HUD-Sponsored Senior Housing Programs

Chris Hawkins Written by Chris Hawkins
SeniorLiving.Org Expert on Senior Care & Assisted Living

The first wave of baby boomers—those born between 1946 and 1964—made it to age 65 in 2011. Now a person turns 65 every 10 seconds. By 2030, the number of persons 65 and older will reach 71.5 million.

Many in this enormous human wave will need affordable living options once they stop working and there are several HUD programs to help seniors. Because let’s be honest: many folks are not as prepared for retirement as they would like to be.

A survey by the Insured Retirement Institute found that “70 percent of middle-income Boomers are not confident in having enough money to live comfortably in retirement.” In an Associated Press poll, among families with incomes below $50,000, only 35% said they felt financially ready for retirement; 66% of those in higher income households felt ready. With the recent economic collapse, many older adults find themselves in an unexpected position entirely.

A recent AARP Public Policy Institute Study found that:

Another daunting issue facing retirees is the cost of senior living options. Senior living is a general term that includes all kinds of senior-centered housing: independent living, assisted living, nursing homes, home care, and others. 

Here’s a sample of what you can expect in senior living costs. The median U.S. cost for a private room in a nursing home is $81,030 a year; in 2007, the median annual cost was $65,700. The average yearly cost in an assisted living facility is $39,600.

Now let’s look into the future.

If you are currently living in Virginia, for example, and needed assisted living care the median amount you would pay is $41,775 a year, according to a Genworth Financial long-term care survey. In 10 years, you would pay $68,047. A private room in a Virginia nursing home would now cost $82,125 a year; in 10 years, the price tag goes up to $133,773.

Even if you never need senior living care, you may find yourself in a position where you have to make a lifestyle change. Asking yourself the important questions is a great place to start.

Retirement Living Considerations

It may be years after you retiree that you need to make a major living change. But it’s better to plan now and initiate changes on your own rather than being forced by circumstances in the future.

Here are some questions to think about as you prepare for your retirement:

  • Where do I want to live when retired?
  • Where can I afford to live after I stop working?
  • Should I downsize and move into an apartment or condominium?
  • Do I want to live in a senior community with people my age?
  • Should I rent?
  • Do I still feel safe in my current neighborhood?
  • Do I want to be closer to family?
  • Does my health (or my spouse’s) require special living arrangements such as assisted living or a nursing home?
  • Could I afford the cost of assisted care?
  • Can friends and family provide assistance with daily living if I need it?

If your current or future financial circumstances call for a drastic reduction in cost of living, HUD may have a program that can help.

Introduction to HUD Programs

The U.S. Department of Housing and Urban Development (HUD) creates affordable housing for citizens across the country by funding programs for rent assistance, home ownership, and assistive services for seniors and the disabled.

HUD helps more than 900,000 seniors with affordable housing through its programs. There are three types of affordable rent programs: public housing, multifamily subsidized housing, and voucher housing programs.

  • Public Housing is owned and run by local Public Housing Agencies (PHAs).
  • Multifamily Subsidized Housing is privately owned housing that is subsidized by HUD and provides tenants with affordable housing.
  • Housing Vouchers provide rental assistance to individuals and families for housing in the private market.

*Several important things to keep in mind with HUD programs:

  1. The waiting lists are often long (from two to five years), especially in metro areas.
  2. For those in need of assisted care, HUD options are limited. HUD programs are designed primarily for independent seniors.
  3. Because one Public Housing Agency (PHA) doesn’t have the housing you’re looking for, doesn’t mean another one won’t.

We’ll look at HUD housing options, especially as they pertain to seniors. And we’ll look at how to qualify, and how to search for HUD-sponsored housing in your area.

Housing Vouchers

Housing Choice Voucher Program (formerly Section 8)

The Housing Choice Voucher Program (HCVP) provides rent vouchers for housing in the private market to low income individuals, families, the elderly and the disabled. It is the largest assisted housing program administered by HUD.

These vouchers are linked to specific properties run by local Public Housing Agencies (PHAs). There are two kinds of vouchers: tenant-based and project-based. Tenant based vouchers (TBVs) move with the renter. Project based vouchers (PBVs) are assigned to particular units and buildings and are not transferable.

Who is Eligible?

There is no age requirement. Families or individuals who meet the extremely low-income requirements (30% of the area’s median), and very low income (50% of area median) based on total gross income. In some cases, those with low income (80% of area median) are eligible.

Income such as pensions, retirement accounts, IRAs, insurance annuities, and assets such as real estate, cars, etc. ARE counted when assessing eligibility.

Housing

Depending on your location, housing options can include single-family homes, townhouses and apartments. Individuals can pick anywhere they want to live as long as the owner agrees to rent using the program’s guidelines.

Rent Amounts

Rental amount is calculated by using the greatest of:

  1. 30% of monthly adjusted income
  2. 10% of monthly income
  3. The welfare rent in as-paid states
  4. Or the PHA minimum rent ($25 or up to $50).

PHAs pay the property owner directly and the residents pay the difference to the property owner.

How Do I Apply?

Apply at your local PHA. They will collect information on family income (tax returns, bank statements, Social Security, etc.) assets, and family composition. Medical expenses, health insurance payments, prescriptions and future medical expenses are taken into consideration.

Once you apply, you are placed on a waiting list. Because of the demand, waiting lists are often several years long. Ask your application to be pre-qualified for income—that way you know ahead of time if you qualify. And ask about local preferences (e.g. you are involuntarily displaced, paying more than 50% rent, etc.).

Find a PHA at http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/pha/contacts

Homeownership Vouchers

This HUD program assists first time homebuyers who need help meeting their monthly mortgage payment and other expenses. These expenses include mortgage principal and interest,
mortgage insurance, real estate taxes, and homeowner’s insurance among others.

Who is Eligible?

  • First-time homeowner
  • No family member has owned or had ownership interest in their residence for at least three years
  • No family member has any ownership interest in any residential property

Employment not required for elderly or disabled families or individuals but must meet certain income requirements

  • Must complete the PHA’s homeownership counseling
  • Any other PHA requirements

Finding Housing

Assistance by the PHA is not given in finding a home. The applicant must find an approved financing source to purchase the home. The home must pass an inspection by the PHA and an independent inspector before the family can purchase.

Payment Amount

The monthly tenant payment is generally 30% of the family's adjusted monthly income. The PHA will make the voucher payment to either the lender or the family. There is no time limit to receive assistance under this program for the elderly and disabled.

How Do I Apply?

Contact your local PHA for assistance. Not all PHAs offer this program.

You can find a list of participating PHAs at:

http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/homeownership

Programs for Current Homeowners who Need Help

If you own your home and need help with your mortgage, HUD and the Department of Treasury have a handful of programs to help. These include:

  • Lowering your payments
  • Lowering your interest rate
  • Help paying a second mortgage
  • Help with fallen home value
  • Leaving your home and avoiding foreclosure
  • Mortgage modification for those in the military

See MakingHomeaffordable.gov for more details.

Multifamily Subsidized Housing Programs

Section 202 Supportive Housing for the Elderly

The rent-assisted housing in this program is designed specifically for seniors and the disabled to live as independently as possible but who may need some assistance with activities of daily living (ADLs) such as dressing and bathing. Common features of these communities include housekeeping, transportation, referral services, and counseling.

The types of services and amenities will vary by housing community.

Established by HUD in 1959, the Section 202 program is the only program within HUD to provide housing exclusively to seniors. HUD provides loans to private, nonprofit organizations to finance the construction of supportive housing for very low-income seniors and provides rent subsidies.

Who is Eligible?

Those 62 and older with very low household income (50% of area median). The average resident age is 79. The average yearly income is $10,018.

Type of Housing

Typically, one-bedroom apartments with kitchen and bath, plus special features such as grab bars, ramps, nonskid flooring, etc. Other features include housekeeping, transportation to health care, home-delivered meals.

Rent Amount

Rental amount is calculated by using the greatest of:

  1. 30% of monthly adjusted income
  2. 10% of monthly income
  3. The welfare rent in as-paid states
  4. Or the PHA minimum rent ($25 or up to $50).

How Do I Apply?

Contact the individual housing community you are interested in. You can find housing by state here: http://www.hud.gov/apps/section8/

Wait lists are usually at least a year. Preferences for admission include those currently paying 50% of their income in rent; the involuntarily displaced; and those living in substandard housing.

Congregate Housing Services Program (CHSP)

This program, started in 1978, provides funds to Section 202 housing communities to “help frail and persons with disabilities avoid premature or unnecessary institutionalization.” This limited but valuable program provides funding to 51 public housing agencies and private assisted housing owners.

These communities provide residents at least one hot meal per day in a group setting, 7 days per week. Other non-medical services provided include housekeeping, personal assistance, transportation and social services.

Contact your local PHA to see if the program is available at area elderly housing locations.

Multifamily Rental Housing for Moderate-Income Families (Section 221 (d) (3))

This program funds “multifamily housing for moderate-income households, including projects designated for the elderly.” Some of the housing is designed specifically for the elderly and handicapped.

Who is eligible?

Anyone can occupy a home that is insured under this program and are “subject to normal tenant selection.” There are no income limits.

Type of Housing

These are multifamily housing units: apartments, condominiums, duplexes, etc.

Rent

Rent is based on a flat approved HUD amount, not on a tenant’s percentage of income.

How Do I Apply?

Contact your local PHA. For a list by state, go to

http://portal.hud.gov/hudportal/HUD?src=/program_offices/public_indian_housing/programs/hcv/homeownership

Supportive Housing for Persons with Disabilities Program (Section 811)

This purpose of this program is to enable those with disabilities to live as independently as possible in a housing environment that provides supportive services. Services may include personal assistance; meals; housekeeping; counseling; training in independent living skills; recreation and transportation.

HUD awards funds to private non-profit organizations to be used to finance the construction or rehabilitation of supportive housing for persons with disabilities. There are two types of funding programs: 1) projects funded by capital advances and 2) those funded by Project Rental Assistance.

Who is Eligible?

Those who are 18 and older who are physically, mentally, emotionally and/or developmentally disabled. Households must be very low-income (50% of median income) with at least one adult member with a disability.

The Project Rental Assistance Program residents must be extremely low-income (30% of median income) with at least one adult member with a disability

Median household income for residents is $9,204.

Housing

Group homes of eight or fewer units are single family structures that combine multiple bedrooms with a kitchen and shared living area. There is at least one bathroom for every four residents.

Condominium or cooperative units are independent living facilities that can be cooperatively owned by the residents.

Independent living complexes consist of 16 or fewer units where each dwelling contains a kitchen and bathroom. This housing may also contain congregate dining, laundry, and community areas.

Rent Amount

Rent is determined at 30% of adjusted monthly income.

How Do I Apply?

You can find out more on this program and the available properties by contacting your local HUD office. For a listing of regional HUD offices, visit http://portal.hud.gov/hudportal/HUD?src=/localoffices

Public Housing

Public housing is rental housing for low-income families, the elderly and those with disabilities. HUD administers funding to local PHAs that manage the housing. Over 1 million families live in public housing.

Who is Eligible?
Low-income families (80% of median) and individuals including the elderly and those with a disability. Income limits will vary based on area. Your local PHA can provide those limits.

Once you are accepted in public housing, you must live in the community where you are accepted.

Type of Housing

Public housing can include everything from single-family homes, to duplexes to high-rise apartments.

Rent Amount

Rent is referred to as Total Tenant Payment (TTP) and calculated using the greatest of:

  1. 30% of monthly adjusted income
  2. 10% of monthly income
  3. The welfare rent in as-paid states
  4. Or the PHA minimum rent ($25 or up to $50)

You may stay in the property as long as you comply with the lease.

How Do I Apply?

Contact your local public housing agency to apply. You will need to provide proof of income such as tax returns, bank statements, Social Security award letters, etc. Preferences are usually given to the elderly and disabled.

Key Definitions, Eligibility And Additional Resources

Activities of Daily Living (ADLs): Activities necessary for one to maintain independence. These typically include eating, dressing, bathing, toileting, and transferring.

Fair Market Rents (FMRs) are gross rent (rent plus utilities) estimates used to determine payment amounts for the Housing Choice Voucher program. These rent estimates are used as a guide for determining initial rental payments based on unit size.

Public Housing Agencies (PHAs): Over 2,600 state, regional, and local

HUD-funded agencies that serve the housing needs of its low-income and very low-income residents.

Adjusted Income: Annual income - deductions = adjusted income. Deductions include dependents; status as elderly or disable family; unreimbursed expenses for childcare, medical expenses (elderly and disabled only); and disability assistance.

  • Extremely Low Income: income does not exceed 30% of an area’s median family income.
  • Very Low-Income: their incomes do not exceed 50% of an area’s median family income.
  • Low Income: their incomes do not exceed 80% of an area’s median family income.
  • Moderate Income: incomes that are no more than 115% of an area’s median family income.

Note: Income limits are adjusted for family size and for areas with unusually high or low family income housing-cost-to-income relationships.

Determining Income and Eligibility

When applying for any of HUD’s housing programs, you will be asked to provide proof of income and assets to determine eligibility. Qualifying income and assets are combined when determining income eligibility.

Income and assets include all amounts that are derived in a 12-month period to which any member of the family has access to.

Income Sources

HUD counts the following main sources when considering income for its programs:

  • Full amount of income (before deductions) from salaries, wages, tips
  • Business net income
  • Interest, dividends, and other net income of any kind from real or personal property
  • The full amount of periodic amounts received from Social Security, annuities, insurance policies, retirement funds, pensions, disability or death benefits
  • Unemployment, worker’s comp, and disability
  • Alimony and child support
  • Armed forces income
  • Welfare assistance

For a detailed listing of income sources, go to http://www.gpo.gov/fdsys/pkg/CFR-2012-title24-vol1/xml/CFR-2012-title24-vol1-sec5-609.xml

Assets and Income from Assets*

  • Stocks, bonds, Treasury bills, certificates of deposit,
  • Individual retirement and Keogh accounts
  • Retirement and pension funds
  • Cash held in savings and checking accounts, safe deposit boxes, homes, etc.
  • Cash value of whole life insurance policies available to the individual before death
  • Equity in rental property
  • Personal property held as an investment

*If the total value of assets is less than $5,000, then that number is used in the calculation. If the total value of assets is worth $5,000 or more, the amount of the assets is determined by using the greater of:

  1. The actual income from the assets
  2. A percentage of the value of net family assets based on the passbook savings rate. Each HUD field office determines their own passbook savings rate based on average savings account rates. Most PHAs use 2%.

Example 1: You have assets totaling $20,000 and annual income totaling $40,000.

$20,000 x 2% = $400

$400 assets + $40,000 annual income = $40,400 total income

Example 2: Upon retirement, you receive a lump-sum payment of $10,000 from your pension plan. You then receive periodic pension payments of $500 a month. The $10,000 is treated as an asset as are the monthly $500 pension payments.

$10,000 + $500 x 12 (months) = $16,000

Income Deductions

  • An elderly household is entitled to an automatic $400 household deduction.
  • Medical deductions including services of a physician, health care professional, hospital or health care facility; medical insurance premiums; prescription and non-prescription medicines; dental expenses; eye glasses and examinations; periodic payments of medical bills; et al.
  • Disability assistance expenses
  • Dependent deductions
  • Child care deductions

HUD Income Limits: An Example

HUD has established Median Family Income (MFI) limits for metropolitan and non-metropolitan areas across the U.S. These MFIs are used to calculate eligibility in the various HUD programs.

Here’s an example of an income limit calculation for the Washington DC Metro Area that includes nearby counties in Maryland and Virginia.

Area’s Median Income= $107,500

2012 Income Limit Category

1 Person

2 Person

3 Person

4 Person

Very Low (50%)

$37,650

$43,000

$48,400

$53,750

Extremely Low (30%)

$22,600

$25,800

$29,050

$32,250

Low (80%)

$49,200

$56,200

$63,250

$70,250

You’ll notice that the percentages don’t always equal the income limit amounts. For example, 80% of $107,500 is $86,000, not $70,250.

In their calculations, HUD compares an area’s 4-person family incomes to that of the US median family income. They also look at the Fair Market Rent (FMR) costs for the area.

To find income limits in your area, go to http://www.huduser.org/portal/datasets/il/il2012/select_Geography.odn

Getting Started

To get an idea of the HUD insured and HUD subsidized multifamily properties that serve the elderly and/or persons with disabilities you can go to

http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/mfh/hto/inventorysurvey

This list does not provide waiting list info, availability, eligibility and tenant selection. But it will provide a listing of properties by state and by HUD program (Section 202, Section 811, etc.) that finances/subsidizes each property. This will give you an idea of the type of services offered and potential eligibility.

You can also go to HUD’s Rental Assistance page for links to the various programs:

http://portal.hud.gov/hudportal/HUD?src=/topics/rental_assistance

HUD Counseling

If you’re not sure where to start in your search, try calling a HUD-sponsored housing counseling agency in your area. These counselors provide advice on buying a home, renting, credit issues, foreclosures and other housing related issues.

For a list of HUD approved counselors by state, go to http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm

 


Updated: Jul 30, 2012

Comments

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kate On Aug 2, 2014
This is my testimony about the good work of a priest who helped me..My name is kate marvis and I base in USA. My life is back!!! After 3 years of marriage, my husband left me and left me with kid, I felt like my life was about to end, and was falling apart. Thanks to a spell caster called priest okpobo who i met online. On one faithful day, as I was browsing through the inter, I was searching for a good spell caster that can solve my problems. I came across series of testimonies about this particular spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb, some testified that he can cast a spell to stop divorce and so on. There was one particular testimony I saw, it was about a woman called grace,she testified about how priest okpobo brought back her Ex lover in less than 72 hours and at the end of her testimony she drop priest okpobo email address. After reading all these,I decided to give the great priest a try. I contacted him via email and explained my problem to him. In just 3 days, my husband came back to me. We solved our issues, and we are even happier than before. priest okpobo is really a talented and gifted man and i will not stop publishing him because he is a wonderful man...If you have a problem and you are looking for a real and genuine spell caster to solve that problem for you. Try the priest okpobo today, he will be the answer to your problem. Here's his contact: priestokpobomagictemple131@gmail Thank you great priest okpobo. Contact him for the following: (1)If you want your ex back. (2) if you always have bad dreams. (3)You want to be promoted in your office. (4)You want women/men to run after you. (5)If you want a child. (6)[You want to be rich. (7)You want to tie your husband wife to be yours forever. (8)If you need financial assistance. (9)Herbal care 10)Help bringing people out of prison (11)Marriage Spells (12)Miracle Spells (13)Beauty Spells (14)Property Charm (15)Attraction Spells (16)Evil Eye Spells (17)Kissing Spell (18)Remove Sickness Spells Contact him today on: priestokpobomagictemple131@gmail

Johnny Elvis On Aug 2, 2014
Hello everyone i am Johnny Elvis by name a citizen Texas of USA i am here to testify unbehalf of Mr Eladio Cruz the C.E.O of Eladio loanpany (eladioloapany@yahoo) who is a God sent to me and my family and the world in general, Mr Eladio brought light into my family by granting me my desired loan when all hope was lost after being scammed by several loanpanies who promised to grant me loan and made me pay fees which i never got any loan from. You can email them today at: eladioloapany@yahoo for your loan and be free from scams on the inter. They give all kinds of loan at a very quick and affordable rate. they will never disappoint you. i am a living testimony to that and i will continue testifying on their behalf.

lauren travis On Jul 31, 2014
HOW I GOT MY LOAN FROM A GENUINE LOAN LENDER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Hello everyone!!! My name is MRS LAUREN TRAVIS A CITIZEN of USA. i have been scammed by 3 different Inter international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the inter with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loanpany called ALVAROLOAPANY where he finally got his loan, so i decided to contact the same loanpany and then told them my story on how i have been scammed by 3 different loanpany, l made the right choice of contacting them. i filled the loan application form and proceeded, I explain to thepany by mail and all they told me was to cry no more because i will get my loan in theirpany and also made that which was requested of me and I was given a loan amount of $85,000 Dollars by this greatpany (ALVAROLOAPANY} managed by Mr.ALVARO AMARANTO and here i am today happy because ALVAROLOAPANY has given me a loan so i made a vow to my self that i will keep testifying on the inter on how i got my loan. Do you need a loan urgently kindly and quickly contact ALVAROLOAPANY now for your loan via email:alvaroloapany@yahoo Thank You All For Your Understanding. Mrs.Lauren Travis

Zoe Amber On Jul 31, 2014
Wao , i never knew it was true until i got my loans also , each time i read several testimonies of people about this loanpany online i keep feeling it was a set up or probably they were all faking it but not knowing that it was absolutely 100% real . i am also also happy and thankful that i am also a witness to it and now i am among all those testifying about this loanpany online. Queeh Stark Loan Council is the best !! I have had 100 % attention to everyone of my questions and they were handled immediately and above all also ,i just got my loan of $ 10,000.00 via my bank account here in herlands. I would rmend this service to everyone! here is the details that i used in contacting them : mrsstarkloans@aol Mrs Zoe Amber. herlands.

lauren travis On Jul 30, 2014
HOW I GOT MY LOAN FROM A GENUINE LOAN LENDER!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Hello everyone!!! My name is MRS LAUREN TRAVIS A CITIZEN of USA. i have been scammed by 3 different Inter international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the inter with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loanpany called ALVAROLOAPANY where he finally got his loan, so i decided to contact the same loanpany and then told them my story on how i have been scammed by 3 different loanpany, l made the right choice of contacting them. i filled the loan application form and proceeded, I explain to thepany by mail and all they told me was to cry no more because i will get my loan in theirpany and also made that which was requested of me and I was given a loan amount of $85,000 Dollars by this greatpany (ALVAROLOAPANY} managed by Mr.ALVARO AMARANTO and here i am today happy because ALVAROLOAPANY has given me a loan so i made a vow to my self that i will keep testifying on the inter on how i got my loan. Do you need a loan urgently kindly and quickly contact ALVAROLOAPANY now for your loan via email:alvaroloapany@yahoo Thank You All For Your Understanding. Mrs.Lauren Travis

Sheila Russell On Mar 10, 2014
I am 56+ yr old living in senior/Disable apartment through Hud and phoenix Housing Authority. I like to relocated to Illinois and transfer my Hud there in an simply style one bedroom apartment or low ie that accept Hud and a Hud apartment listing of such ones that do accepts out state transfer. Please reply.

Diana Erickson On Feb 26, 2014
I am a 55 year old disabled women in Lincoln Nebraska. I do receive Social Security Disability. I have been homeless since August of 2012. I am temporary staying with a friend but have to move again this week. I have no place to go. The waiting list for housing is several years. I do not qualify for senior housing because I am not yet 62. There are no programs in Lincoln that can help me. The homeless shelter is full. I have slept in my car before, but it is Winter and very cold. I am scared and alone. Not sure what to do now. Can anyone help me?

Ms Stover On Feb 17, 2014
Hello, im interested in relocating to New Jersey anywhere that have new affordable apartments or townhomes for a disabled 50 yr + baby boomer in a nice area. Please provide me with some additional information and available occupancy...soon as possible. Thank you.

Rebecca wetherington On Jan 11, 2014
I am living in Huntington Beach and I need to move and I don' t understand with housing I qualify for I,am 53 years old and permanent disable can you help me get a place

dfish On Dec 27, 2013
i am disabled - sever carpal tunel/nerve damage in hands - and can't type/can't use inter therefore helpless! nothing availble by mail/phone anymore; no help without hours and hours of research...on soc sec disab/no car/no money to travel and check out possible places but want out of NJ and horrible ap't seeking HUD or low ie ap't in VT/NH/Mass/ME/NY/CA/CO almost anywhere except "the south" and midwest... the any suggestions appreciated!

Jaunice On Dec 20, 2013
I am a 62 year old disabled veteran and receive 600 a month from VA. I will start to receive social security in the amount of 700 starting in January. My son lives in GA and I need to move to that area so I will be near him. Because my ie is low I am having trouble finding affordable housing. Are there any programs that help disabled veterans find or help with housing? I am at wits end because I have to move before February of 2014 and have had no luck in finding a place to live. Any information would be greatly appreciated.

L Henderson On Nov 7, 2013
My 96-old mother in law is at the top of the list for a Northern CA HUD senior housing in Menlo Park. We've been told 2xs that she can have a unit with a balcony, and now has been offered one without. (About 80% do.) In a month, one with a balcony will be available. Does she legally have to take the unit w/out one? Their are 4 others on a long list who might be willing. Thank you.

Lori Walton On Oct 22, 2013
I need viable information on housing resources for disabled seniors. I am 55 years old & have been disabled since 2008 receiving $705.00 monthly from Social Security Disability Insurance. The information I have received so far is like a wish list that will never be realized. Due to recent events, stolen vehicle & household items including my clothes and personal effects will be homeless very soon. I am staying with one of my sons but I have to move out by the end of October. I have my dogs which are registered with the ADA that I need for emotional health reasons. The waiting list for a Section 8 voucher is up to 4 years. I am a breast cancer survivor to this point & I suffer from emotional and physical disabilities. Where can I find emergency permanent housing that I can afford?

mary Doyle On Oct 7, 2013
would office on aging in freehold be a good place to start re.retirement housing and questions about eligibility for HUD and finding a faith basedmunity in freehold..marlbora.matawan area ..I don't want to give all info over the phone..thank you

Ylonka On Sep 25, 2013
I qualify for public housing in Florida thru HUD but I don't like the place now if I don't take it I will be taken out of the waiting list is like they obliged you to take or leave it is that right?

Connie On Sep 10, 2013
I am 70 years old and live in my house in Spokane, and still pay mortgage. The house needs lots of repairs and I do not have money to do this. I would like to know if there is any possibility of getting help with repairs. Thank you

jacqueline williams On Aug 30, 2013
I am totally confused, I am not sure which program I qualify for. too much info.

laura On Aug 16, 2013
Currently I live in Huntington Beach, Ca. I only have Social Security disability for ie. Have to move soon. Want to stay in the Orange County area. I am having a hard time finding a place. Any help or Ideas would be very much appreciated.

Kevin Cain On Aug 6, 2013
Our church has approximately 7 acres of land which is paid for and we would like to utilize it for senior living quarters. Where should we start and is there anything HUD can direct us to in order to make this happen?

Colene Schlaepfer On Jul 28, 2013
Our church has a parcel of land next to it for sale. We would like senior housing to be built there.Some of our members need it. We offer many enriching activities for seniors to enjoy. The land now has 2 old duplexes and is zoned for 6 units. Who could we talk to about building senior housing on the property we are selling?

Mrs. Kassem On Jul 7, 2013
I have a question. My brother is 75 has a section 8 voucher & apt. He has to stay in a long term care home until his legs get strong enough to walk. Can he keep his section 8 voucher so he will get a place to live when hees out???? Thank You

Janet Bibbs On Jun 3, 2013
I plan on retiring in 2014 and I live in a old house that needs repairs. I would like to live here after retirement but need help fixing it up. roofing sidings on one side of the house. It also need closet spaces and the back room restored. I need to know how to go about getting help from the goverment for repairs. thank you ms.Bibbs

Angela Graham On May 14, 2013
My elderly aunt & uncle approached me to live with me and my family as they are afraid to end up in an elderly home. My husband and I are not opposed to this but unable to financially support them. I am trying to get them prequalify for some type of financial assistance for long term care & was even contemplating in getting my home licensed for adult home but prohibits us due to blood relations. What options do I have in order to take them in but be compensated as financially we are not able to support both of them. Please advise.

Felicia Polk On Apr 16, 2013
Hello, As I read many of the post. They were not comments they were ppl asking for help. I too, really need suggestions and answers on a few questions. Do you have any suggestions on where to find or information on if a person needs to move from New Jersey to Florida and this caregiver is 55plus, taking care of a young child. My comment is it would be nice if you posted information about how to achieve housing as a grandcaregiver/grandparent.

diane holmes On Apr 14, 2013
i so desperately have to move out of my home in which i am purchasing. i have retired, so i have no income hardly, i want to sell my house in the condition it is in. which means that i can only get 2000 or 2500 dollars to move out and give the house over. i want to move into a small 2 bedroom house. or find a large one bedroom apartment. plesase give me as much help as you can. you see i live near drug dealers next door. partying, drugs, pitbulls and puppies are there, dog barking and howling all night long. i am so stressed out and going into a state of depression because of this. cops in camden nj know this. i have already called them and even talked to them please send me and application for housing ASAP. thank you

Susan On Apr 14, 2013
I live in a hud sponsored senior co op. The co op is directly in line with a transformer grid yard and did not realize it at first. Did they put us here on purpose to make sure we all die before our time? Now I need to figure out how to move. I have not felt good one day since living here. Shame on them.

Mary Beatty On Mar 26, 2013
I am 71 years old living in a senior center in Hillsborough NC i am moving to Phoenix Arizona in July my son is a 42 year old disable man living in Raleigh NC we are moving to Arizona because of his health he can no longer deal with the cold weather here and the humidity We are in need of housing we would like to live together because i help take care of him. He has a 14 year old daughter he is responsible for Is there any help for us?

donna mcquiston On Feb 18, 2013
I would like to know if i can apply for senior housing programs, through hud, out of state. My family will be moving from Texas to Utah. I am a senior, with disabilities and a veteran. I am low-income, and would need help getting into an apartment in Utah. Can I apply before actually moving there? Please advise, donna

Judith On Feb 3, 2013
I am asking this question for an elderly friend who has no computer access: She has been separated from her husband for over five years, although no legal separation documentation took place, both wife and husband live in separate domiciles, having altogether different addresses and zip codes. She would like to know if she could apply for some form of government subsidized 65+ senior housing based solely on her own income or does the husband's income enter into the picture since the separation was not legally documented. She is 71 years of age, works part-time, and receives Social Security. Her husband is no longer employed and he lives on his Social Security.

donald jone On Jan 29, 2013
I live in the state of NJ, in a senior community setting. I would like to transfer my HUD voucher to AZ. However I am in need of a location that will further assist me with moving to Sun City Az. I'm disable and over the age of 55. Would need wheel chair assailable apartment.

Susan McCord On Dec 18, 2012
I very much appreciate the information I've found on this site. I will be unable to afford my current rent by summer 2013. I'm a retired professional, lifelong homeowner (now foreclosed), and living in an apartment on the opposite side of the city from my home and medical care. I'm age 70, retired with heart disease, and rapidly approaching the end of my retirement monies. This site has been very helpful to me in obtaining sites with information on how I might proceed to find some kind of assisted housing. Thank you.



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