Everplans Review: A Step-by-Step Guide to Using Everplans
A digital vault for your estate plan
If you were to pass away tomorrow, would your family know your wishes or where your important documents are? These are questions Everplans hopes to help you answer.
Everplans is a digital vault for storing and organizing all of your estate planning documents and other important information, like how you pay your utility bills and your funeral preferences. Then, you can securely share it with trusted family and friends. All for just $75 per year.
Everplans isn’t alone in this market, but they have created a comprehensive and easy solution for older adults, or anyone, who wants to be proactive about their end-of-life planning. Everplans iOS mobile app rollout that began in December 2021 has given them an edge on some of their closest competitors.
I decided to take advantage of the company’s 60-day free trial and try out Everplans for myself. Below, we’ll take a look at how to sign up for Everplans, some key features, security, and a few competitors.
Pro Tip: Getting your documents in order is just one important part of estate planning. Want to see what else your estate plan might be missing? Visit our guide to estate planning.
Pros About Everplans
- Download your Everplan at any time
- 60-day free trial, no credit card required
- Easy-to-follow planning suggestions and guidance
- Bank-level security and privacy to protect your data
- Securely share your information with “deputies”
- iOS app is currently rolling out
Cons About Everplans
- No Android mobile app
- Doesn’t replace the services of an attorney or accountant
What Does Everplans Do?
Everplans is a digital vault for all of your important estate planning, legal, and financial information and documents. You can create a secure account on their website. Then, answer questions, upload documents, and fill in information to create your very own Everplan. What’s an Everplan? The company defines it as a “complete archive of everything your loved ones will need should something happen to you.”1
Quick Tip: Getting your finances in order this year? Visit our 2024 guide to finance for seniors for tips and resources.
After using it firsthand, I can attest that they truly mean everything! From your will to online passwords to the account you use to pay your utility bill, your Everplan contains it all. You can even upload letters that you’ve written to loved ones. It’s a useful tool for any older adult who wants to make their estate plan (and more) readily available to their family.
Signing Up With Everplans
1. Visit the website and create an account
Everplans recently rolled out an iOS app, but new users must visit the Everplans website to create an account. Click on any of the “Sign Up” buttons you see on the homepage to begin your 60-day free trial. Then, you’ll be prompted to fill in your email address and create a password. Since you’ll be filling your Everplan with confidential information, it’s important to choose a unique password and not to share it with anyone.
2. Click on your confirmation email
After you create an account, Everplans will send you a confirmation email. You must click on the link in the confirmation email to continue the sign-up process. That link will bring you to a screen where you’ll fill in your name, date of birth, and preferred pronouns. I appreciated that I didn’t have to give my credit card info!
3. Answer questions to prepare your dashboard
Now it’s time to fill in the information you already have to begin creating your Everplan. Answer questions about your digital devices, home, employment and relationship status, dependents, pets, and insurance. You can also stipulate if you have a will, a power of attorney, an advance directive, financial planner, accountant, and/or attorney.
Everplans will ask you to list the most important person you trust – also called a deputy. Then, you’re given guidance on how to share your information with that person.
4. Check out your Everplans dashboard
Everplans uses the information you provided to create your Everplan dashboard. Here, you can view suggested tasks like creating a Power of Attorney. You can also go through your Everplan section by section to add in any missing information as you create your digital estate plan.
Notable Everplans Features
Everplans provides a comprehensive way to prepare for the future. However, there are a few features that caught my eye as I tested out the site for this review.
At the top of your dashboard, Everplans displays a list of suggested tasks. Many of these tasks you may never have thought to do on your own. For example, writing out maintenance instructions for your car or listing all of your utilities and how you pay for them. Helpful hints like these will ensure your family has everything they need after you’re gone.
Learn and Create
Everplans helps you learn about and create estate planning documents that you’re missing. They partner with FreeWill to help you create your will and LegalNature to create a Power of Attorney. Everplans also lets you download an advance directive form for your state right from the dashboard. How simple is that?
Expiration and Renewal Reminders
You can opt into receiving reminders about important items in your vault. For example, Everplans can send you an email when your insurance policy is about to expire. I love this feature for older adults who have memory trouble or just want a few less things to keep track of.
You can share your Everplan with one or more deputies. Who you choose, what they have access to, and when they have it is entirely up to you. For example, you could give your spouse full access to your Everplan immediately. Deputies will receive an email asking them to create their own Everplans deputy account.
The deputy feature is a big part of what makes Everplans so useful. Research has shown that many executors aren’t even sure where a will is located, not to mention where to find other important estate and financial documents. Everplans deputy feature guarantees that the right people gain access to the proper documents as soon as they’re needed, or even in advance.
Download a PDF
You’re able to download your Everplan at any time, even during the free trial, which I appreciate. If you decide Everplans doesn’t work for you, or your budget changes, you’d still have a copy of your Everplan. The PDF file contains all of the information you’ve filled in, along with a nifty table of contents for easy navigation!
In December 2021, Everplans released the Everplans iOS app for iPhones on a rolling basis. It’s available right now to users who already have an Everplans account. If you create an account now and have an Apple device, you should gain access soon. An Android app will likely follow.
The app can store images of your health insurance cards and other important documents that you may need on the go. Plus, you can adjust deputy permissions and view your existing Everplan.
How Much Does Everplans Cost?
Everplans costs $75 per year. This includes access to your Everplans dashboard either online or in the app. More specifically, Everplans advertises that your subscription includes:
- A digital vault to store your essential information
- Bank-level security
- Expert guidance, resources, suggestions, and more
- Upload and store up to 5 GB of documents
- Share your Everplan with as many trusted people (deputies) as you want
- Priority email support
Overall, I think Everplans offers excellent value. It’s a little cheaper than its closest competitors, too, which we’ll explore a little more below. Trying out Everplans also comes with minimal risk. You can sign up for a 60-day free trial without ever giving out your credit card info. If you think it’s right for you or your family when the trial is over, simply add your credit card and purchase the subscription.
Deal Alert: When you buy the book “In Case You Get Hit By a Bus – How to Organize Your Life Now for When You’re Not Around Later” by Everplans’ founders, you get a free year of Everplans.2
How Secure Is Everplans?
Everplans prioritizes customer security and confidentiality. All data is encrypted using the most modern standards and bank-level security. And, the only people who can decrypt your data (and therefore see it and read it) are the people you choose to share it with. Everplans also complies with HIPAA – the same framework that protects your medical information at a doctor’s office.
You can also help keep your data safe by protecting access to your account. Everplans suggests that you:
- Choose a strong password
- Never share your password with anyone
- Enable two-factor authentication: When you sign in from a new device or browser, Everplans will text a unique code to your phone that you need to use when logging in.
For a complete look at Everplans security features, review the Everplans security page.
Comparing Everplans Competitors
Everplans isn’t the only company looking to help with end-of-life planning and organization. Others include My Life and Wishes, Cake, and Trustworthy. Let’s take a look at how Everplans compares.
|My Life and Wishes
|What is it?
|Digital vault for storing and organizing important end-of-life, legal, and financial documents
|Comprehensive online planning with access to end-of-life experts with a premium account
|Online end-of-life planning with accounts for individuals or married couples
|A Family Operating System® for keeping families organized and prepared
|1 GB with free plan or 5 GB with premium plan
|Unlimited, but only up to 20MB per file
|30 GB to 75 GB
|$75 per year
|Free essentials account or $8 per month premium account
|$7.95 per month or $79 per year
|$120 to $480 per year
|60-day, no credit card required
|Free essentials account
|30-day, no credit card required
Overall, Everplans fares well against its closest competitors. It’s on par price-wise and feature-wise with the paid services from Cake. Plus, Everplans has the advantage of its new iOS app. My Life and Wishes wins for document storage but Everplans’ platform is more user-friendly and comprehensive, which I think is a major win considering how complicated end-of-life planning can be.
If you have a complicated estate or want to help your entire family stay organized, Trustworthy may be a better fit. Everplans accounts are just for single users who want to share their information with trusted deputies.
Final Thoughts on Everplans
Everplans is a unique and secure solution for organizing your important documents online. And, with a newly released iOS app, Everplans is becoming even more accessible to seniors with smartphones.
Trying Everplans is completely risk-free. That’s why I’d recommend it to any senior looking to organize their important financial and end-of-life documents. Even if you decide the yearly fee or online platform isn’t for you, you can still download a free PDF copy of your Everplan. And, at the very least, this service will help you consider tasks you may have overlooked, like noting where you store your passwords or what bank accounts you have.
Frequently Asked Questions About Everplans
Is Everplans free?
Everplans offers all users a free 60-day trial – no credit card required! After your free trial ends, you would need to pay $75 per year for a yearly subscription.
Does Everplans have an app?
Everplans currently has an iOS app that’s available on a rolling basis to existing Everplans customers.
Who can I share my Everplan with?
You can share your Everplan with anyone you want. That may include family, close friends, and trusted advisors, like your estate planning lawyer or accountant.
Where is Everplans located?
Everplans is headquartered in New York City.
Who are Everplans founders?
Everplans was founded in 2012 by Abby Schneiderman and Adam Seifer.