Indiana Senior Living Statistics & Facts

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Just over one in three residents in the state of Indiana is age 50 or older. That equates to almost 2.4 million people in the state being at or near retirement age. This group has unique concerns and issues, and understanding details about their lives is important for a variety of reasons.

The 35 percent of Indiana residents who are 50-and-up is just a tick under the national figure in this area (35.3 percent), and the state has a similar percentage of those 55 and older still in the workforce (40.2 percent for Indiana vs. 40.8 percent for the United States). On the other hand, Indiana is younger than the nation as a whole. The state’s median age of 37.8 is considerably lower than the overall U.S. median age of 38.5.

What else can we learn from demographic, health and economic data about the quality of seniors lives and longevity here in Indiana?

% of population 50+
RANK - 33rd
U.S. Average 35.30%
% Change in median age, 2010-2018
RANK - 31st
U.S. Average 2.70%
Life Expectancy (from birth)
RANK - 42nd
U.S. Average 78.5
% of 60+ who are poc*
RANK - 38th
U.S. Average 27.60%
median houshold income, 65+
RANK - 40th
U.S. Average $43,735
% of 55+ population in labor force
RANK - 30th
U.S. Average 40.80%

*Includes Black, Native American, Alaska Native, Asian, Native Hawaiian, Pacific Islander or individuals of one or more other races, and Hispanic/Latinx people of any race.

Nursing in Indiana
Average annual wage for home health and personal care aides: $24,100
Average annual wage for nursing assistants: $28,610
Average annual wage for registered nurses: $66,560
Average annual nursing and in-home care wage: $39,756.67
Average annual entry-level nursing and in-home care wage: $30,470
Average annual experienced nursing and in-home care wage: $51,856.67
Average annual nursing and in-home care wage as percentage of typical household income: 66.61%
Nursing and home care job openings per 1,000 residents: 2.09
Annual rent costs as percentage of annual nursing and in-home care wage: 31.27%

Living Costs for Seniors in Indiana

Indiana boasts a housing index of 85.30, making it one of the more affordable states to retire in the country. On average, a one-bedroom apartment here runs for around $603 a month (U.S. average is $825 a month). You can find a two-bedroom apartment for an average of $764 a month (US average is $1,027 a month).

The monthly costs of living in Indiana are relatively affordable compared to the national average. Home health care costs go for approximately $3,813 a month, and this allows seniors to live in their own homes while service aides help them with daily tasks like housekeeping, prepping meals, and running errands.

Adult day care for seniors in Indiana average out to $1,842 a month. This cost allows one to stay at a supervised facility during the day and take advantage of social activities and therapeutic and health services. Those who opt for day care should be relatively healthy as it doesn't include 24/7 nursing care.

Are you a senior needing more assistance with everyday tasks? If yes, an assisted living facility in Indiana may be a better option for you. It is more costly than home health care and adult day care, but it also provides seniors with personal care and health services. The average monthly cost for assisted living in Indiana is roughly $4,025 a month.

Nursing homes are also located throughout the state for those who need 24/7 supervision and care. It is the most expensive form of living, but also provides the most amenities and help for the elderly. The cost for a semi-private room is roughly $6,692 a month, while a private room is about $7,817 a month. For these estimated costs, residents can expect to receive personal and skilled nursing care, medication, housing, supervision, and more.

Looking for assisted living in a bigger city? Check out our guide to the best assisted living communities in Indianapolis.

Indiana's Living Options for Seniors

Senior residents in Indiana have several options to choose from when it comes to retirement: independent living, assisted living, memory care, or nursing home care. Each type of facility/care is different, so it'll benefit you to explore each option below to determine which is best for your lifestyle.

Independent Living

Indiana is home to more than 300 independent living facilities. Independent living is ideal for older people who are healthy and active, and don't require 24/7 nursing care. Seniors wishing to live amongst other people in the same age range will prefer to live in a 55+ or 65+ senior apartment community. Typically, these communities offer great amenities like fitness centers, walking trails, pools and jacuzzis, and more for residents to enjoy. The average costs of independent living in this state range from $602 to $4,521 a month.

Assisted Living

Assisted living facilities are available throughout Indiana to provide seniors with attentive caregivers, healthcare, access to local activities, and other social opportunities. At these facilities, residents can expect to get assistance with daily tasks like housekeeping duties, laundry, transportation, meal services, and 24-hour safety surveillance.

The average cost of assisted living facilities in Indiana range from $1,095 to $8,220 a month depending on a variety of factors like location. The more expensive assisted living facilities are located in the Lafayette-West Lafayette metropolitan area, while the more affordable ones are found in the Kokomo area.

Memory Care

Memory care facilities in Indiana have an average cost of $64,793 per year, with a low average of $1,587 per month all the way up to $11,919 per month. The exact needs of the senior, location, and facility programs can greatly affect the final cost. Memory care facilities are for seniors with dementia, Alzheimer's, and other memory-related diseases. Memory care facilities are specially designed to make life as easy and stress-free as possible for seniors with memory loss issues.

Nursing Homes

With over 1,000 senior living providers in Indiana, retirees will have a wide spectrum of senior living options to choose from for their specific needs.

Starting with adult daycare, seniors will find 158 facilities to pick from. Adult daycare centers in Indiana are helpful through their trained staffs that provide health monitoring, guided group activities, meals, and much more. The average cost of an adult daycare center in Indiana is $18,200 a year, whereas the national average is around $23,400.

Hospices fare quite well in Indiana. They also boast great staffs and facility amenities. There are more than 90 hospices in the state, making the final stages of a senior's life filled with acceptance, forgiveness, and love. Families of terminally ill patients at a hospice will also receive counseling, to learn how to manage grief and handle this difficult time. Some hospices in Indiana even have a Strength of Friends program, where family members and friends of a patient can use a shared site to plan meals, visits, leave messages, and provide blog updates about their loved one in hospice care.

Independent caregivers and families who care for their elderly will often use respite care facilities. Respite care is a place where seniors with health issues that require a lot of supervision can stay at temporarily, while the caregiver can recharge and and prevent themselves from burning out. Respite care facilities have everything a senior would need, from 3 meals a day to group activities and 24/7 monitoring. There are 565 respite care facilities in Indiana, averaging a cost of $72,635 per year. This is well under the national average, which is around $110,000 per year.

  1. U.S. Census Bureau, ACS 1-Year Estimates Subject Tables (2010, 2017 and 2018)

  2. Journal of the American Medical Association

  3. Virginia Commonwealth University

  4. Annual rental cost, Zillow Rent Index, States

  5. Job openings, pulled from and in April 2020

  6. Employment and wages, Bureau of Labor Statistics, May 2019 publication

  7. Household income and population figures, U.S. Census Bureau, most recent publications on all topics