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Senior Housing & Assisted Living in Mississippi

If retiring in a state with wide open spaces sounds up your alley, you will love Mississippi living! Residents in this state are used to having no neighbors because everything is so spread out and homeowners have more land. The neighbors you do have, are likely to be very friendly. They don't call Mississippi the “Hospitality State” for no reason! Additionally, the state is filled with beautiful outdoor scenery and state parks that you won't find in any other state.

Looking to learn more about Mississippi's senior living costs, facilities, and benefits? You've come to the right place! Here, you'll find essentials about Mississippi's senior living options, from independent living facilities to assisted care choices. Discover a wealth of information about the different types of support systems and amenities that each has to offer. Also, feel free to navigate through the list of cities below to find the closest senior living options available to you in this state.

The quick links below exist to make your information search on senior living options in Mississippi easier. Feel free to jump directly to any section to find in-depth information on that topic.

Senior Living Costs in Mississippi ↓
Benefits of Living in Mississippi ↓
Mississippi's Senior Living Options ↓

Top Senior Living Communities in Mississippi

Picking the best living facility for yourself or an aging family member can be a challenge. Fortunately, there are plenty of living options to consider in Mississippi. Check out our list of the best senior living communities in the state below.

The Gardens

type of care

Assisted Living

The Waterford on Highland Colony

type of care

Independent Living

Brookdale Hattiesburg II

type of care

Memory Care

Elmcroft of Oxford

type of care

Assisted Living

Provision Living at Hattiesburg

type of care

Assisted Living, Memory Care

The Blake at Township

type of care

Assisted Living, Memory Care

The Claiborne at Hattiesburg Assisted Living and Memory Care

type of care

Assisted Living, Memory Care

The Claiborne at Hattiesburg Independent Living

type of care

Independent Living

Providence Assisted Living of Senatobia

type of care

Assisted Living, Memory Care

Brookdale Hattiesburg I

type of care

Assisted Living, Independent Living

Senior Living Costs in Mississippi

Boasting a low housing index of 84.50, the cost of living in Mississippi is very reasonable. You can get a one bedroom apartment here for an average of $595 a month (US average is $825 a month), or a two bedroom apartment for an average of $727 a month (US average is $1,027 a month).

Let's review the monthly senior living costs in Mississippi. To start, home health care, which allows seniors to live in their own homes while getting assistance from service aides to help with housekeeping and errands, costs around $3,373 a month.

Adult day care in Mississippi is only $975 a month on average, which is lower than many other states in the country. Seniors can stay at a supervised facility during the day, stay socialized, and receive therapeutic and health services as needed. Since adult day care does not include round the clock care, it's best for the elderly who are mostly independent and healthy.

Seniors who need more help with completing their everyday tasks may benefit from staying at an assisted living facility in Mississippi. For an average monthly cost of $3,332 a month, relatives and family members can be assured that their aging loved one will receive top-notch personal care and any required health services.

Mississippi has plenty of nursing homes available throughout the state for those who require round the clock supervision and care. The cost for a semi-private room in this state is roughly $6,494 a month, while a private room is about $6,646 a month. Residents can expect to receive personal care, skilled nursing, supervision, housing, medication, and therapies and rehabilitation at nursing homes. This form of care and housing is more expensive than the rest, but will relieve a lot of stress for at-home caregivers who may not be able to always properly provide for the senior.

Mississippi's Senior Living Perks

In addition to wide open living spaces, there are more great perks to retiring in The Magnolia State. Mississippi is filled with mouthwatering culinary creations, some of the friendliest people in the world, and more…

Mild Winters

While it does get cold in the winter time, Mississippi's winters are relatively mild. This means that seniors will rarely have to deal with blizzards, excessive snow, and extremely frigid temperatures.

Senior Friendly Historical Sites

Vicksburg, Mississippi has a National Military Park and the USS Cairo, one of the first ironclad warships in America. In Tupelo, retirees will find Elvis Presley's birthplace, complete with a museum and guided tours. Learn of and celebrate the history of the Blues music movement at the Delta Blues Museum in Clarksdale, Mississippi.

Senior Tax Benefits

Retirees rejoice! Mississippi is one of the tax friendliest states in the nation. Social security income, public pensions, private pensions, withdrawals from retirement accounts, are all not taxed. On top of that, marginal state tax rate is as low as it can go, at 0.0%. To put it simply, seniors with an income of $40,000 a year would pay $0 in Mississippi state taxes.

Living Options for Mississippi Seniors

Retirees in Mississippi opt for independent living, assisted living, memory care, or nursing home care depending on individual needs. Learn more about each option below and determine which one suits your lifestyle best.

Independent Living

There are more than 60 independent living facilities in Mississippi. Seniors who are healthy, active, and don't need round the clock nursing care will find this option to be the most comfortable living situation. Some seniors may also prefer apartment living. There are senior apartment communities made for individuals who are 55+ and 65+, allowing the elderly to live amongst others in the same age range. They can also enjoy apartment amenities like fitness centers, walking trails, meeting rooms, and more. The average costs of independent living facilities range from $440 to $4,331 a month.

Assisted Living

Mississippi is home to more than 170 assisted living facilities, designed to provide seniors with attentive caregivers, healthcare, and access to local activities and social opportunities. At these facilities, residents get help with housekeeping duties, laundry, transportation, meal services, and 24-hour safety surveillance.

The average cost of assisted living facilities in the state range from $800 to $7,875 depending on a variety of factors like location. The more affordable assisted living facilities are located around the Gulfport-Biloxi-Pascagoula area, while the expensive ones are found in the Jackson metropolitan area.

Memory Care

Alzheimer's is one of the most stressful and demanding ailments a senior may face. Memory care facilities go a long way in mitigating the stress and helplessness a senior will feel when faced with memory issues. Memory care facilities do as much as possible to deter wandering and emotional breakdowns, through medications and attentive staff members. There are 102 memory care facilities in Mississippi, with the metropolitan areas like Gulfport and Biloxi having the highest cost ones with a range from $4,076 to $10,890 a month. Further inland around the Jackson metropolitan area, seniors will find more affordable options as low as $2,516 a month.

Nursing Homes

There are 390 senior living providers in Mississippi. Each of these providers will have an increasing demand as Mississippi's senior population is expected to rise by 46% over the next 15 years, from 433,428 up to 634,067.

There are nine adult daycare centers in the state, providing everything seniors would need to get through each day. Professional staff will assist seniors with personal grooming, prepare all their meals, lead group activities like daily walks and game nights, and help administer medications. The metropolitan areas of Gulfport, Biloxi, and Pascagoula have the highest adult daycare costs, averaging $19,500 per year. Hattiesburg and surround areas have the lowest cost adult daycare centers in the state, with an average annual cost of $9,100.

Hospices in Mississippi allow seniors to live out their remaining days with dignity. Trained staff minimize physical as much as possible through medications and therapeutic activities like aromatherapy, art therapy, music therapy, and more. Grief counseling is provided to patients and their families, and chaplain services are available for spiritual support. There are 91 hospice facilities, with the most expensive ones in metropolitan areas, as is the case for other states.

Primary caregivers, such as a family member caring for an elderly loved one, can take a break from the constant duties of caregiving by enlisting the help of respite care. Respite care provides temporary care to seniors, lasting either just a day or two, up to several months or longer. Costs vary greatly as the respite care facility will need to determine how long each day the senior will need a caregiver, and how intensive the care will need to be. With that in mind, the average cost of respite care is $74,460 per year, with respite care near metropolitan areas like Biloxi and Gulfport costing up to $12,006 a month, and a low of $6,612 a month in the McComb and Jackson areas.

Resources for Seniors in Mississippi

State of Mississippi: Department of Revenue – This PDF includes some of the commonly asked questions and the answers that are related to taxes in Mississippi.

Mississippi Access to Care – The state has plenty of options for long term services and support for aging individuals and those with disabilities. Learn about the programs here.

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