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If you have always dreamt of retiring somewhere filled with natural beauty, first-class cultural events and high quality healthcare, you’ll find great values in Massachusetts living. The state has plenty of small beach towns in the east, and if you prefer living by the mountains, it’s usually not more than a three-hour commute no matter where you are in the state. In between water and mountains, you’ll find fertile farmland. So, there’s a little something for everyone to enjoy!
Thinking about retiring in Massachusetts? It’s time to familiarize yourself with the state’s senior living costs, facilities, and benefits. Here, you can expect to learn about Massachusetts’ senior living options, from independent living facilities to assisted care choices. Find out about the different types of support systems and amenities that each has to offer here. Below, you’ll also find a list of cities in the state which you can explore to find the closest senior living options to the area you’re considering retirement in.
Feel free to save some time on your research and use the quick links below to jump directly to a specific section to find information on a particular topic.
Choosing the perfect living facility for yourself or an aging loved one can be stressful. Luckily, there’s a good variety of living options to consider in Massachusetts. Check out our list of the best senior living communities in the state below.
Compared to the national average, Massachusetts is an expensive state to retire. It has a housing index of 137.70. One bedroom apartments average out to $1,067 a month ($825 a month is the US average). If you desire more space, a two bedroom apartment goes for an average of $1,335 a month ($1,027 a month is the US average).
Time to take a closer look at the monthly costs of living in Massachusetts for seniors. The average home health care costs are approximately $4,814 a month. Home health care services enable seniors to live in their own homes. Service aides assist them with housekeeping duties and completing everyday errands.
Adult day care facilities exist in Massachusetts to provide day supervision for seniors while their caregivers are busy tending to their other responsibilities and errands. The cost to stay at an adult day care facility in this state averages out to $1,408 per month. Since adult day care doesn’t include 24/7 skilled nursing care, it’s ideal for elders who are mostly independent but could use some social activities.
Massachusetts also has assisted living facilities throughout the state for elders requiring more assistance with their day-to-day tasks. Residents can expect to pay an average of $5,599 a month to stay at an assisted living facility and receive personal care and health services.
Seniors who need round the clock supervision and care beyond the capabilities of their family caregivers may consider a nursing home in the state. Unfortunately, nursing home care is quite pricey in Massachusetts, with an average cost of $11,710 a month for a semi-private room and $12,471 for a private room. However, relatives can be assured that their aging loved one(s) have access to medication, housing, supervision, skilled nursing care 24/7, therapies, and rehabilitation at a nursing home facility.
Despite Massachusetts being one of the smaller states in the country, there is actually quite a bit to love about the Old Colony State. It is filled with rich history, delectable foods, and cute little towns with personality. If you’re looking for more reasons to move to Massachusetts, consider the following…
The deep forests and rolling hills of Massachusetts create some of the most iconically beautiful sceneries to be seen in the country. From the changing colors of the leaves in the fall, to the snow covered trees and 19th century buildings in the winter, the passage of time will be noticed and enjoyed like no other state in the nation.
Massachusetts is home to some of the nation’s most written about historic happenings. Essex County, Middlesex County and Suffolk County are all full of rich American traditions and history. From the pilgrims landing at Plymouth Rock, to the Salem Witch Trials, to the Boston Tea Party that ignited the Revolutionary War, retirees will find centuries of history to study and experience firsthand. The historical societies in each town are heavily involved with the community, and often host events that further explore previous time periods in great detail.
Having excellent health care is crucial especially the older we get. Seniors can take advantage of Massachusetts’ world class hospitals and the state’s effective universal health care which has been around since 2006. In fact, the state’s health care system has become a model for veterans’ health care. Needless to say, if you must get sick, there’s few better places to get ill than in Massachusetts.
Elderly retirees have several living options to choose from in Massachusetts depending on individual needs: independent living, assisted living, memory care, or nursing home care. Learn more about each option below and get an idea of which one best suits you or your aging loved one’s lifestyle.
Home to more than 280 independent living facilities, there is no shortage of senior living options in Massachusetts for those who are healthy, active, and don’t require 24/7 nursing care. Healthy seniors can also opt for apartment living where they can live amongst others in their age range and take advantage of amenities like walking trails, fitness centers, pools, and more. The average costs of independent living facilities here range from $694 to $4,187 a month, depending on where you stay. The Worcester area is known for having more affordable facilities while the Boston – Cambridge – Newton areas are more costly.
Seniors requiring attending caregivers, healthcare, and access to local activities and social opportunities will benefit from staying at an assisted living facility in Massachusetts. For anywhere from $1,263 to $7,613 a month, elderly residents can expect to receive help with housekeeping duties, laundry, transportation, meal services, and 24-hour safety surveillance. Similar to independent living facilities, the costs vary greatly depending on location, with facilities in the metropolitan area being generally more expensive.
Memory care facilities are the best options for seniors living with Alzheimer’s or dementia. There are more than 350 memory care facilities in Massachusetts, at an average cost of $91,297 per year. Memory care facilities have specialized staff who can best tend to the needs of seniors with their issues on memory loss. Staff will help patients with their day to day tasks, providing all their meals, and providing medical attention by an on-site physician when needed.
Massachusetts may be relatively small in size, but it is packed with nearly 1,000 senior living providers. Any and all health needs, mental needs, and varying levels of day to day assistance can be found here.
Adult day care centers have staff available through all hours of the day to assist seniors with their daily tasks that they may not be able to do on their own. Staff will help with medications, personal hygiene, taking walks if possible, and much more. Adult daycare centers cost $16,900 per year, with a range in cost from $1,200 a month up to $2,850 a month. Seniors will have no trouble finding a local daycare center in Massachusetts, as there are 83 facilities within the state.
Terminally ill patients will find 103 hospices to choose from in Massachusetts. Hospices help terminally ill patients to live their remaining days in a calm environment, and as pain free as possible through medications and therapy. Chaplain services are generally apart of hospices to provide spiritual support, as well as on site physicians to help with health monitoring.
Respite care facilities are in place to offer temporary care so that a family caregiver can be relieved of the stresses of caregiving responsibilities. There are many ways of utilizing respite care, from interval care where a trained professional comes to care for the senior certain hours of the day, and certain days of the week, or where the senior resides in a respite care facility for as long as needed. The average cost of respite care is $126,290 per year in Massachusetts, with costs varying hugely due to all the variables involved with respite care needs.
Massachusetts Seniors – Discover a plethora of services and programs designed to help keep Massachusetts seniors healthy, independent, and engaged in their communities.
Massachusetts Department of Revenue – This provides useful information for senior citizens and retirees in the state. See what income and property tax benefits you may qualify for here.
Central Massachusetts Agency on Aging – Get information on caregiving and how to best care for your aging loved one here, among other things relevant to senior living in Massachusetts.
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