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Senior Housing & Assisted Living in Maryland

Maryland is a very geographically diverse state, allowing seniors to enjoy varied landscapes such as lush rolling hills, mountains, lakes and rivers, and more. Love skiing, canoeing, fishing, or simply taking in the breathtaking nature views? You may appreciate life in this state. The weather is also considered to be mild here, and there are ample cultural opportunities for everyone.

Before committing to retirement in Maryland, it might be useful to familiarize yourself with the state's senior living costs, facilities, and benefits. You're in good hands, as we have gathered the essentials here about Maryland's senior living options, from independent living facilities to assisted care choices, along with the various support systems and amenities that each has to offer. If you have an idea of where in Maryland you'd like to live, you can browse through the list of cities below to find the closest senior living options available.

The quick links below are designed to make your information search on senior living options in Maryland more efficient. You can jump directly to a specific section to find specifics on that topic.

Senior Living Costs in Maryland ↓
Benefits of Living in Maryland ↓
Maryland's Senior Living Options ↓

Best Senior Living Communities in Maryland

Committing to a living facility to spend your golden years in can be a challenge. Maryland has plenty of living options to consider, and we've put together a list of the best senior living communities in the state below for your convenience.

Options for Senior America Baltimore

type of care

Home Care

Sunrise at Montgomery Village

type of care

Assisted Living, Independent Living, Memory Care

Options for Senior America - Gaithersburg, MD

type of care

Home Care

Options For Senior America -La Plata

type of care

Home Care

Queen's Court Assisted

type of care

Assisted Living

Options for Senior America Annapolis

type of care

Home Care

Options for Senior America Bel Air

type of care

Home Care

Elder Estates, LLC

type of care

Assisted Living, Memory Care

HeartFields Assisted Living at Easton

type of care

Assisted Living, Memory Care

Evergreen Senior Apartments

type of care

Independent Living

Living Costs for Seniors in Maryland

Maryland's cost of living is higher than the national average, with a housing index of 116.80. One bedroom apartments cost on average $1,147 a month (compared to the U.S. average of $825 a month), while two bedroom apartments go for an average of $1,385 a month (U.S. average is $1,027 a month).

With a higher-than-average housing index, it's expected that Maryland's monthly costs of living for seniors are also more than in other states. The average home health care costs are approximately $4,143 a month. Home health care services enable seniors to live in their own homes while service aides help to keep the house clean, run day to day errands, and cook meals for them.

Adult day care costs for seniors in Maryland average out to $1,679 a month. This fee allows elderly to stay at a supervised facility during the day while their caregivers tend to their other errands and responsibilities. Since adult day care does not include round the clock care, it's best for seniors who are mostly independent but could use some social activities to keep them busy.

Aging loved ones who need more help with their everyday tasks may consider an assisted living facility in Maryland. For an average monthly cost of $4,150 a month, seniors are able to receive personal care and health services.

Last but not least, nursing homes are available throughout the state for those who need 24/7 supervision and care. It is much more costly than the other living options, but also provides the most for seniors. Nursing home residents receive personal care, medication, housing, supervision, therapies and rehabilitation, and 24/7 nursing care. The cost for a semi-private room in Maryland is roughly $9,125 a month, while a private room is about $9,916 a month.

Perks of Maryland Life

Despite it being one of the more expensive states in the country to retire, those who can afford it will love the diversity Maryland has to offer. Seniors can choose to live by the water, close to rivers and creeks, or closer to the mountains depending on preferences. Below are some more perks of Maryland living:

Home to Top Research Facilities

Maryland is home to major health advancement research facilities like National Institute of Health, Johns Hopkins Medical University, and Fort Detrick where diseases from around the world are researched. These facilities spillover into the treatments and procedures at some senior living facilities in Maryland. Seniors may also be able to participate in cutting edge treatments through medical trials at one of the research facilities.

Central to Historical Sites and Major Cities

Maryland played a big part in the Civil War and Revolutionary War, with some of the biggest historical sites within an hour or two by car. Baltimore is home to some of the nation's greatest artists, while Washington D.C. is nearby as well with all of its free museums and consistently clean parks. American history buffs love living in Maryland!

Chesapeake Bay And Appalachian Trail

The Chesapeake Bay is a national treasure, with coastal beauty extending for hundreds of miles and outstretching through rivers and streams all through the state. Seniors can enjoy all sorts of activities on the bay, from crabbing, fishing, bird watching, boating, and leisurely hikes. For retirees that are able to hike longer, part of the Appalachian Trail goes through the state, providing peaceful scenery and the relaxing sounds of nature.

Senior Living Options in Maryland

Seniors in Maryland have several living options including independent living, assisted living, memory care, or nursing home care depending on individual needs. See which one best suits yours by reviewing each option below.

Independent Living

With more than 200 independent living facilities in Maryland, seniors have a good number of options to choose from. Senior apartment communities are also available for rent and these typically come with amenities like fitness centers, pools, walking trails, and more for residents to enjoy. Independent living is best for seniors who are healthy & active, and don't require 24/7 nursing care. The average costs of independent living facilities range from $495 to $4,840 a month.

Assisted Living

Maryland is home to more than 600 assisted living facilities throughout the state, providing seniors with attentive caregivers, healthcare, and access to local activities and social opportunities. Amenities will vary from place to place, but residents can expect to receive help with housekeeping duties, laundry, transportation, meal services, and 24-hour staffing to ensure safety.

The average cost of assisted living facilities in the state range from $900 to $8,800 depending on various factors like location. For example, the more affordable assisted living facilities are located around the Cumberland area, while the more expensive ones are found in the Salisbury metropolitan area.

Memory Care

Seniors with dementia will do best at a memory care facility, which are specifically designed to make living with dementia a bit less stressful. Professional staff are always around to help any seniors who may have gotten lost wandering, forgot how to do an otherwise normal daily task like personal hygiene, or need emotional support. There are 389 memory care facilities in Maryland. The average cost is $59,160 per year, which comes out to be on par with the national average costs.

Nursing Homes

Maryland has over 850 senior living providers, covering all the diverse needs a senior may need, no matter their health or mental complications.

There are more than 40 adult daycare facilities here, at an average annual cost of $19,760. Maryland lines up closely to the national average, but has a slimmer range in costs with the lowest priced adult daycare center coming in at $1,440 a month, and the most expensive one only costing twice as much. Adult daycare centers in Maryland provide all the meals throughout the day, professional staff to assist with daily tasks and administering medications.

Hospices in Maryland offer terminally ill patients relief from the pain and mental anguish of being amongst their final days. Artistic classes are given to help patients express themselves creatively and constructively, and to stay mentally engaged. Counseling is offered to patients as well as to their families, to help come to terms with this trying time in their lives, and to find acceptance and peace of mind. There are 35 hospices in Maryland, with staff on hand to help figure out financing through Medicaid, Medicare, or private insurances.

Family caregivers often need extra help, or to have time off to recharge from the time consuming duties of caring for an elderly loved one. Respite care facilities can take in a senior with health complications for as little as a day, to as long as needed. There are 354 respite care facilities in the state, costing $98,368 a year on average. Daily costs can be as little as $200 a day, but heavily depends on what type of care plan the senior will need, in regards to their health conditions and emotional needs.

Resources for Seniors in Maryland

Maryland Insurance Administration – Here, you'll find additional resources for senior citizens in Maryland, such as life insurance information, Medicare-related news, and long-term care policies, to name a few.

Maryland Health Care Commission Consumer Guide to Long Term Care – Learn more about the SHIP program available to seniors in the state and get a better understanding of your health benefits, bills, and rights.

Senior Prescription Drug Assistance Program – Prescription drugs can get pricey but there's a program that is designed to help seniors pay for their medications in Maryland. Find out the eligibility requirements here and how you can qualify.

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