FirstGov for Seniors
The government has many resources available for seniors who may need help when it comes to learning more about things like health services, benefits, and money management. Many times it’s a case of not knowing where to go or how to go about accessing these resources.
At USA.gov, seniors can access a special guide that gives them the basic information that they need. You may have previously been familiar with Firstgov for seniors that provided much- needed information. Now, USA.gov offers a guide for seniors to help them get the information they need.
Let’s take a look at what’s out there:
Finding affordable housing when you’re a senior can be challenging depending on where you live. If you wish to try to stay in your home, the government offers information about reverse mortgages, federal housing programs for seniors, and even rural housing loans. You can also talk to a HUD-approved housing counselor if you have questions about your housing situation. Many seniors don’t know about the help that is available and therefore never access it.
If you’re looking for an apartment, you can get help when it comes to finding affordable rents as well as public housing. You can find out what you’re eligible for based on your income and other factors.
There’s even help if you think you’ve been the victim of a reverse mortgage scam or housing discrimination based on your age.
Eating healthy as you get older is important to stay fit and fight off disease. Some seniors don’t have access to healthy foods nor are not sure what they should be eating. The government offers help on how to prepare balanced meals through information from the National Institute on Aging. You can also find out what types of food assistance programs are available in your area.
Prepare for the Future
Life can change in the blink of an eye. While you may be relatively healthy one minute, you may find yourself in the hospital the next. That’s why it’s important to get all of your paperwork and affairs in order when you’re healthy and able. There are resources available to help you know what types of things you need to have ready. You can also find more information on this topic through the National Institute on Aging. Typical papers you can expect to need to organize are wills, power of attorney paperwork, and DNR requests.
You’ll also want to plan for long-term healthcare should you need it. Who is going to take care of you if you can’t take care of yourself? Who is going to pay for that care if a family member will not be assuming care? These are all things that need to be decided on before you get sick. Waiting until you are ill may be too late because you may not be able to communicate your wishes. While you may think people would act in your best interest, sadly this is not always the case, even with family members. That’s why it’s important to have everything in writing beforehand.
Social Security & Money Management
If you’re not receiving Social Security benefits yet, you may not be sure when the best time is to start receiving them. There are online tools available to help you better make this decision. There is also information available that provides advice on how to manage debt and how to manage money. Many seniors may need help in these areas but are unsure where to go.
The government’s guide for seniors is a great jumping-off point for those who are unsure where to start looking for help on all of the topics mentioned above.