As seniors get older, mobility issues may become more prevalent. If a senior is still living at home and has a multi-level home, stairs can present a challenge. Joint pain and balance problems can make stairs nearly impossible. For many, parts of their home become inaccessible because they can no longer climb stairs. That’s why some choose to install stair lifts inside their home.
A stair lift is a chair that moves up and down a staircase using a motorized rail system. A person simply needs to sit in the chair, fasten the safety belt, and press a button. The chair will then move them up and down the staircase. Call and send buttons are also a part of the lift system so that the chair can move up and down the staircase without someone actually being in it. This comes in handy if there is more than one person using the lift.
There are different types of stair lifts to accommodate different types of staircases inside the home and different types of users. Not all staircases are straight up and down. Some are curved, which needs to be taken into consideration when choosing a stair lift.
The type of staircase in the home among other considerations will help to determine the proper stair lift. Here are the most common ones:
No matter which type of stair lift is chosen, there are several things to consider.
There is a strong chance that insurance will not cover a stair lift, so be prepared to pay out-of-pocket. Medicare does not cover a stair lift nor do Medicare supplemental policies.
There is no definitive answer on Medicaid coverage because it is determined on a state by state basis. It’s best to check where you live to see if a stair lift would be covered. Some Medicaid plans may cover the cost of a stair lift in cases where it is medically necessary. But, that is determined case by case.
Veterans may be able to take advantage of Veterans’ benefits to cover the cost of a stair lift. Wheelchair bound veterans and those who are disabled due to their service may have a stair lift covered. Contact a Veterans’ benefit coordinator to see if you qualify.
If it is determined that the stair lift is going to be an out-of-pocket expense, some companies offer payment plans to make the cost more affordable. It’s important to check into these options and see what is available.
Linda’s Acclaimed Career in Senior Care Linda Schlenker is a comforting voice for seniors and caregivers across the U.S. For nearly three decades, Linda has helped seniors remain safe in their own homes, while helping them to regain priceless independence and peace… Learn More About Linda Schlenker
Since graduating from Harvard with an honors degree in Statistics, Jeff has been creating content in print, online, and on television. Much of his work has been dedicated to informing seniors on how to live better lives. As Editor-in-Chief of the personal… Learn More About Jeff Hoyt