Find Senior Living in South Dakota
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Contrary to what some may believe, South Dakota has a lot more to offer than just frigid winters and flat, desolate land. The Mount Rushmore State is slower paced, allowing people to truly relax and escape the hustle and bustle in other states. South Dakota is tax friendly for seniors and makes for a top retirement destination for those who wish for a high quality of life during their final years.
Thinking about retiring in South Dakota but wondering what the senior living costs, facilities, and benefits are like? You’ve come to the right place! We have compiled the essentials about South Dakota’s senior living options, from independent living facilities to assisted care choices here. Also, discover a wealth of information about the different types of support systems and amenities that each has to offer here. If you have an idea of where in the state you’d like to settle down, you can check out the senior living options available in each city below.
The quick links below are designed for you to save some time on information search on senior living options in South Dakota. Feel free to use them to jump directly to any section to find specifics on that topic.
Narrowing down your senior living options can be difficult, especially when there are so many to consider in South Dakota. Check out our list of the best senior living communities in the state below.
South Dakota is one of the more affordable states to retire in the country, with a housing index of 96. One bedroom apartments, on average, go for $556 a month here (compared to the U.S. average of $825 a month). Two bedrooms go for an average of $714 a month (compared to the U.S. average of $1,027 a month).
Curious about South Dakota’s senior living costs? Let’s take a look at some of the numbers! First and foremost, the home health care cost averages out to $4,767 a month. This fee allows elderly individuals to live comfortably in their own residences while receiving some help to keep the house clean, run day to day errands, prep meals.
Adult day care facilities are available throughout South Dakota so that seniors are able to stay at a supervised facility while their caregivers are busy tending to their other obligations during the day. For an average monthly cost of $1,473, seniors are able to participate in social activities to stay busy, and receive therapeutic and health services as needed. However, bear in mind that adult day care does not include extensive nursing care, so it’s ideal for those who are mostly independent.
If you are a senior needing more assistance with executing everyday tasks, then it may be worthwhile to consider staying at an assisted living facility in South Dakota. It costs an average of $3,570 a month to stay in an assisted living facility in this state. Residents are able to receive personal care and health services as needed.
South Dakota is also home to plenty of nursing homes to serve those who require round the clock care and supervision. The cost for a semi-private room is roughly $6,300 a month, while a private room is about $6,813 a month. At nursing homes, senior residents receive personal & skilled nursing care, supervision, medication, therapy, and rehabilitation as needed.
Thinking about settling down in The Mount Rushmore State but wondering what the benefits of living here are? Below are some pros of retiring in South Dakota.
South Dakota is home to a great variety of national parks, hiking trails, and beautiful nature in general. Some popular destinations in this state include Mount Rushmore National Park, Custer State Park, and Needles Eye in Custer. Those intrigued by geological formations will be thrilled to find that The Mount Rushmore State has plenty to appreciate. The Mammoth Site of Hot Springs is a hidden gem that even grandkids will love. Up for a scenic drive? Loop Road in Badlands National Park is a majestic part of the United States filled with plenty of wildlife and breathtaking overlooks. It is a must-see!
Retirees in South Dakota are able to enjoy a disposable income because the state does not tax on retirement incomes and on all earned income. There are also no inheritance taxes to worry about here. Seniors with properties less than one acre may be eligible for forms of tax relief, refunds, and waivers as well.
If you are hoping to keep your mind and body busy with a part-time or full-time job during retirement, then you’ll be delighted to learn that South Dakota boasts a very low unemployment rate of 4.3%. This means that a variety of job opportunities are readily available for retirees looking for work, especially in the Sioux Falls and Rapid City areas.
Senior South Dakotans have several living options depending on individual needs. These options are independent living, assisted living, memory care, or nursing home care. Explore each option below and see which one best suits your lifestyle.
Seniors who are healthy, active, and do not require round the clock nursing care generally prefer independent living. There are more than 60 independent living facilities in South Dakota. The average cost of staying at an independent living facility here ranges from $1,045 to $3,418 a month.
Elders who enjoy apartment style living can choose to live in a 55+ or 65+ senior apartment community. Most of these communities offer useful amenities like fitness centers, walking trails, pools and jacuzzis, meeting rooms, and more for residents.
More than 140 assisted living facilities are available throughout The Mount Rushmore State to provide seniors with attentive caregivers, healthcare, and access to local activities and social opportunities. For anywhere from $1,900 to $6,215 a month, older people staying at assisted living facilities in this state can receive assistance with housekeeping duties, laundry, transportation, meal services, and 24-hour safety surveillance. If you are looking to stretch your dollar, then it may be worthwhile to check out the assisted living facilities located in the Sioux Falls area. The highest assisted living costs in South Dakota are found in the Rapid City metropolitan area.
Alzheimer’s and other forms of dementia are extremely debilitating to seniors. Memory care facilities are the best option for memory loss ailments, as they are specifically designed to ease the amount of stress and hopelessness that usually accompanies dementia. The average cost is $54,114 a year, with a range of $2,755 a month up to $9,011 a month. Rapid City has the highest cost for memory care facilities, averaging $69,300 a year, while Sioux Falls has the lowest cost facilities at $59,400 a year.
Currently, seniors 65 years of age and older make up 16% of South Dakota’s population. Most states have senior populations in the 12% – 15% range, meaning South Dakota needs to more rapidly prepare policies and care for their senior population, as it’ll only grow larger in the coming decades. Currently, it’s not at a great start with only 246 senior living providers spread thin over a large state.
There are more than 40 adult daycare centers in South Dakota providing the daily care seniors need to get through each week. Staff is on hand throughout the day to assist with personal grooming, transportation, and socialization. Adult daycare centers often have group activities as well, to enrich the lives of seniors with arts and games. Sioux Falls and its surrounding areas have the lowest cost adult daycare facilities, averaging $22,750 a year. Rapid City, on the other hand, has the highest average cost of adult daycare centers, at $24,960 a year.
Terminally ill seniors thinking to live in South Dakota, or who already live in the state, will be able to choose from 28 hospices. Hospices are the best option for end of life care, with specially trained staff who can help ease the pain and suffering often associated with terminal illnesses. Medicare, Medicaid, and private insurances can all cover the costs of hospice care, and seniors don’t have to worry about piles of paperwork to do in order to qualify, as hospice staff will be able to assist with completing the paperwork as well.
Familial caregivers are often strained by the demanding duties of caring for an elderly senior. Respite care can offset the strain on the caregiver by providing a professional caregiver to look after the senior at their home for specific days of the week, specific hours of the day, or within a full fledged senior living facility for months at a time. The costs of respite care can vary greatly given so many variables, but the yearly average is $67,890 a year.
South Dakota Department of Human Services – Learn more about the 20 non-profit senior meal providers in the state and how you may benefit from them here.
Healthy South Dakota – Eating right and being active goes a long way in prolonging life, and a quality one for that matter. Learn how you can change your lifestyle to improve overall health and wellness here, as it’s never too late to live better!
South Dakota Department of Revenue – Seniors and disabled citizens of South Dakota may be eligible for sales and property tax refunds. Learn about the eligibility requirements here and how you can apply for the refunds.
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