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Top 7 Highest Ranked RV Insurance
How We Chose The Top 7 RV Insurance Plans
We identified the top 9 RV Insurance brands and narrowed it down to 7 of our favorites based on a number of criteria. We looked at affordability, service, ease of use and other factors to rank the best RV Insurance on the market. Take a look at the insurance we have deemed the best of the best.
Pricing will depend on the type of model that your motor home or RV is, with motor coaches costing the most. Pull behind fifth-wheelers and pop-up campers will cost much less. Quotes are available online with instant results including senior discounts.
Seniors looking for full time insurance for collision, personal liability, medical payments and personal property coverage will appreciate Good Sam’s reliable customer service and top-rated policies. With the option to have RV storage protection year round and an emergency expense allowance when something goes awry, this is an excellent option for seniors who enjoy periodic traveling.
Progressive offers policies starting at around $125 annually for lower-class RV models such as pop-ups and small campers. Because qualifying for multiple discounts is easy with Progressive, even more expensive motor coaches can be covered at reasonable rates, especially for senior customers.
Seniors seeking reliable RV coverage for full-time and part-time use and travel will find Progressive to be a top option. Limitations can be upgraded to $500,000 to ensure that all passengers and others are fully covered should the unthinkable happen. Seniors who desire to live in their motor home will find that Progressive is one of the few companies to offer full time coverage.
As Geico’s commercials advertise, seniors can save $500 or more by making the switch to Geico. They offer generous discounts for good driving habits and for certain car safety features. Of course, bundling your RV insurance will help you enjoy even lower rates across the board.
Seniors looking for part-time travel insurance for towable RV’s can add coverage to an existing auto insurance policy, and coverage is available for a full range of motor coaches, as well. As the second largest insurance agency in the US, Geico has a solid reputation for reliable policies and customer service.
Allstate offers some of the lowest rates in the industry, with policies starting at $100 per year for low-end travel trailers that tow behind vehicles. However, seniors and current policyholders will likely enjoy nice discounts, especially those with good driving records.
Allstate offers senior comprehensive RV coverage for those using the unit less than six months per year. Even their most basic policy offers perks such as personal belongings coverage, sound system coverage, rental reimbursement, medical payments and emergency roadside assistance.
Seniors are likely to enjoy the best rates with National General RV insurance coverage. However, certain organization members may also enjoy additional discounts. These include General Motors employees (active and retired), current General Motors supplier employees with Chevrolet, Pontiac, Hummer, and GMAC customers also qualify for discounts.
Whether seniors want to travel or live in their recreational vehicle full time or part-time, National General offers affordable solutions. You can ‘turn off’ collision coverage anytime and save up to 50% on annual premiums. Additional policies are available for those traveling to Mexico to ensure their RV and medical costs will be covered there, as well.
USAA offers affordable RV coverage and boasts generous discounts for good drivers. Disappearing deductibles can be down to $0 in just four years without a claim. There may be additional discounts available depending on your state of residence, your age, storage preferences and the model of your RV.
If you qualify for USAA membership, you’ll find comprehensive coverage to be rather affordable with options to fit your specific needs. With easy claim forms and straightforward policies, USAA is an excellent choice for those looking to travel part-time in their RV who have good driving records.
The pricing of your RV insurance will depend on the company you choose with RV America and several other factors such as your RV’s age, your driving record and whether you are a full-timer or part-timer. Seniors will find the best deals by bundling services with auto or home insurance policies.
With inclusions such as flood, fire, emergency expenses and property replacement, RV America policies are about as comprehensive as any you’ll find on the market. Seniors will enjoy an array of discounts and bundling options depending on who their current insurer is. RV America also offers full replacement cost on RV’s and covers accessories such as antennas, satellite dishes, awnings and other attachments that others often charge more for.
Anything can happen on the open road or even parked in your driveway, so RV insurance is essential regardless of your age. In fact, just like automobiles, it is the law in all 50 states to at least have minimal liability insurance coverage for recreational vehicles. It’s impossible to control everything like the weather, other drivers and miscreants looking to vandalize your RV, and your insurance policy should be adequate enough to cover such incidents. Seniors will be protecting themselves fro an array of ‘what if’s’ with RV insurance coverage.