Consumer Cellular vs. Verizon

Consumer Cellular is our top pick for cost-conscious seniors who want to keep things simple, while Verizon is great for unlimited data plans

Taylor Shuman Taylor Shuman Senior Tech Expert & Editor
Jeff Hoyt Jeff Hoyt Editor in Chief

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Key Takeaways

  • Consumer Cellular is best for those who want a straightforward, affordable plan that sticks to the basics.
  • Verizon is best for those who want a plan packed with perks (with a price tag to match) and seniors who live in Florida.

Consumer Cellular and Verizon are two of our picks for the best senior phone plans. Consumer Cellular has AARP discounts and simple phone plans designed for seniors. On the other hand, Verizon is one of the nation’s largest carriers, offering several plans with various perks, plus a 55+ plan for Florida residents.

Our tech experts spent 50 hours researching and testing the phones and plans that Consumer Cellular and Verizon offer. During testing, we compared both carriers for price, technology, ease of use, senior-friendly features, and customer service to help you determine which carrier might be best for you. Keep reading to learn more about Consumer Cellular and Verizon phone plans for older adults.

Testing out Consumer Cellular's service

Testing out Consumer Cellular's service

Taylor Shuman
Expert Insights
From Taylor Shuman, Senior Tech Expert
Over the past five years as SeniorLiving.org’s tech expert, I’ve tested dozens of phones and plans for seniors. I’ve learned that no two carriers are alike. Consumer Cellular offers no-frills, inexpensive plans designed for older adults, while Verizon has several plans for different lifestyles and a 55+ plan for Floridians. The choice will come down to your needs and budget, but you really can’t go wrong!

A Side-by-side Look at Consumer Cellular vs. Verizon Pricing and Plans

Our favorite is Consumer Cellular
See Pricing Links to Consumercellularplan.com
  Consumer Cellular Verizon
Availability Nationwide Florida residents only
Plan prices $20-$60 per month for one line if enrolled in autopay $55 per month for one line or $95 per month for two lines with autopay
Activation fees $10 per line $40 per line
Data speeds 4G or 5G (depending on phone and area) 4G or 5G (depending on phone and area)
Long-term contracts No Not exactly, but you’re responsible for fees if you cancel before two-year period ends
Bring your own phone Yes Yes
Discounts for multiple lines Yes Yes
Finance option for certain devices Yes Yes
Website
See Pricing Links to Consumercellularplan.com
View Plans Links to Verizon.com

Consumer Cellular vs. Verizon Pricing

Consumer Cellular's plan prices start at $20 per month for 1GB of data, plus unlimited talk and text. You can purchase up to three phone lines online at Consumer Cellular's website. Each additional line costs $15 a month. You can choose a plan with a monthly allotment of data or an unlimited plan. Older adults can get a discounted unlimited plan for just $35 per month.

Verizon postpaid plans cost more than Consumer Cellular, but they also come with unlimited data, talk, and text, with plans starting at $65 per line. We found that you get better speeds with postpaid plans, but Verizon's prepaid plans are the way to go if you want to pay only for what you use. Prepaid plans start at $35 per month. Plus, Verizon’s plans come with lots of extra perks like streaming subscriptions that Consumer Cellular doesn’t offer.

The bottom line: Consumer Cellular offers affordable plans for older adults who just want a plan without extra perks. On the other hand, if you spend a ton of time on your phone and upload lots of photos or videos, Verizon may be a better fit for you, as all postpaid plans come with unlimited data.

Mobile Plans for Seniors

Consumer Cellular is a strong choice for older adults who primarily use their phones for calls and texts and don’t need a lot of data. The company offers affordable plans, including unlimited options, along with tiered data plans (1 GB, 5 GB, and 20 GB) that tend to cost less than comparable Verizon plans. Customers can customize the number of lines and data amounts to fit their needs, and there are no long-term contracts required. AARP members also receive additional discounts, making Consumer Cellular especially appealing for seniors.

Verizon also offers plans designed for older adults, including 55+ options in Florida. Eligibility requirements vary depending on the specific plan. Those who qualify receive unlimited talk and text, unlimited data, and streaming benefits. While Verizon’s plans may include more premium features, availability and pricing can differ based on location and qualifications.

Did You Know?

Did You Know? As of early 2024, 95 percent of adults aged 65 and older use a cell phone, a significant increase from just 78 percent in 2015.1

Perks

Consumer Cellular offers special deals, including a $25 credit for sending referrals and a 30-day money-back guarantee (45 days for AARP members!) if you're not happy with your plan. Customers can also add Signature Motor Club by Allstate Roadside Services to their plan for $4 per month. That's less expensive than AAA, plus it's a unique phone carrier add-on.

Verizon offers discounts to certain groups, including first responders, military members, nurses, and teachers. You'll generally need two to four phone lines on 5G unlimited plans to qualify for these discounts.

Verizon also partners with popular streaming and subscription services to offer add-ons like the Disney bundle, Netflix, Max, Apple One, and Walmart+ membership. For example, our plan included a free Apple Music subscription. We could also access discounts on a variety of products and events like concerts, which is a huge plus!

Generally, Verizon's perks lean more toward entertainment, while Consumer Cellular's offerings are more tailored to seniors' everyday needs.

Verizon offers discounts and extras for Verizon customers.

Verizon offers discounts and extras for Verizon customers.

 

Verizon offers several ways to contact customer service

Verizon offers several ways to contact customer service

Nationwide Coverage

You might be wondering: is Consumer Cellular coverage the same as Verizon? The answer is no, as Consumer Cellular doesn’t use Verizon’s cell towers. Instead, Consumer Cellular operates on AT&T's network and partners with international carriers. In our experience, AT&T offers excellent coverage nationwide, so you're in good hands.

Taylor Shuman
Expert Insights
From Taylor Shuman, Senior Tech Expert
Consumer Cellular is a Mobile Virtual Network Operator (MVNO), which means the company doesn't have its own cell towers. Instead, it operates using a large carrier, like AT&T's, network.

Remember that although Consumer Cellular offers 5G ultra wideband coverage, your phone might not be compatible with 5G coverage. We realized when we tested Consumer Cellular's IRIS Flip that the phone could get only 4G coverage. Connectivity didn't seem to be affected at all, however. We had no problem talking on the phone and texting with the IRIS Flip's 4G coverage.

Pro Tip:

Pro Tip: Not sure what the difference is between 4G and 5G? In short, 4G network speeds allow cell phone users to download a video without much trouble. Phones with 5G service can download them faster, possibly even in seconds.

Also keep in mind that rural cell phone users might not have coverage as reliable as in more populated areas. Weather and terrain can affect your cell phone service as well.

Consumer Cellular offers widespread network coverage throughout the country.

Consumer Cellular offers widespread network coverage throughout the country.

Verizon has been a leading cell phone carrier in terms of coverage and has been at the forefront of 5G adoption. The company currently offers 5G and 5G Ultra Wideband (Ultra Wideband provides faster speeds and lower latency than standard 5G) with nationwide coverage and has received high marks for network quality from J.D. Power.2

In general, 5G service is significantly faster than 4G. When testing Verizon, we noticed that the carrier often has service in some less-populated areas where other carriers don't. If you enjoy camping, live in a rural area, or travel to more remote locations, Verizon is an excellent choice.

Verizon nationwide coverage map

Verizon nationwide coverage map

Phone Selection

Consumer Cellular has more than 30 phones, including the latest smartphones, flip phones, and certified preowned devices to fit any taste and budget.  You can also bring your own phone. In our experience, the simple IRIS Flip, Consumer Cellular's flip phone, is a senior-friendly and affordable option.

This flip-style cell phone is best for adults who aren't interested in watching videos or posting photos on social media on their phone. If you're looking for a simple phone to call, text, and take some snapshots, the IRIS Flip is a decent option.

FYI:

FYI: Want to compare cell phone options? Check out our guide to the best cell phones for seniors

Navigating Consumer Cellular s flip phone, the IRIS Easy Flip.

Navigating Consumer Cellular s flip phone, the IRIS Easy Flip.

Meanwhile, Verizon offers more phone options than Consumer Cellular. One of our favorite Verizon phone options for seniors is the TCL FLIP 3, a solid, modestly-priced flip phone. It's durable and water-resistant with a senior-friendly design. We like its larger size and screen that's easier to read than many other models, and programmable keys.

We also appreciate that you can bring your phone when you sign up for a cell phone plan. You'll also have the option to keep your phone number or get a new one, similar to Consumer Cellular.

Taylor Shuman
Expert Insights
From Taylor Shuman, Senior Tech Expert
Make sure you read the fine print on Verizon's new phone deals. A promotion might offer a “free” phone, but that cost is rolled into monthly credits on your bill. While you aren't formally bound to a contract, you'll have to pay any remaining balance on your phone if you leave Verizon early.
Using an iPhone on Verizon's service

Using an iPhone on Verizon's service

What Real Customers Are Saying About Consumer Cellular and Verizon

Consumer Cellular Customer Testimonials

When it comes to testimonials, Consumer Cellular generally has positive reviews. Many users say that Consumer Cellular has reliable customer service, making it easy to switch from other cell phone providers. Their customer service also gets high marks from us for consistency, friendliness, and short wait times. Here’s what some of their customers say:

“We've been with Consumer Cellular for over 10yrs, and have been consistently pleased with the company. Overall, their service and cell-reception is great, and their talk/text plans are very affordable.” – Rick

“Excellent customer service. I was having issues with my phone and needed to transfer my current information to an older phone until I can purchase a new one. Customer service was so patient with me and making this happen.” -Kathy K.

Verizon Customer Testimonials

On the other hand, Verizon reviews on Trustpilot were mixed. The most positive reviews were about in-person experiences with customer service associates at Verizon stores. Additionally, some customers mentioned having poor data service for the price they paid. Others also reported long wait times when they tried to call a customer service representative.3  Here’s what Verizon customers said:

“This is for Verizon prepaid 5G, (not postpaid). The service is not perfect but it works, the support is reliable, and the price is fair. (I have been trying different discount carriers as alternative but so far they have been bad support, many tech or billing problems.)” – Brian

“Overall, from a technical standpoint, Verizon's service is reliable, but from a customer experience perspective, it's frustrating. While barely acceptable, considering the price, I would expect a smoother, more transparent service experience.” – Wilmer F.

Fun Fact:

Fun Fact: Research suggests smartphone usage improves well-being and cognitive function in older adults.

Our Final Thoughts on Consumer Cellular vs. Verizon

  • Verizon is best for fast-speed data plans and extra perks.
  • Consumer Cellular is best for budget-friendly options.

Consumer Cellular is ideal for seniors who want an affordable, no-fuss plan with flexibility. With plans starting at low monthly rates, optional unlimited data, AARP discounts, and no long-term contracts, it’s a great fit for older adults who primarily call and text or use a modest amount of data. Because it operates on AT&T’s network, coverage is reliable nationwide, and its straightforward pricing and senior-focused customer service make it especially appealing for budget-conscious users who value simplicity.

Verizon, on the other hand, is better suited for seniors who want premium features, faster 5G and Ultra Wideband speeds, and entertainment perks like streaming bundles. Its unlimited plans and strong rural coverage make it a smart choice for heavy data users, frequent travelers, or those who live in more remote areas. While it comes at a higher price point, Verizon delivers robust performance and added extras that may be worth the investment for the right user.

Methodology

Testing out a flip phone on Consumer Cellular's service

Testing out a flip phone from Consumer Cellular

Our tech team compared and tested Consumer Cellular and Verizon plans and phones. We spent 50 hours testing the carriers and reading independent consumer reviews to gauge how our experience aligned with theirs. Here’s what our testing process looked like:

  1. We started by researching both carrier’s phone plans online. We connected with customer service representatives via phone or at stores to get a handle on their product knowledge and helpfulness.
  2. Our team signed up for plans and phones from both carriers, assessing the sign-up process and how easy it was.
  3. We tested both carriers for a week to determine their coverage areas and data speeds, using their service in various locations, both urban and rural.

Once we completed our testing, we compared Consumer Cellular to Verizon in these key areas:

  • Price: Price and value are key, especially for those living on a fixed income. We assessed monthly costs, hidden fees, seasonal promotions, and any additional ways to save.
  • Signal strength and coverage area: Having reliable coverage is essential. We tested each carrier’s service in various settings, including while we were at home, running errands, and traveling. Our team took note of data speeds and looked for times when speeds were slower due to network congestion.
  • Customer service: Our team chatted with customer service multiple times to determine their friendliness, helpfulness, and average wait times. We also considered the methods of communication, including phone calls, texts, online chat, and email.
  • Senior-friendly features: We looked for senior-friendly features that both carriers offer, including senior-friendly phones, senior discounts or plans, and any additional perks for seniors.
Written By:
Taylor Shuman
Senior Tech Expert & Editor
As SeniorLiving.org’s tech expert and editor, Taylor has years of experience reviewing products and services for seniors. She is passionate about breaking down stigmas related to seniors and technology. She loves finding innovative ways to teach seniors about products and… Learn More About Taylor Shuman
Reviewed By:
Jeff Hoyt
Editor in Chief
As Editor-in-Chief of the personal finance site MoneyTips.com, Jeff produced hundreds of articles on the subject of retirement, including preventing identity theft, minimizing taxes, investing successfully, preparing for retirement medical costs, protecting your credit score, and making your money last… Learn More About Jeff Hoyt