LifeLock Plans and Prices: The Details
With LifeLock Standard, you get their basic features for protecting your identity, including Social Security number monitoring, credit monitoring at one bureau, and data breach alerts. It also includes an antivirus service for your computer and phone, so you can remain protected on all technological devices.
This is best for seniors who need their bases covered for credit, personal data, and Social Security and don’t have that many social media accounts or significant investments. If you don’t want to spend time monitoring all your online accounts and want to know where else your personal data might be breached, LifeLock Standard is invaluable. Their stolen funds reimbursement gives you a safety net so you worry less about identity theft.
The price for an annual subscription for one adult is $89.99 for the first year. After the first year, your plan will cost $124.99 per year. If you choose to pay monthly for your subscription, it is $8.99 per month for the first year and renews at $11.99 per month.
Looking to protect more people? LifeLock offers plans for multiple users and families. For two adults, the subscription costs $149.87 for the first year and renews at $249.99 per year.
Lastly, family plans cost $221.87 for the first year and renew at $359.99 per year. This includes protection for two adults and three children. If you decide to pay monthly instead of annually, you’ll pay a bit more.
LifeLock Advantage includes all the features of the Standard plan, plus these features:
- Bank account and credit card monitoring
- Alerts on crimes committed in your name
- Fictitious identity monitoring
I’d recommend upgrading to LifeLock Advantage if you have significant savings in your bank account or have previously had your identity falsely used for a crime or scam. The extra security makes it easy to prevent fraud so you don’t have to do it yourself.
The LifeLock Advantage plan for one adult costs $179.88 for the first year and renews at $239.99 per year. For two adults, it costs $287.88 for the first year and renews at $479.99 per year. Meanwhile, the family plan costs $359.88 for the first year and renews at $579.99 per year.
This plan is about twice as expensive as the Standard plan. Considering this, LifeLock Advantage is worth the cost only if you need the extra features. Stolen credit card information and banking scams are very common, so this plan might be worth the price jump if it fits in your budget.
LifeLock Ultimate Plus
LifeLock Ultimate Plus includes all the features in the Advantage plan, plus these features:
- Monthly credit score tracking
- 401(k) and investment account monitoring
- Bank account takeover and application monitoring
- File-sharing network searches
- Sex offender registry reports
- Three-bureau credit monitoring
I’d recommend the Ultimate Plus plan for seniors whose assets and accounts are worth a significant amount, those with investment accounts, and users who want the ultimate protection. This plan is also great for those who want credit monitoring for all three bureaus.
The LifeLock Ultimate Plus plan for one adult is $239.88 for the first year and renews at $339.99 per year. The plan costs $395.88 for two adults for the first year and renews at $679.99 per year. The family plan is $467.88 for the first year and renews at $799.99 per year.
The plan for one or two adults may be worth it for you and/or a spouse who needs significant fraud protection and has high-value accounts and assets. Otherwise, I’d recommend sticking to one of LifeLock’s other two plans.