Golf Retirement Communities
For active seniors with a passion for playing golf, consider the many golf retirement communities in the US. At a golf community for seniors, these aging adults can live and play within a bird's eye view of the greens. In addition to offering multiple health benefits, these communities can also be good for a senior's budget. Learn everything you need to know when considering a golf retirement community for active seniors.
What is a Golf Retirement Community?
Long fairways, perfect golfing weather for most of the year, and putting greens that are up to par—those are the goals of any great retirement golf community. This type of active senior living combines a senior retirement home with onsite golfing. It is similar to a country club in which only members of the community can play on the golf course and live within the residence bounds. When you search for golf retirement communities, your priority is to find a place to live that surrounds you with all of the amenities expected of a golf course.
Amenities and Services at Golf Retirement Communities
Let's start with those amenities unique to golf retirement homes. For starters, you are going to want a golf community with a vibrant clubhouse where you can congregate in between games. An active clubhouse will also play host to golf tournaments and members-only events, such as holiday parties and milestone celebrations. If you are interested in socializing with golfers, then look for a clubhouse with plenty to offer.
Next, consider the add-on costs that you will incur in a community for senior golfers. For instance, golf carts should be available to use. But will you have to pay a fee? Most golf retirement communities forgo the fee for residents. Another hidden cost is food in the clubhouse. Will you receive a food credit or have to spend a certain amount each month on clubhouse cuisine? Many clubhouses have a food minimum that they require for golfing seniors within the community.
Greens fees and clubhouse memberships are the next areas to consider. When you sign a contract to live in a golf retirement community you will most likely have to pay monthly dues to play golf there. This should include your greens fees, but ask if you aren't sure. A final amenity to note is whether the community is partners with any of the golf courses near the community. Some communities will provide access to nearby courses as part of your community expenses.
Health and Wellness at Golf Communities
As a retirement community for seniors, you will want to have some concessions that help you have a happy retirement. Yes, these communities are geared toward active seniors. However, what happens if you need health care? Will the facility be within close proximity to a good health care provider, or is there concierge health care available for residents? Access to health care services needs to be on the top of your list of wants, even if you are currently in good health.
Along the same lines, find out if the retirement community has a clause in the contract regarding your health and wellness. For example, in most active living communities seniors who become immobile or are no longer able to take care of themselves must move out. By understanding what to expect if something were to happen to you, then you are able to plan for the future.
Considerations for Choosing a Location
You also want to consider the area where you will be living. What type of weather can you expect year round, and if golfing is not available part of the season, what can you do? For example, golf retirement communities in Florida near beaches offer sun, sand, and surf as an alternative to days when you don't want to play golf. If you choose a retirement community in Park City, Utah you have a winter wonderland filled with snow and skiing when golfing is unavailable.
Cost of Golf Course Retirement Communities
While seniors may be concerned with prices of golf course retirement communities, these homes can be quite affordable. Depending on the location of the retirement community, seniors can find prices that match or are less than other retirement homes in that locale. The reason why these golf retirement homes are not as expensive is they are aimed at active seniors.
Active senior living is less costly because it involves a lower level of care than nursing homes or assisted living facilities. In general, adults in golf retirement communities are independent and suffering from few health issues associated with aging. In fact, it is a benefit to offer the healthy activity of golf for seniors, which promotes several positive attributes.
As we have noted the costs for golf retirement communities include:
- Clubhouse dues
- Greens fees
- Cart fees
- Food minimums in the clubhouse
However, you may also be expected to pay for your:
- Housing via a mortgage
- Homeowners association dues
- Property taxes
- State income and sales taxes
- Club initiation fees
When comparing the costs of golfing communities, keep in mind any costs associated with activities outside of the course, such as skiing or traveling. For instance, if your family lives on the other side of the US from the golf course, how much will it cost you to visit them? In addition, will your location reduce the chances your family can visit with you more often? As you can see, the costs go far beyond the actual dollar amount you will spend. At the same time, these costs come with great benefits for seniors.
Benefits of Living in a Golfing Community
For seniors who are interested in maintaining their autonomy and staying active, golfing communities are ideal. Golfing promotes mild physical activity that is more conservative and well suited for aging bodies. In addition, the act of being in nature while playing golf offers numerous benefits. Forest therapy is a Japanese healing method involving trees and nature that is said to offer cardiovascular benefits and to reduce depression. Golfers out on the greens daily are receiving this therapy without any effort.
Also, the act of playing golf with other seniors promotes socialization. A senior's social life is generally lost as they retire and lose connections with friends and relatives. By living in a golf community for seniors, these retirees have a built-in friend network. More importantly, for seniors who are ready to savor their retirement, the ability to retire on a golf course offers immense self-satisfaction and happiness.