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Senior Housing & Assisted Living in Rhode Island

The Ocean State is filled with charismatic cities, unique towns, beautiful nature, and easy access to popular Northeastern city areas as well as quality health care. So, even though it is not the most affordable place to retire, the many perks attract people with enough savings to relocate and spend their golden years here.

There is a lot to learn about Rhode Island’s senior living costs, facilities, and benefits. To help make your information search more efficient, we have gathered the essentials about Rhode Island’s senior living options, along with the various support systems and amenities that each has to offer here. The list of cities below are clickable if you want to browse through them to see what living options are available in a given city in Rhode Island.

Rhode Island Senior Living Options Near Me

The quick links below are designed to make your information search on senior living options in Rhode Island easier. Feel free to jump directly to a specific section to find in-depth information on that topic.

Senior Living Costs in Rhode Island ↓
Benefits of Living in Rhode Island ↓
Rhode Island’s Senior Living Options ↓

Best Senior Living Communities in Rhode Island

Finding the best living facility to spend your golden years can be a challenge, especially with so many different options available. Narrow down your choices today by reviewing our handy list of the best senior living communities in Rhode Island.

type of care

Assisted Living, Memory Care

type of care

Independent Living

type of care

Assisted Living, Memory Care

type of care

Memory Care

type of care

Assisted Living, Independent Living, Memory Care

type of care

Assisted Living, Independent Living, 55+ Community, Memory Care

type of care

Assisted Living, Independent Living, Nursing Homes

type of care

Assisted Living, Independent Living, Memory Care

type of care

Assisted Living

type of care

Assisted Living, Independent Living, Memory Care

Rhode Island’s Senior Living Costs

Rhode Island is one of the pricier states to retire in, with a housing index of 121.70. Seniors with the disposable income to live somewhere more expensive will still enjoy retiring in Rhode Island because it has plenty to offer in retirement. Those who are used to living in even more expensive areas like New York City or a more costly part of New England will not be too bothered by Rhode Island’s living costs.

Let’s take a look at the monthly costs of living in Rhode Island for seniors. First and foremost, seniors who are able to live in their own homes but need some help with housekeeping and errands will benefit from home health care services, which costs on average $4,385 a month in this state.

Elderly people who need to stay a supervised adult day care facility during the day can expect to pay an average of $1,625 per month. Bear in mind that adult day care does not include extensive nursing care, so it’s ideal for those who are mostly independent but could use some social activities, therapy, and health services.

Assisted living facilities exist throughout Rhode Island to provide elders more help with their everyday tasks. It costs around $5,155 a month for seniors to receive personal care and health services.

Last but not least, older people who are not able to live independently at home and do not have caregivers to provide for and help them will benefit from staying at a nursing home in Rhode Island. On top of housing, nursing homes provide 24/7 supervision and care, medication, skilled nursing, and therapies and rehabilitation. The cost for a semi-private room is roughly $8,486 a month, while a private room is about $8,669 a month.

Reasons Why People Love Rhode Island

If you are considering to retire in Rhode Island but are still weighing out the pros and cons, here are some main reasons why people love living in the state.

Breathtaking Scenery and Architecture

Rhode Island surprisingly has a lot of beautiful locales and buildings. There are the Mohegan Bluffs with large cliffs right by the ocean, the Roger Williams Park with tranquil waters and colorful tree-lines, and The Breakers mansion, with iconic architecture and ornate rooms. There are many other places in this small state to explore, the above are just a few.

Senior Friendly Activities

Seniors can partake in outdoor activities and engaging artistic pursuits in Rhode Island. There are dozens of hiking and biking trails, as well as calm waters to swim in when its warm, or go canoeing. There are also some fantastic art galleries in the state where seniors can participate in classes to learn how to paint, sculpt, knit, and more. Many community colleges have great continuing education programs as well, to further one’s abilities in gardening, speaking other languages, and so on.

Convenient Access to Everything

Sure, Rhode Island may be a small state but that isn’t necessarily a bad thing. In fact, that means that places aren’t as spread out and as a result, are easier to get to. You can easily live in a quaint, seaside town and get into Providence to enjoy a theatre performance in less than 30 minutes, for example. Seniors who retire here don’t have to drive very far to access quality healthcare, which is a big plus. Also, if your grandkids or other family members live in other Northeastern areas like New York City or Boston, they can easily come visit or vice versa.

Living Options for Rhode Island’s Seniors

Retirees in Rhode Island have plenty of choices when it comes to living options. Depending on individual needs, seniors can pick between independent living, assisted living, memory care, or nursing home care. Learn more about each option below and determine which one best suits your lifestyle.

Independent Living

Rhode Island is home to more than 40 independent living facilities statewide. Seniors who are healthy, active, and don’t need round the clock nursing care will typically prefer to live independently. It costs anywhere from $1,003 to $3,513 a month to stay at a Rhode Island independent living facility.

The state also offers a plethora of apartment choices for seniors 55+ or 65+ depending on the community. Active senior communities typically offer useful amenities like fitness centers, walking trails, pools and jacuzzis, meeting rooms, and more for residents to enjoy.

Assisted Living

There are more than 60 assisted living facilities in The Ocean State. Seniors who need attentive caregivers, healthcare, and access to local activities and social opportunities to thrive in life will benefit from staying at an assisted living facility. Residents can expect to get help with housekeeping duties, laundry, transportation, meal services, and 24-hour safety surveillance. It costs anywhere from $1,825 to $6,388 a month to stay at an assisted living facility in Rhode Island.

Memory Care

Dementia is a growing ailment of seniors across the nation. Memory care facilities specialize in making life easier and less stressful for seniors suffering from dementia. There are more than 70 memory care facilities in Rhode Island, with an average cost of $85,173 per year. Depending on the severity of dementia a senior may have will affect the overall costs. Costs can range from $2,646 a month at a minimum, up to $9,262 a month for seniors with advanced stages of dementia that significantly limit their ability to function and require greater care.

Nursing Homes

Currently, there are 170 senior living providers in Rhode Island. This is not a lot compared to other states, and may become a problem in the coming years as Rhode Island’s senior population is expected to increase by 75% by 2040. However, seniors will be able to find the care they need within the state if needed.

There are 10 adult daycare centers in Rhode Island, with an average annual cost of $17,160. This a bit lower than the national average, but still provides a great level of care. Seniors will receive help with any tasks they need help with, such as personal grooming, transportation, medications, and more. Group activities often happen at adult daycare centers as well, so that seniors can get to know each other and make new friends. This helps to ward off boredom and loneliness.

As for hospices, there are 11 located within Rhode Island. Terminally ill patients generally do very well at hospices, with their specialized care and focus on helping seniors to live with acceptance and peace. Counseling is available for the patients as well as for their families. Hospice care can be paid for by Medicaid, Medicare, or private insurances. Hospices have dedicated staffs to help ensure all necessary paperworks are filled out to have insurance cover the costs.

Respite care is a huge help to unpaid primary caregivers, by providing temporary assistance in the care of an elderly loved one. Respite care can be arranged to be a few hours a week, a few days a week, or for months with no set end time in a fully monitored respite care facility. Whatever assistance a primary caregiver may need, and whatever needs a senior may have, respite care will be able to provide the necessary help. There are 88 respite care facilities operating in Rhode Island. Respite care costs $91,250 a year on average, with a monthly range of costs from $8,613 to $13,268.

Resources for Seniors in Rhode Island

Age Friendly Rhode Island – According to this article, Rhode Island’s older population is growing over the years. Check out some interesting statistics on senior health issues and age projections in the state here.

Rhode Island Low-Income Energy Programs – Low income seniors may qualify for some discounted utility rates. On this website, you’ll find important contacts who you can reach to determine if you are eligible.

Rhode Island Department of Human Services: Division of Elderly Affairs – Find programs and services available to seniors in Rhode Island here, along with other pertinent information like adult protective services and home & community care.

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