult day care:

  • Long-term care insurance: If the older adult has long-term care insurance, it might cover some or all of the costs. Every policy is different. Some only cover live-in options such as nursing homes or assisted living facilities, while others will pay for adult day care. It’s worth calling the insurance company to find out.
  • Veterans benefits: In general, VA benefits will cover adult day health care, but not adult social day care. A VA doctor must sign off, there may be limitations, and you will likely be responsible for certain copays. If your loved one has a VA pension that includes Aid and Attendance, adult social day care might be covered.
  • Medicaid: Medicaid programs vary by state, but they are generally your best bet for covering adult day care. This is especially true for seniors who would otherwise require a nursing home, but even social day care may be covered. Talk to your local Medicaid office to find out exactly what your loved one qualifies for in your state.

Is Adult Day Care Right for My Loved One

Is Adult Day Care Right for My Loved One?

Adult day care is generally best for seniors who, for whatever reason, are unable to function independently, including getting out and socializing. A healthy, active senior citizen who still drives and handles their own day-to-day tasks would probably find even a social day care too restrictive and unnecessary.

Did You Know?

Did You Know? The average age of an adult day care participant in the U.S. falls between 77 and 79 years old.5

But if your loved one is becoming isolated and you’re shouldering many of the burdens of caring for them, adult day care may be what you both need. Overall, adult day care is an ideal solution for caregivers and seniors who are not ready or do not need to transition to a full-time care facility, such as a nursing home or retirement community.

How to Choose the Best Senior Day Care Center

When deciding between senior day care centers, we recommend taking a tour of each one. Observe the overall atmosphere, the social environment, and how staff members engage with participants. Ask each facility questions that will help you make a decision, such as:

  • How much does the program cost?
  • How long has the center been in business?
  • Are all certifications current?
  • What is the staff-to-participant ratio?
  • What are the staff’s credentials?
  • Is the facility set up to handle your loved one’s specific needs?
  • What are the days and hours of operation?
  • Is transportation provided?
  • Are dietary restrictions accommodated?
  • What services are included in the basic fee, and are there other a la carte services available?

As you’re doing your research, it can be helpful to take notes. List the services provided by each center you are considering, as it can be tough to keep everything in your head. Prioritize the available services, and cross off any centers that don’t offer what you’re looking for. Below is an example table with important comparisons to consider:

Services Day Care Center 1 Day Care Center 2
Meals
Social Activities
Medical Services
Transportation
Exercise
Cognitive Training
Cost

Benefits of Senior Day Care

By going to senior day care, older adults can overcome a host of age-related issues, including depression, loneliness, fatigue, and loss of brain function. Seniors can socialize, learn, move, and experience daily routines under the guidance of professional caregivers. At the same time, caregivers who are responsible for seniors can enjoy a respite period. This is necessary for preventing caregiver burnout. Adult day care provides just enough interaction and stimulation in a controlled environment without forcing seniors to experience a complete upheaval from their home setting.

How to Find Adult Day Care Near Me

To find a credentialed, trustworthy senior day care center in your area, start with the U.S. Department of Health and Human Services’ Eldercare Locator tool. You can search by city, state, or ZIP code. You can also ask other caregivers in the area or your loved one’s medical team for recommendations. Ultimately, you’ll know when you’ve found the right center, so don’t be afraid to take your time and shop around.

Written By:
Jeff Hoyt
Editor in Chief
As Editor-in-Chief of the personal finance site MoneyTips.com, Jeff produced hundreds of articles on the subject of retirement, including preventing identity theft, minimizing taxes, investing successfully, preparing for retirement medical costs, protecting your credit score, and making your money last… Learn More About Jeff Hoyt
Reviewed By:
Matthew Clem
Expert
Matt graduated from Bellarmine University’s School of Nursing and Clinical Sciences in 2011 and began his career in Louisville, Kentucky, as a registered nurse. He quickly realized his passion for the senior population, focusing on the long-term care of chronically… Learn More About Matthew Clem
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