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Praised for its beautiful greenery and inexpensive living, Idaho makes a great place for seniors to retire. In addition to cheap housing, the state capital’s medical care is more affordable than average. This is a major perk for seniors as it’s inevitable that older people need to go in and out of medical facilities more often. The weather is dry and sunny, allowing people to easily go out and explore often. Compared to the rest of the nation, Idaho is one of the states with the lowest crime rates.
Find out about Idaho’s senior living costs, facilities, and benefits right here. You’ll find valuable information here about Idaho’s senior living options, from independent living facilities to assisted care choices. Learn about the different types of support systems and amenities that each has to offer. Below, you’ll find a list of cities which you can click through to find the closest senior living options available near you.
The below links are designed to make your information search more efficient. Feel free to navigate through them to jump directly to a particular section to find specifics on that topic.
Picking the right living facility for yourself or an aging loved one may require extensive research. The good news is, the living options in Idaho are plentiful. To help you narrow down choices, we have put together a list of the best senior living communities in the state below.
With a housing index of 95.10, Idaho’s cost of living is lower than the national average. Retirees can expect to find a one bedroom apartment in the state averaging out to $570 a month (versus $825 a month when looking at U.S. average). Two bedrooms go for an average of $737 a month (the US average is $1,027 a month).
Monthly costs of living in Idaho are fairly reasonable. The home health care costs are on average, $4,052 a month. This cost covers services that ultimately enable seniors to live in their own homes, while aides help to housekeep and run everyday errands.
Adult day care is available in Idaho for an average of $2,185 a month. This allows the elderly to stay at a supervised facility during the day and be socialized while caregivers are busy. This form of care is ideal for seniors who are mostly independent and healthy, not requiring skilled nursing care.
Those who do need more assistance with their daily tasks may want to consider living in an assisted living facility in Idaho. For an average monthly cost of $3,150 a month, seniors are well taken care of by experienced staff and health professionals. This level of care is more extensive than adult day care but is not an alternative for a nursing home.
Idaho offers a plethora of nursing homes for older people needing all day and night supervision and care. The cost for a semi-private room is approximately $7,391 a month, while a private room is $7,910 a month on average. Nursing home facilities provide residents with skilled nursing care, medication, housing, supervision, and therapies and rehabilitation as needed. While pricier than the other forms of living, the nursing home costs in this state are fairly reasonable compared to the national average.
Idaho boasts unending miles of beautiful vistas, luring in outdoor enthusiasts from all over. It is also known for its renowned potatoes, but the advantages of Idaho living are beyond its leading agricultural export. Below are some more perks of retiring in the state!
Idahoans are known for being very friendly and made up of tight knit communities. They tend to know how their neighbors are doing, and provide help when needed. Towns will often have community events, which helps everyone get to know one another and stay aware of what’s happening in the town.
Idaho is home to beautiful, sweeping landscapes. Retirees who choose to live in the southern half of the state are not a far drive from the timeless beauty of Yellowstone. Rodeos and state fairs are always big, lively events in the state that are handicap accessible. Picnics and riverside walks are a favorite among seniors in the state as well.
Idaho is considered to be a relatively tax-friendly state for seniors as it does not tax Social Security payments or prescription drugs. The sales tax remains at a low 6%. Retirees 65 and older may be eligible to receive tax deductions for a variety of retirement benefits as well. When it comes time to preparing for income tax returns, Idaho provides the elderly with free aid – trained volunteers assist seniors with their income tax preparation and file the returns at websites sponsored by the IRS and AARP!
The crime rate in Idaho is among the lowest in the United States. According to the FBI, Idaho’s violent crime rate is approximately 204.7 incidents per 100,000 people, while the national rate is 367.9 crimes per 100,000 people. The most crime-ridden areas of Idaho are touristy areas, which suggests that people actually living in the state don’t seek out or commit as much crime as people may in other states. Boise in particular, is a very safe town with only one violent crime per 357 residents.
Those looking to retire in Idaho have a number of living options to choose from: independent living, assisted living, memory care, or nursing home care. Individual needs will determine which living option makes most sense. Check out the options below to find out which one fits your lifestyle.
Idaho is home to more than 80 independent living facilities. Independent living is designed for elderly individuals who are healthy, active, and don’t require round the clock care. Seniors wishing to live amongst people in their age range can find a 55+ or 65+ senior apartment community to live in. These often come with fitness centers, walking trails, a clubhouse, pools and jacuzzis, and more for residents to enjoy. The average costs of independent living facilities range from $548 to $2,887 a month in this state.
Seniors requiring attentive caregiving, healthcare, and access to social opportunities will benefit from staying at an assisted living facility in Idaho. For anywhere from $998 to $5,250 a month, residents can expect to get assistance with housekeeping, laundry, transportation, meal services, and 24-hour surveillance for safety. The range is quite huge in Idaho. If you want a more affordable facility, then your best bet is in the Idaho Falls area. The highest assisted living costs are found in the city areas like Coeur d’Alene.
Memory loss diseases are the cause of the most trying times in a person’s life. Memory care facilities are designed to make living with Alzheimer’s, dementia, and other memory loss diseases as easy as possible. Staff are on hand at all times to help with daily tasks like personal grooming, eating meals regularly, and managing the stress and depression caused by losing memories, like sundowning. The average cost of a memory care facility in Idaho is $56,985 a year.
The Potato State has 369 senior living providers within its borders. Most of them are concentrated in the southern half of the state, with some peppered throughout the northern stretch. Overall, Idaho boasts somewhat lower costs for senior living facilities.
The 38 operating adult daycare centers in Idaho can cost anywhere from $1,200 to $5,250 a month, with a yearly average of $24,960. Many variables affect the cost, including location, quality of staff, amenities, and more. Seniors will find that all adult daycare centers will provide all their meals, dedicated staff to help with medications and personal hygiene, and group activities.
As for hospices, there are 56 facilities in Idaho for terminally ill seniors. These hospices all have a focus on mitigating the pain associated with death, emotionally and physically. Counselors are available to help seniors and families through this transitional time, and nurses can administer medications to help with any physical pain. They also have staff to assist with finances, as Medicaid and Medicare can generally be used to cover the costs, as well as private insurance.
Idaho is generally family oriented, with families taking care of their elderly loved ones as much as possible. With that said, senior care can be very taxing mentally and emotionally, and a big time investment. Respite care facilities in Idaho can provide relief from the demands of senior care, allowing family caregivers to recharge and maintain their personal life. Seniors can stay in respite care facilities as long as needed, where their meals are provided, health monitored, needs met, and engaging activities provided. The cost of respite care is on the lower end in Idaho, with an annual cost of $79,767, significantly lower than the national average that is over $100,000 a year.
Idaho Department of Health & Welfare – Learn about Idaho’s senior health coverage benefits and eligibility requirements.
Idaho State Tax Commission – This resource provides in-depth information about retirement benefits and all the necessary forms needed to file taxes in the state.
Idaho Department of Insurance – Got questions about Medicare or insurance benefits as a senior in Idaho? Find your answer here.
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