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Retirees hoping to spend much of their final years outdoors may love West Virginia. Not only is most of the state covered in forest and the lush Appalachian Mountains, it is also home to many beautiful streams and lakes — perfect for outdoor recreational activities like hiking, kayaking, fishing, canoeing, and bird-watching. Since there are no big cities in this state, older people are able to actually enjoy a relaxed place of life. Another big plus is, the cost of living here is lower than the national average.
Wondering what the senior living costs, facilities, and benefits are like in West Virginia? You’re in luck. Here, you’ll find plenty of useful information about the state’s senior living options, as well as the various amenities and support systems that each has to offer. Already have an idea of where you might want to retire in The Mountain State? Feel free to utilize the list of clickable cities below to search for the closest senior living options available in any given area.
The quick links below exist to make your information search on West Virginia’s senior living options more efficient. Feel free to navigate through to any section to learn more about that given topic.
Settling for the best living facility to spend your final years can be a challenge, especially when the options are ample. Save some time and review our list of West Virginia’s best senior living communities below.
West Virginia is one of the more affordable states to retire in the country, with a housing index of only 82.80. On average, one bedroom apartments in this state go for $552 a month, while the national average for a similar housing unit comes out to $825 a month. Need more space? A two bedroom apartment in West Virginia goes for an average of $678 a month, compared to the U.S. average of $1027 a month.
If you’re convinced you want to retire in West Virginia, you’ll want to familiarize yourself with the average monthly costs of living for seniors here. To start, seniors who have the ability to live relatively independently and comfortably in their own homes can get home health care services for $3,241 a month. This fee allows the elderly to have access to service aides who come to the house to help clean, cook meals, and assist with errands.
Adult day care in West Virginia averages out to $1,343 a month. This fee allows seniors to stay at a supervised facility during the day and take part in social activities to stay busy. Therapy and some health services are also available to day care members. Since adult day care does not include skilled nursing care, it is ideal for those who are mostly independent and in decent health.
West Virginia also has assisted living facilities available statewide for older people requiring more help with executing everyday tasks. Personal care and health services are also available for a monthly assisted living facility cost of $3,750 a month.
Seniors requiring round the clock care and supervision are best off at a nursing home in West Virginia. Here, the elderly can live comfortably knowing that experienced staff members will provide them with the extensive care they need, along with medication, therapy, rehabilitation, and proper housing. Semi-private rooms go for an average of $9,703 a month here, while a private room averages out to $10,235 a month in West Virginia.
On top of affordable housing, there are plenty of other reasons why people enjoy retired life in The Mountain State. Below are just a few popular perks:
A good portion of West Virginia is rural and more traditional in its approach to life. For retirees wanting to just be out in the country most of the time, with ma and pop type stores will love West Virginia. Some of the favorite pastimes of West Virginians is fishing and being in the outdoors just taking in nature. There is hardly any traffic in most towns, and some towns exceptionally friendly and neighborly.
Among the surprising amount of diverse things to do in West Virginia, retirees will find the historic Harpers Ferry to explore with its quaint old town vibes including a rare book store, ice cream shop, and even ghost tours. The Seneca Caverns have been a main attraction for decades, and the Charles Town race tracks pull in horse enthusiasts from all over. Seniors who like to gamble will also find casinos around Charles Town to try their luck at.
West Virginia isn’t amongst the best states to live in for tax benefits, but it is close. Seniors will have their social security income partially taxed, along with partial taxation of private and public pensions. Withdrawals from retirement accounts are also partially taxed. To paint a better picture, seniors with $40,000 of pre-tax income in a year, would expect pay nearly $1,000 in state taxes.
When it comes to retired living, seniors have several options in West Virginia depending on individual needs and circumstances. These options include independent living, assisted living, memory care, and nursing home care. Learn more about each option below and determine which one would be best for your needs and lifestyle.
There are more than 40 independent living facilities in West Virginia. It costs anywhere from $800 to $3,366 a month to live in one, largely depending on location. For example, it’s most affordable to live in the Beckley area, and most expensive to live in the Morgantown metropolitan area. Seniors who are healthy, active, and don’t require round the clock care will be most ideal for independent living. Those who prefer to live in a senior apartment can find a 55+ or 65+ community, where they’d be able to live amongst people of similar ages and enjoy amenities such as pools and jacuzzis, small gyms, walking trails, dog parks, and more.
West Virginia is home to more than 90 assisted living facilities statewide. Seniors who need assistance with housekeeping duties, access to health care, meal services, help with transportation and laundry, and access to social opportunities will benefit from staying at an assisted living facility. For anywhere from $1,600 to $6,120 a month, the elderly can rely on attentive caregivers to help them live comfortably. Compared to the national average, assisted living costs are low in The Mountain State.
Memory care has been of increasing importance lately, due to a growing amount of seniors developing dementia. Memory care is designed to reduce the stresses of memory loss related ailments, such as Alzheimer’s. Staff are specially trained to help seniors who are having a mental breakdown due to not remembering where they are or how to do something they used to do all the time. There are over 90 memory care facilities in West Virginia, costing an average of $60,291 a year. Beckley has the lowest average costs for memory care, at $54,203 a year, while Morgantown has the highest care costs at $79,200 a year.
Every state is facing an increased senior population due to the baby boomers entering their golden years. West Virginia will among the states hit the hardest, with a current senior population making up 16% of the state’s overall population, and expected to grow to nearly 25% by 2035. To make matters more difficult, West Virginians of working age will decrease by 9% by then, translating to lower funds available for senior care.
Adult daycare has been a staple senior living provider across the nation, and West Virginia is no exception. There are around 10 adult daycare centers in the state, averaging $13,000 a year in costs, especially around the town of Beckley. There are parts of West Virginia that are significantly more expensive, such as Weirton and Steubenville where the average adult daycare costs are $32,000 annually.
Hospice care in West Virginia helps terminally ill patients to live out their remaining days with dignity. Hospices provide professionally administered medications to help reduce the pain and suffering that often accompanies a terminal illness. Staff will also tend to provide holistic approaches to help terminally ill patients with their emotional and mental turmoil as well. There are over 20 hospices in West Virginia, with costs that can be covered by Medicaid, Medicare, and most private insurances.
Seniors who are cared for by a family member, will often make use of respite care. Respite care provides a professional caregiver to relieve the family member from caregiving duties for a temporary amount of time, so that the family member can take care of their other responsibilities or just have a break to recharge. Respite care can be set up for any amount of time and frequency, from months at a time in a dedicated care facility, or just a few hours each week with in-home care. Costs can vary widely, but the average cost of respite care in West Virginia is $92,528 per year. The monthly costs range from $6,960 a month up to $14,790 a month between the 100+ respite care facilities available in the state.
West Virginia Bureau of Senior Services – Learn about the aging programs available to senior residents of West Virginia, such as employment and medical insurance programs.
Golden Mountaineer Card – West Virginians aged 60+ may be eligible to become a Golden Mountaineer card holder. This card allows people to save on hundreds of products and services offered by businesses statewide. Find out more about this perk here!
West Virginia State Tax Department – Senior citizens of The Mountain State may be eligible for some income tax credit. See how you can qualify and claim the refund by reviewing this PDF file.
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