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If retiring in a livable, safe, and affordable state is priority to you, then Iowa may be ideal. The state offers the second cheapest housing in the nation — just after Ohio. The low crime rate and second lowest murder rate also attracts people into Iowa. Traffic is minimal here, which means it’s easier to get around and less automotive accidents are bound to happen.
Looking to learn more about the senior living costs, facilities, and benefits in Iowa? You’ve come to the right place! We’ve researched and have gathered the essentials about Iowa’s senior living options, from independent living facilities to assisted care choices. Get a wealth of information about the various support systems and amenities that each has to offer. If you’re looking for senior living options in a specific city in the state, we’ve put together Iowa’s cities below for you to explore.
To make your information search on senior living options in Iowa more efficient, we’ve provided links below for you in case you’d like to jump directly to a specific section to read specifics on that topic.
Finding the best living facility to retire in can be a daunting task. Luckily, Iowa offers a great selection of living options. Take a look at our list of the best senior living communities in the state below.
With a housing index of 87,50, Iowa is one of the more affordable states to retire in the country. On average, one bedroom apartments go for only $563 a month, compared to $825 a month as the US average. Two bedroom apartments average out to $723 a month (US average being $1,027 a month).
Before moving here, you’ll want to get a better idea of monthly costs of living for seniors in Iowa. On average, home health care costs are around $4,481 a month. This cost enables seniors to live comfortably in their own homes with service aids helping them with housekeeping duties and everyday errands.
Adult day care in Iowa is relatively affordable compared to other states in the country, with an average cost of $1,364 a month. This fee allows seniors to stay at a supervised facility during the day and be socialized while caregivers are busy running their own errands.
Assisted living facilities are available for seniors in Iowa who require more help with everyday tasks. For an average monthly cost of $3,736 a month, aging loved ones are able to get personal care and health services from professional staff.
Last but not least, nursing homes are available in Iowa for individuals requiring 24/7 supervision and care. The cost for a semi-private room is roughly $5,741 a month. If you prefer more privacy, you can get a private room for approximately $6,235 a month. All nursing homes provide residents with personal and skilled nursing care, medication, housing, supervision, and therapies and rehabilitation. While this form of living is more expensive than the others, it is still considered affordable compared to the rest of the United States.
Thinking about retiring in Iowa? While the weather conditions aren’t exactly the most desirable in the country, there are definitely some benefits of living in this state. Take a gander below!
Most people may snooze through Iowa when driving cross country due to its miles and miles of flatlands, but the state more than makes up for its tiring landscapes with some of the most spectacular sunrises and sunsets in the country. Retirees in Iowa will often wake up to inspiring cloud formations lit pink and orange in the mornings, and go on peaceful strolls at sunset, when the sky is giving an incredible hueful painting in the sky again.
Given how farming communities and fairs go hand in hand, seniors can expect some of the liveliest county and state fairs in the nation. With all the farm animals that are entered into local competitions, and friendly family environments of fairs, seniors often enjoy the people watching and accessible energy. Rodeos are also big in Iowa, where seniors can watch talented cowboys and equestrian events from the bleachers.
For retirees who love to drive to visit their children and grandchildren who live all over the country, living in Iowa will make that a bit easier to visit east coast family members in the summertime, and west coast family members in the winter time. For visiting family members, flying into Iowa is often cheap thanks to having a major airport in Des Moines, or to visit during one of their family road trips.
Senior Iowans have several choices when it comes to living facilities to spend their golden years in: independent living, assisted living, memory care, or nursing home care. Take a look at each option below and determine which one best suits your/your aging loved one’s lifestyle.
Independent and healthy seniors in Iowa can choose to live in an independent living facility or a 55+/65+ senior apartment community. These living spaces allow the elderly to be amongst other citizens in the same age range. Iowa has over 200 independent living facilities to choose from. The average costs of independent living facilities range from $551 to $4,741 a month. There are many factors that contribute to this wide cost range, such as location. Facilities and communities in the metropolitan areas are generally going to be more costly than in the suburban areas, for example.
As people get older, they may need more attention and care than what a friend or family member can provide. Assisted living facilities provide seniors with attentive caregivers, healthcare, access to local activities, and other social opportunities — allowing them to live the final years of life to the fullest. Residents can expect to get assistance with housekeeping duties, laundry, personal transportation, meal services, and 24-hour staffing.
Assisted living facilities in Iowa costs anywhere from $930 to $8,620 a month. Similar to independent living facilities, there’s a trend that the metropolitan areas are pricier, while the suburban areas are more affordable.
Memory loss is one of the scariest ailments a senior can encounter, and can be extremely debilitating and stressful for all involved. Memory care facilities are designed to reduce the amount of stress and debilitation associated with dementia and Alzheimer’s. Constant monitoring, and safely designed rooms and corridors, reduce chances or injury or wandering off and getting lost somewhere with no memory of where they are. The average cost in Iowa is $59,473 per year, with over 324 memory care facilities to choose from. Some facilities in Iowa provide over double the amount of specialized training required of staff to care for residents with dementia related ailments.
Iowa has a surprisingly large amount of living options for seniors, coming in at over 850 senior living providers in the state. There is a large concentration of senior living options around the major cities, like Des Moines, Cedar Rapids and Davenport, but there are options spread out all over the state.
Adult daycare centers are known for providing everything a senior would need to live their life fully and safely. Group activities in the arts, physical exercise, healthy meals, and staff to be sure all medications are taken regularly. The adult daycare centers Iowa are generally much cheaper than other states, ranging in price from just $540 a month up to $4,500 a month. The yearly average is a low $14,300, compare that to the national average of $23,400 and it becomes clear that Iowa has some of the lowest costs in the nation.
With 121 hospices in Iowa, terminally ill seniors will have plenty of options to choose from. Medicare and Medicaid can often be used to cover the costs of hospices, as well as private insurance options. Hospices always have staff on hand to help fill out the paperwork to have insurance options cover the hospice care bills. Retirees at a hospice can expect excellent staff care, who are specially trained to help ease any pain and suffering associated with terminal illnesses.
When temporary help is need in the caring of a loved one in their senior years, most people will turn to respite care facilities. Respite care is a place where a senior can be fully cared for, while their caregiver has some time off to tend to the needs of their regular job, family, or just to unwind from the often time consuming care of an elderly loved one. There are 393 respite care facilities in Iowa, depending on the needs of the senior or for how long of a time period, costs can range from $5,220 a month up to $11,267 a month.
Iowa Aging – Read up on some recent statistics about senior living in Iowa, along with relevant news, programs and services available to seniors in the state, and more.
Iowa Department of Revenue – The elderly and disabled are entitled to some tax exemptions in Iowa. Find out what they are here, along with other useful tax information.
Iowa Department of Human Services: Long Term Care – Learn about the different long term care options available to seniors in Iowa here, and the eligibility requirements for them.
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